Logan County, Kentucky

County Distress Index: Elevated · 55.4 | 28,283 people · 86th most distressed in Kentucky
American Default Research

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Logan County, KY registers elevated household financial distress with a score of 55.4 — 1247th nationally out of 3144 counties. The primary driver is Legal Distress, where bankruptcy filing rates are well above the national average. Within Kentucky, it ranks 86th of 120 counties. Among its 6 neighboring counties, 5 show more distress.

The Numbers Behind the Score

The CDI measures five statistically derived factors of household financial distress, PCA-weighted. Logan County's primary driver is Legal Distress at 94.0 — worse than roughly 94% of U.S. counties.

Legal Distress Primary driver 94.0
Bankruptcy Filing Rate 94
Consumer Credit Distress 68.2
Debt in Collections 70
Medical Debt 84
Auto Loan Delinquency 55
Credit Card Delinquency 76
Uninsured Rate 52
Subprime Credit Population 66
Structural Poverty 54.4
Unemployment Rate 49
Poverty Rate 60
Income vs. State Median 28
Child Poverty Rate 48
Disability Rate 65
Transfer Income Dependency 77
Housing Cost Burden 31.7
Rent-Burdened (30%+) 23
Severely Rent-Burdened (50%+) 24
Mortgage-Burdened (30%+) 68
Homeownership Rate 45
Economic Vitality 17.4
Wage-to-Rent Ratio 1
Rent-to-Income Ratio 11
Business Formation Rate 56
House Price Change (YoY) 43

Scores are percentile-based: 50 = national median, higher = more distressed.

Neighbors and Peers

Neighboring Counties

CountyScoreZonevs. Logan County
Logan County, KY 55.4 Elevated —
Simpson County, KY 68.0 Serious +12.6
Warren County, KY 63.8 Elevated +8.4
Butler County, KY 60.7 Elevated +5.3
Muhlenberg County, KY 57.4 Elevated +2.0
Robertson County, TN 57.1 Elevated +1.7
Todd County, KY 52.2 Elevated -3.2

Population Peers

CountyScoreZonevs. Logan County
Dent County, MO 55.4 Elevated 0.0
Crawford County, MO 55.4 Elevated -0.0
Logan County, AR 55.5 Elevated +0.1
Switzerland County, IN 55.5 Elevated +0.1
Hancock County, MS 55.5 Elevated +0.1

Download Data

Export all distress indicators for Logan County as a CSV file.

Find Help in Logan County

Find an Attorney

Kentucky Bar Association Lawyer Referral offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Kentucky Bar Association Lawyer Referral 502-564-3795

Free Legal Aid

Legal aid organizations serving Logan County residents at no cost.

Legal Aid of the Bluegrass 1-800-928-4615
Kentucky Legal Aid 1-866-452-9243
Appalachian Research and Defense Fund of Kentucky (866) 277-5733
Legal Aid Society (502) 584-1254

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

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Frequently Asked Questions

  • What is the distress score for Logan County, Kentucky?

    Logan County has a County Distress Index score of 55.4 out of 100, placing it in the Elevated zone. It ranks 1,247th nationally out of 3,144 counties and 86th in Kentucky out of 120 counties.

  • What drives financial distress in Logan County?

    The primary driver of distress in Logan County is Legal Distress, where the county scores 94.0 out of 100. This domain is measured by indicators including Bankruptcy Filing Rate.

  • How does Logan County compare to neighboring counties?

    Logan County (55.4) can be compared to its 6 neighboring counties: Simpson County, KY (68.0); Warren County, KY (63.8); Butler County, KY (60.7).

  • How is the County Distress Index calculated?

    The County Distress Index uses PCA-weighted percentile scoring across five statistically derived factors: Consumer Credit Distress (47.5%), Housing Cost Burden (22.3%), Structural Poverty (13.6%), Economic Vitality (9.2%), and Legal Distress (7.4%). Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • How often is the CDI updated?

    Annually, aligned to Census American Community Survey and Urban Institute Debt in America release windows — the slowest-moving source inputs. Between annual refreshes, faster-cadence indicators (BLS unemployment, QCEW wages) may drive light mid-year updates if a specific component moves meaningfully. Current data compiled April 14, 2026; next full refresh early 2027.

  • What does the Elevated zone mean?

    The CDI divides counties into five zones: Healthy (below 46), Normal (46–55), Elevated (55–71), Serious (71–86), and Crisis (86 and above). Logan County's score of 55.4 sits in the Elevated zone (55–71).

  • What data sources power Logan County's CDI score?

    Logan County's CDI score draws on Urban Institute Debt in America (Equifax credit-bureau panel), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), Bureau of Labor Statistics (LAUS, QCEW), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Every number on this page traces to one of these public sources.

  • What is the population of Logan County?

    Logan County, Kentucky has a population of approximately 28,283 (2023 Census estimate), classified as a small county.