#358 Top 500 Most Distressed Counties · 2026

Acadia Parish, Louisiana

Most distressed fifth 358th of 3,144 counties nationally · 56,489 residents How this is calculated →
The headline number
25% Acadia Parish residents
vs.
14% U.S. median

Above the national median for poverty rate — and 7.6× the rate of the healthiest U.S. county (Lincoln County, SD — 3%).

Census SAIPE (2023)

Main Findings

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Acadia Parish, Louisiana ranks 358th most distressed in the United States on the County Distress Index. The driver: 25% of residents live below the federal poverty line — above the national median of 14%.

Key Findings
  • 358th of 3,144 counties on the County Distress Index — Most distressed fifth, 33rd in Louisiana.
  • 25% of residents live below the federal poverty line (U.S. median 14%). Poverty rate at the 95th percentile nationally.
  • Subprime credit share at 32% — national median 23%, ranked at the 80th percentile.
  • Rent-to-income ratio at 24% — national median 21%, ranked at the 77th percentile.
  • Debt in collections at 32% — national median 23%, ranked at the 79th percentile.
Distinctive Signals
Boundary Signal

Neighbors span two CDI distress fifths. The 24-point drop to Lafayette Parish marks where the Louisiana distress corridor ends.

County Distress Index cluster map. Acadia Parish, Louisiana and its neighbors colored by distress fifth.
Acadia Parish and its 5 geographic neighbors, graded by County Distress Index score. Acadia Parish ranks 358th of 3,144. American Default Research
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"Acadia Parish ranks in the most distressed fifth of U.S. counties. The five-domain profile shows where local household pressure is most concentrated."

— Ross Kilburn, Founder, American Default Research
Analyst quote — for feature use 29 words

"The CDI places this county in the most distressed fifth nationally. The rank is the important geography signal: it compares the county with every other county-equivalent in the release."

— Ross Kilburn, Founder, American Default Research

Reporter's Notes

Two data points in the indicator table worth a follow-up call.

Data anomaly
Uninsured rate sits well below the rest of the safety_net_buffer domain — the one indicator that doesn't fit

Acadia Parish's uninsured rate indicator is at the 28th percentile — while every other indicator in the safety_net_buffer domain sits at or above the 73rd percentile. The gap stands out against child poverty rate and EITC % of returns. Worth a call to Urban Institute or a local credit counselor in Crowley.

Reporting hook
Child poverty at 32% — 1.8× the national median

32% of children under 18 in Acadia Parish live below the federal poverty line, versus 18% nationally. When a county's adult poverty rate is accompanied by a materially higher child poverty rate, the gap typically reflects single-parent household concentration or limited access to workforce-participation supports (childcare, transportation). Worth a call to the local school district's free-and-reduced-lunch coordinator or a regional United Way affiliate.

The Indicators Behind Acadia Parish's CDI Score

Every number traces to a public source. Acadia Parish's value shown alongside LA's median and the U.S. median. Full CSV available for download.

How to read the table. A domain score is a 0–100 composite of the indicators in that domain, where 50 = U.S. county median and higher = more distressed. Percentile is Acadia Parish's national rank among all 3,144 U.S. counties for that indicator, always oriented so higher = more distressed.
Indicator Acadia Parish LA median U.S. median Pctile Source
Delinquency — domain score 78 · Rank 600 of 3,144
Auto loan delinquency Share of auto loan accounts 60+ days past due 7% 8% 5% 76th Urban Institute (2024)
Credit card delinquency Share of credit card accounts 60+ days past due 7% 8% 5% 76th Urban Institute (2024)
Subprime credit share Share of residents with a credit score below 660 32% 35% 23% 80th Urban Institute (2024)
Default & Legal — domain score 73 · Rank 646 of 3,144
Debt in collections Share of residents with a credit file who have debt in collections 32% 34% 23% 79th Urban Institute (2024)
Bankruptcy filing rate Personal bankruptcy filings per 100,000 residents 168 225 126 66th US Courts F-5A (2025)
Debt Burden (housing basis) — domain score 73 · Rank 607 of 3,144
Rent-to-income ratio Fair Market Rent (2BR) as share of median household income 24% 22% 21% 77th HUD FMR × Census ACS (2024)
Severe rent burden (50%+) Share of renter households paying 50%+ of income on rent 21% 21% 18% 70th Census ACS 5-yr (2023)
Labor — domain score 58 · Rank 1,280 of 3,144
Unemployment Share of labor force unemployed 4% 4% 4% 58th BLS LAUS (Dec 2025)
Safety Net & Buffer — domain score 81 · Rank 392 of 3,144
Child poverty rate Share of children under 18 below the federal poverty line 32% 28% 18% 93rd Census SAIPE (2023)
Disability rate Share of residents reporting a disability 19% 17% 16% 74th Census ACS 5-yr (2023)
Poverty rate Share of population below the federal poverty line 25% 20% 14% 95th Census SAIPE (2023)
Transfer-income dependency Share of personal income from government transfers 32% 30% 27% 73rd BEA Regional Personal Income (2023)
Uninsured rate Share of residents without health insurance coverage 6% 8% 8% 28th Census ACS 5-yr (2023)
Data compiled April 2026 from Urban Institute Debt in America (Equifax 2024 panel), U.S. Census Bureau (ACS 5-yr 2023, SAIPE 2023, Business Formation Statistics 2024), Bureau of Labor Statistics (LAUS Dec 2025, QCEW 2024), U.S. Courts Administrative Office (F-5A bankruptcy filings 2025), and HUD Fair Market Rents (FY2024).

