St. Landry Parish, Louisiana

County Distress Index: Serious · 76.1 | 81,464 people · 15th most distressed in Louisiana
American Default Research

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St. Landry Parish, LA shows significant household financial distress with a score of 76.1 — 155th nationally out of 3144 counties. The primary driver is Consumer Credit Distress, where residents carry heavy debt burdens with elevated delinquency and collections rates. Within Louisiana, it ranks 15th of 64 counties. Among its 6 neighboring counties, 5 show less distress.

The Numbers Behind the Score

The CDI measures five statistically derived factors of household financial distress, PCA-weighted. St. Landry Parish's primary driver is Consumer Credit Distress at 85.0 — worse than roughly 85% of U.S. counties.

Consumer Credit Distress Primary driver 85.0
Debt in Collections 89
Medical Debt 81
Auto Loan Delinquency 92
Credit Card Delinquency 92
Uninsured Rate 42
Subprime Credit Population 88
Structural Poverty 80.0
Unemployment Rate 76
Poverty Rate 93
Income vs. State Median 90
Child Poverty Rate 90
Disability Rate 37
Transfer Income Dependency 86
Legal Distress 74.5
Bankruptcy Filing Rate 75
Housing Cost Burden 72.5
Rent-Burdened (30%+) 73
Severely Rent-Burdened (50%+) 85
Mortgage-Burdened (30%+) 30
Homeownership Rate 71
Economic Vitality 34.9
Wage-to-Rent Ratio 15
Rent-to-Income Ratio 69
Business Formation Rate 40
House Price Change (YoY) 24

Scores are percentile-based: 50 = national median, higher = more distressed.

Neighbors and Peers

Neighboring Counties

CountyScoreZonevs. St. Landry Parish
St. Landry Parish, LA 76.1 Serious —
Avoyelles Parish, LA 77.8 Serious +1.7
Acadia Parish, LA 70.1 Serious -6.0
Evangeline Parish, LA 69.4 Serious -6.7
Pointe Coupee Parish, LA 69.2 Serious -6.9
St. Martin Parish, LA 68.5 Serious -7.6
Lafayette Parish, LA 62.3 Elevated -13.8

Population Peers

CountyScoreZonevs. St. Landry Parish
Montgomery County, AL 76.3 Serious +0.2
Maverick County, TX 75.9 Serious -0.2
Wyandotte County, KS 75.9 Serious -0.2
Muskogee County, OK 76.3 Serious +0.2
Madison County, TN 76.4 Serious +0.3

Download Data

Export all distress indicators for St. Landry Parish as a CSV file.

Find Help in St. Landry Parish

Find an Attorney

Louisiana State Bar Association Lawyer Referral offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Louisiana State Bar Association Lawyer Referral 1-800-421-5722

Free Legal Aid

Legal aid organizations serving St. Landry Parish residents at no cost.

Southeast Louisiana Legal Services 504-529-1000
Acadiana Legal Service Corporation 1-800-256-1175
Southeast Louisiana Legal Services Corporation (504) 529-1000

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

Need legal help? Find a foreclosure defense attorney in Louisiana →

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Frequently Asked Questions

  • What is the distress score for St. Landry Parish, Louisiana?

    St. Landry Parish has a County Distress Index score of 76.1 out of 100, placing it in the Serious zone. It ranks 155th nationally out of 3,144 counties and 15th in Louisiana out of 64 counties.

  • What drives financial distress in St. Landry Parish?

    The primary driver of distress in St. Landry Parish is Consumer Credit Distress, where the county scores 85.0 out of 100. This domain is measured by indicators including Debt in Collections, Medical Debt, Auto Loan Delinquency.

  • How does St. Landry Parish compare to neighboring counties?

    St. Landry Parish (76.1) can be compared to its 6 neighboring counties: Avoyelles Parish, LA (77.8); Acadia Parish, LA (70.1); Evangeline Parish, LA (69.4).

  • How is the County Distress Index calculated?

    The County Distress Index uses PCA-weighted percentile scoring across five statistically derived factors: Consumer Credit Distress (47.5%), Housing Cost Burden (22.3%), Structural Poverty (13.6%), Economic Vitality (9.2%), and Legal Distress (7.4%). Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • How often is the CDI updated?

    Annually, aligned to Census American Community Survey and Urban Institute Debt in America release windows — the slowest-moving source inputs. Between annual refreshes, faster-cadence indicators (BLS unemployment, QCEW wages) may drive light mid-year updates if a specific component moves meaningfully. Current data compiled April 14, 2026; next full refresh early 2027.

  • What does the Serious zone mean?

    The CDI divides counties into five zones: Healthy (below 46), Normal (46–55), Elevated (55–71), Serious (71–86), and Crisis (86 and above). St. Landry Parish's score of 76.1 sits in the Serious zone (71–86).

  • What data sources power St. Landry Parish's CDI score?

    St. Landry Parish's CDI score draws on Urban Institute Debt in America (Equifax credit-bureau panel), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), Bureau of Labor Statistics (LAUS, QCEW), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Every number on this page traces to one of these public sources.

  • What is the population of St. Landry Parish?

    St. Landry Parish, Louisiana has a population of approximately 81,464 (2023 Census estimate), classified as a mid county.