#62 Top 100 Most Distressed Counties · 2026

Caddo Parish, Louisiana

Most distressed fifth 62nd of 3,144 counties nationally · 226,386 residents How this is calculated →
The headline number
364 Caddo Parish residents
vs.
126 U.S. median

3× the national median for bankruptcy filing rate — and 49.9× the rate of the healthiest U.S. county (Glacier County, MT — 7).

US Courts F-5A (2025)

Main Findings

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Caddo Parish, Louisiana ranks 62nd most distressed in the United States on the County Distress Index. The driver: a bankruptcy filing rate of 364 — more than double the national median of 126.

Key Findings
  • 62nd of 3,144 counties on the County Distress Index — Most distressed fifth, 9th in Louisiana.
  • A bankruptcy filing rate of 364 (U.S. median 126). Bankruptcy filing rate at the 95th percentile nationally.
  • Auto loan delinquency at 11% — national median 5%, ranked at the 95th percentile.
  • Severe rent burden (50%+) at 29% — national median 18%, ranked at the 97th percentile.
  • Child poverty rate at 32% — national median 18%, ranked at the 93rd percentile.
Distinctive Signals
Labor–Credit Divergence

Unemployment is 4%, near the national median of 4%, while auto loan delinquency runs at the 95th percentile. Jobs exist; wages don't close the gap.

Boundary Signal

Neighbors span two CDI distress fifths. The 21-point drop to Bossier Parish marks where the Ark-La-Tex distress corridor ends.

County Distress Index cluster map. Caddo Parish, Louisiana and its neighbors colored by distress fifth.
Caddo Parish and its 8 geographic neighbors, graded by County Distress Index score. Caddo Parish ranks 62nd of 3,144. American Default Research
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"Caddo Parish ranks in the most distressed fifth of U.S. counties. The five-domain profile shows where local household pressure is most concentrated."

— Ross Kilburn, Founder, American Default Research
Analyst quote — for feature use 29 words

"The CDI places this county in the most distressed fifth nationally. The rank is the important geography signal: it compares the county with every other county-equivalent in the release."

— Ross Kilburn, Founder, American Default Research

Reporter's Notes

Two data points in the indicator table worth a follow-up call.

Reporting hook
Child poverty at 32% — 1.8× the national median

32% of children under 18 in Caddo Parish live below the federal poverty line, versus 18% nationally. When a county's adult poverty rate is accompanied by a materially higher child poverty rate, the gap typically reflects single-parent household concentration or limited access to workforce-participation supports (childcare, transportation). Worth a call to the local school district's free-and-reduced-lunch coordinator or a regional United Way affiliate.

The Indicators Behind Caddo Parish's CDI Score

Every number traces to a public source. Caddo Parish's value shown alongside LA's median and the U.S. median. Full CSV available for download.

How to read the table. A domain score is a 0–100 composite of the indicators in that domain, where 50 = U.S. county median and higher = more distressed. Percentile is Caddo Parish's national rank among all 3,144 U.S. counties for that indicator, always oriented so higher = more distressed.
Indicator Caddo Parish LA median U.S. median Pctile Source
Delinquency — domain score 93 · Rank 121 of 3,144
Auto loan delinquency Share of auto loan accounts 60+ days past due 11% 8% 5% 95th Urban Institute (2024)
Credit card delinquency Share of credit card accounts 60+ days past due 9% 8% 5% 92nd Urban Institute (2024)
Subprime credit share Share of residents with a credit score below 660 38% 35% 23% 92nd Urban Institute (2024)
Default & Legal — domain score 94 · Rank 58 of 3,144
Debt in collections Share of residents with a credit file who have debt in collections 40% 34% 23% 94th Urban Institute (2024)
Bankruptcy filing rate Personal bankruptcy filings per 100,000 residents 364 225 126 95th US Courts F-5A (2025)
Debt Burden (housing basis) — domain score 92 · Rank 120 of 3,144
Rent-to-income ratio Fair Market Rent (2BR) as share of median household income 26% 22% 21% 86th HUD FMR × Census ACS (2024)
Severe rent burden (50%+) Share of renter households paying 50%+ of income on rent 29% 21% 18% 97th Census ACS 5-yr (2023)
Labor — domain score 65 · Rank 1,087 of 3,144
Unemployment Share of labor force unemployed 4% 4% 4% 65th BLS LAUS (Dec 2025)
Safety Net & Buffer — domain score 77 · Rank 535 of 3,144
Child poverty rate Share of children under 18 below the federal poverty line 32% 28% 18% 93rd Census SAIPE (2023)
Disability rate Share of residents reporting a disability 19% 17% 16% 73rd Census ACS 5-yr (2023)
Poverty rate Share of population below the federal poverty line 23% 20% 14% 92nd Census SAIPE (2023)
Transfer-income dependency Share of personal income from government transfers 26% 30% 27% 44th BEA Regional Personal Income (2023)
Uninsured rate Share of residents without health insurance coverage 8% 8% 8% 46th Census ACS 5-yr (2023)
Data compiled April 2026 from Urban Institute Debt in America (Equifax 2024 panel), U.S. Census Bureau (ACS 5-yr 2023, SAIPE 2023, Business Formation Statistics 2024), Bureau of Labor Statistics (LAUS Dec 2025, QCEW 2024), U.S. Courts Administrative Office (F-5A bankruptcy filings 2025), and HUD Fair Market Rents (FY2024).