Five-Domain Breakdown

The CDI is an equal-weight composite of five family-v1 distress domains. Each domain contributes 20% of the county score.

Safety Net & Buffer Primary driver 81
Weight 20% · Rank 392 of 3,144
Delinquency 78
Weight 20% · Rank 600 of 3,144
Debt Burden (housing basis) 73
Weight 20% · Rank 607 of 3,144
Default & Legal 73
Weight 20% · Rank 646 of 3,144
Labor 58
Weight 20% · Rank 1,280 of 3,144

Methodology

The County Distress Index is a 0–100 composite score of household financial distress, computed for all 3,144 U.S. counties. Higher scores indicate greater distress. The index is built from five equal-weighted domains: Delinquency, Default & Legal, Debt Burden, Labor, and Safety Net & Buffer. Each domain is the mean of distress-oriented indicator percentiles; the CDI score is the equal-weight mean of those domain scores.

Data sources include the Urban Institute Debt in America (Equifax consumer credit panel), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates, Business Formation Statistics), Bureau of Labor Statistics (Local Area Unemployment Statistics, Quarterly Census of Employment and Wages), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Data vintages range from 2023 to 2025 depending on source; full indicator-level vintage detail is in the methodology document.

For Press & Research

Everything you need to cite Acadia Parish data — in under 60 seconds.

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Press contact: Ross Kilburn · press@americandefault.org · (307) 264-2992 · same-day response, 9am–6pm ET
Draft wire copy 152-word AP-style article — use freely with attribution
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CROWLEY, La. — Acadia Parish ranks 358th among the nation's most financially distressed counties, according to the County Distress Index released this month by American Default Research.

The composite score of 73 out of 100 places Acadia Parish in the most distressed fifth. Among 3,144 U.S. counties scored, 357 counties rank more distressed. Within Louisiana, Acadia Parish ranks 33rd of 64 parishes.

The index, which draws on 16 source indicators from the U.S. Census Bureau, Bureau of Labor Statistics, Urban Institute and federal court filings, identifies safety net & buffer as the primary driver in Acadia Parish. 25% of residents live below the federal poverty line — above the national median of 14%.

"Acadia Parish ranks in the most distressed fifth of U.S. counties. The five-domain profile shows where local household pressure is most concentrated," said Ross Kilburn, founder of American Default Research.

Full methodology and county-by-county data are available at americandefault.org/methodology/cdi.

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Frequently Asked Questions

What is Acadia Parish's CDI score, and what does it mean?

Acadia Parish scores 73 out of 100 on the County Distress Index, placing it in the most distressed fifth. It ranks 358th of 3,144 U.S. counties and 33rd of 64 Louisiana parishes. Higher county scores indicate more distress.

What drives Acadia Parish's distress score?

The highest-scoring domain is Safety Net & Buffer, at a domain score of 81. Poverty rate ranks at the 95th percentile nationally.

How does Acadia Parish compare to its neighbors?

Acadia Parish's neighbors span two CDI distress fifths. Highest-distress neighbor: St. Landry Parish (80.37, Most distressed fifth). Lowest: Lafayette Parish (56.83, Second-most distressed fifth).

How is the County Distress Index calculated?

The CDI is a 0–100 composite of 16 source indicators across five equal-weighted domains: Delinquency, Default & Legal, Debt Burden, Labor, and Safety Net & Buffer. Data comes from Urban Institute, Census Bureau, BLS, U.S. Courts, HUD, and related public sources. Full methodology →
Ross Kilburn
Written by

Ross Kilburn, Founder

Founder · American Default Research · Seattle, Washington

Two decades working directly with financially distressed American households — from property preservation in 2003, to negotiating over 1,000 short sales during the Great Recession, to foreclosure defense marketing today. Author, The Ark Law Group Complete Guide to Short Sales (Auroch Press, 2013). Founded American Default Research in 2026.

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