Jasper County, Texas

County Distress Index: Elevated · 63.5 | 32,694 people · 107th most distressed in Texas
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Jasper County, TX registers elevated household financial distress with a score of 63.5 — 738th nationally out of 3144 counties. The primary driver is Consumer Credit Distress, where residents carry heavy debt burdens with elevated delinquency and collections rates. Within Texas, it ranks 107th of 254 counties. Among its 7 neighboring counties, 4 show more distress.

The Numbers Behind the Score

The CDI measures five statistically derived factors of household financial distress, PCA-weighted. Jasper County's primary driver is Consumer Credit Distress at 85.3 — worse than roughly 85% of U.S. counties.

Consumer Credit Distress Primary driver 85.3
Debt in Collections 96
Medical Debt 94
Auto Loan Delinquency 78
Credit Card Delinquency 66
Uninsured Rate 95
Subprime Credit Population 87
Structural Poverty 68.0
Unemployment Rate 90
Poverty Rate 71
Income vs. State Median 60
Child Poverty Rate 76
Disability Rate 32
Transfer Income Dependency 81
Housing Cost Burden 38.6
Rent-Burdened (30%+) 56
Severely Rent-Burdened (50%+) 31
Mortgage-Burdened (30%+) 17
Homeownership Rate 31
Legal Distress 33.4
Bankruptcy Filing Rate 33
Economic Vitality 29.1
Wage-to-Rent Ratio 21
Rent-to-Income Ratio 40
Business Formation Rate 43
House Price Change (YoY) 8

Scores are percentile-based: 50 = national median, higher = more distressed.

Neighbors and Peers

Neighboring Counties

CountyScoreZonevs. Jasper County
Jasper County, TX 63.5 Elevated —
San Augustine County, TX 75.4 Serious +11.9
Angelina County, TX 75.1 Serious +11.5
Tyler County, TX 69.3 Serious +5.7
Orange County, TX 68.5 Serious +4.9
Newton County, TX 61.2 Elevated -2.4
Hardin County, TX 60.3 Elevated -3.3
Sabine County, TX 54.5 Elevated -9.1

Population Peers

CountyScoreZonevs. Jasper County
Allen County, KY 63.5 Elevated -0.0
Chowan County, NC 63.6 Elevated +0.0
Lee County, GA 63.5 Elevated -0.0
Hopkins County, TX 63.5 Elevated -0.0
Lincoln County, WV 63.5 Elevated -0.1

Download Data

Export all distress indicators for Jasper County as a CSV file.

Find Help in Jasper County

Find an Attorney

State Bar of Texas — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

State Bar of Texas — Lawyer Referral Service 1-800-252-9690

Free Legal Aid

Legal aid organizations serving Jasper County residents at no cost.

Texas RioGrande Legal Aid 1-888-988-9996
Lone Star Legal Aid 1-800-733-8394
Legal Aid of NorthWest Texas (888) 529-5277

Self-Help Resources

Texas State Law Library — Foreclosure Research Guide Comprehensive guide to Texas foreclosure law with links to statutes, forms, and practice guides.
TexasLawHelp.org Free legal information and self-help resources for low-income Texans.

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

Need legal help? Find a foreclosure defense attorney in Texas →

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Frequently Asked Questions

  • What is the distress score for Jasper County, Texas?

    Jasper County has a County Distress Index score of 63.5 out of 100, placing it in the Elevated zone. It ranks 738th nationally out of 3,144 counties and 107th in Texas out of 254 counties.

  • What drives financial distress in Jasper County?

    The primary driver of distress in Jasper County is Consumer Credit Distress, where the county scores 85.3 out of 100. This domain is measured by indicators including Debt in Collections, Medical Debt, Auto Loan Delinquency.

  • How does Jasper County compare to neighboring counties?

    Jasper County (63.5) can be compared to its 7 neighboring counties: San Augustine County, TX (75.4); Angelina County, TX (75.1); Tyler County, TX (69.3).

  • How is the County Distress Index calculated?

    The County Distress Index uses PCA-weighted percentile scoring across five statistically derived factors: Consumer Credit Distress (47.5%), Housing Cost Burden (22.3%), Structural Poverty (13.6%), Economic Vitality (9.2%), and Legal Distress (7.4%). Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • How often is the CDI updated?

    Annually, aligned to Census American Community Survey and Urban Institute Debt in America release windows — the slowest-moving source inputs. Between annual refreshes, faster-cadence indicators (BLS unemployment, QCEW wages) may drive light mid-year updates if a specific component moves meaningfully. Current data compiled April 14, 2026; next full refresh early 2027.

  • What does the Elevated zone mean?

    The CDI divides counties into five zones: Healthy (below 46), Normal (46–55), Elevated (55–71), Serious (71–86), and Crisis (86 and above). Jasper County's score of 63.5 sits in the Elevated zone (55–71).

  • What data sources power Jasper County's CDI score?

    Jasper County's CDI score draws on Urban Institute Debt in America (Equifax credit-bureau panel), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), Bureau of Labor Statistics (LAUS, QCEW), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Every number on this page traces to one of these public sources.

  • What is the population of Jasper County?

    Jasper County, Texas has a population of approximately 32,694 (2023 Census estimate), classified as a small county.