Five-Domain Breakdown

The CDI is an equal-weight composite of five family-v1 distress domains. Each domain contributes 20% of the county score.

Default & Legal Primary driver 94
Weight 20% · Rank 58 of 3,144
Delinquency 93
Weight 20% · Rank 121 of 3,144
Debt Burden (housing basis) 92
Weight 20% · Rank 120 of 3,144
Safety Net & Buffer 77
Weight 20% · Rank 535 of 3,144
Labor 65
Weight 20% · Rank 1,087 of 3,144

Methodology

The County Distress Index is a 0–100 composite score of household financial distress, computed for all 3,144 U.S. counties. Higher scores indicate greater distress. The index is built from five equal-weighted domains: Delinquency, Default & Legal, Debt Burden, Labor, and Safety Net & Buffer. Each domain is the mean of distress-oriented indicator percentiles; the CDI score is the equal-weight mean of those domain scores.

Data sources include the Urban Institute Debt in America (Equifax consumer credit panel), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates, Business Formation Statistics), Bureau of Labor Statistics (Local Area Unemployment Statistics, Quarterly Census of Employment and Wages), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Data vintages range from 2023 to 2025 depending on source; full indicator-level vintage detail is in the methodology document.

For Press & Research

Everything you need to cite Caddo Parish data — in under 60 seconds.

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Press contact: Ross Kilburn · press@americandefault.org · (307) 264-2992 · same-day response, 9am–6pm ET
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SHREVEPORT, La. — Caddo Parish ranks 62nd among the nation's most financially distressed counties, according to the County Distress Index released this month by American Default Research.

The composite score of 84 out of 100 places Caddo Parish in the most distressed fifth. Among 3,144 U.S. counties scored, 61 counties rank more distressed. Within Louisiana, Caddo Parish ranks ninth of 64 parishes.

The index, which draws on 16 source indicators from the U.S. Census Bureau, Bureau of Labor Statistics, Urban Institute and federal court filings, identifies default & legal as the primary driver in Caddo Parish. A bankruptcy filing rate of 364 — more than double the national median of 126.

"Caddo Parish ranks in the most distressed fifth of U.S. counties. The five-domain profile shows where local household pressure is most concentrated," said Ross Kilburn, founder of American Default Research.

Full methodology and county-by-county data are available at americandefault.org/methodology/cdi.

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Frequently Asked Questions

What is Caddo Parish's CDI score, and what does it mean?

Caddo Parish scores 84 out of 100 on the County Distress Index, placing it in the most distressed fifth. It ranks 62nd of 3,144 U.S. counties and 9th of 64 Louisiana parishes. Higher county scores indicate more distress.

What drives Caddo Parish's distress score?

The highest-scoring domain is Default & Legal, at a domain score of 94. Bankruptcy filing rate ranks at the 95th percentile nationally.

How does Caddo Parish compare to its neighbors?

Caddo Parish's neighbors span two CDI distress fifths. Highest-distress neighbor: Miller County, AR (81.03, Most distressed fifth). Lowest: Bossier Parish (59.68, Second-most distressed fifth).

How is the County Distress Index calculated?

The CDI is a 0–100 composite of 16 source indicators across five equal-weighted domains: Delinquency, Default & Legal, Debt Burden, Labor, and Safety Net & Buffer. Data comes from Urban Institute, Census Bureau, BLS, U.S. Courts, HUD, and related public sources. Full methodology →
Ross Kilburn
Written by

Ross Kilburn, Founder

Founder · American Default Research · Seattle, Washington

Two decades working directly with financially distressed American households — from property preservation in 2003, to negotiating over 1,000 short sales during the Great Recession, to foreclosure defense marketing today. Author, The Ark Law Group Complete Guide to Short Sales (Auroch Press, 2013). Founded American Default Research in 2026.

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