Miami County, Kansas

County Distress Index: Normal · 36.5 | 35,320 people · 53rd most distressed in Kansas
American Default Research

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Miami County, KS falls within the normal range for household financial distress at 36.5 — 2395th nationally out of 3144 counties. The primary driver is Housing Cost Burden, where housing costs consume a moderate share of household income. Within Kansas, it ranks 53rd of 105 counties. Among its 7 neighboring counties, 6 show more distress.

The Numbers Behind the Score

The CDI measures five statistically derived factors of household financial distress, PCA-weighted. Miami County's primary driver is Housing Cost Burden at 63.8 — above the national median.

Housing Cost Burden Primary driver 63.8
Rent-Burdened (30%+) 66
Severely Rent-Burdened (50%+) 72
Mortgage-Burdened (30%+) 75
Homeownership Rate 32
Economic Vitality 55.6
Wage-to-Rent Ratio 81
Rent-to-Income Ratio 28
Business Formation Rate 48
House Price Change (YoY) 20
Legal Distress 42.8
Bankruptcy Filing Rate 43
Consumer Credit Distress 25.5
Debt in Collections 21
Medical Debt 36
Auto Loan Delinquency 24
Credit Card Delinquency 15
Uninsured Rate 35
Subprime Credit Population 30
Structural Poverty 13.6
Unemployment Rate 34
Poverty Rate 4
Income vs. State Median 8
Child Poverty Rate 5
Disability Rate 21
Transfer Income Dependency 14

Scores are percentile-based: 50 = national median, higher = more distressed.

Neighbors and Peers

Neighboring Counties

CountyScoreZonevs. Miami County
Miami County, KS 36.5 Normal —
Franklin County, KS 59.1 Elevated +22.6
Bates County, MO 58.2 Elevated +21.8
Linn County, KS 50.9 Elevated +14.5
Cass County, MO 49.5 Normal +13.0
Douglas County, KS 47.8 Normal +11.4
Anderson County, KS 41.8 Normal +5.4
Johnson County, KS 27.1 Healthy -9.4

Population Peers

CountyScoreZonevs. Miami County
Carroll County, IN 36.5 Normal +0.0
Gibson County, IN 36.4 Normal -0.0
Richland County, IL 36.5 Normal +0.1
Hubbard County, MN 36.4 Normal -0.1
Juneau County, WI 36.4 Normal -0.1

Download Data

Export all distress indicators for Miami County as a CSV file.

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Kansas Bar Association Lawyer Referral 785-234-5696

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Frequently Asked Questions

  • What is the distress score for Miami County, Kansas?

    Miami County has a County Distress Index score of 36.5 out of 100, placing it in the Normal zone. It ranks 2,395th nationally out of 3,144 counties and 53rd in Kansas out of 105 counties.

  • What drives financial distress in Miami County?

    The primary driver of distress in Miami County is Housing Cost Burden, where the county scores 63.8 out of 100. This domain is measured by indicators including Rent-Burdened (30%+), Severely Rent-Burdened (50%+), Mortgage-Burdened (30%+).

  • How does Miami County compare to neighboring counties?

    Miami County (36.5) can be compared to its 7 neighboring counties: Franklin County, KS (59.1); Bates County, MO (58.2); Linn County, KS (50.9).

  • How is the County Distress Index calculated?

    The County Distress Index uses PCA-weighted percentile scoring across five statistically derived factors: Consumer Credit Distress (47.5%), Housing Cost Burden (22.3%), Structural Poverty (13.6%), Economic Vitality (9.2%), and Legal Distress (7.4%). Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • How often is the CDI updated?

    Annually, aligned to Census American Community Survey and Urban Institute Debt in America release windows — the slowest-moving source inputs. Between annual refreshes, faster-cadence indicators (BLS unemployment, QCEW wages) may drive light mid-year updates if a specific component moves meaningfully. Current data compiled April 14, 2026; next full refresh early 2027.

  • What does the Normal zone mean?

    The CDI divides counties into five zones: Healthy (below 46), Normal (46–55), Elevated (55–71), Serious (71–86), and Crisis (86 and above). Miami County's score of 36.5 sits in the Normal zone (46–55).

  • What data sources power Miami County's CDI score?

    Miami County's CDI score draws on Urban Institute Debt in America (Equifax credit-bureau panel), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), Bureau of Labor Statistics (LAUS, QCEW), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Every number on this page traces to one of these public sources.

  • What is the population of Miami County?

    Miami County, Kansas has a population of approximately 35,320 (2023 Census estimate), classified as a small county.