Terrebonne Parish, Louisiana

County Distress Index: Serious · 66.8 | 103,616 people · 39th most distressed in Louisiana
American Default Research

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Terrebonne Parish, LA shows significant household financial distress with a score of 66.8 — 559th nationally out of 3144 counties. The primary driver is Legal Distress, where bankruptcy filing rates are well above the national average. Within Louisiana, it ranks 39th of 64 counties. Among its 3 neighboring counties, 2 show more distress.

The Numbers Behind the Score

The CDI measures five statistically derived factors of household financial distress, PCA-weighted. Terrebonne Parish's primary driver is Legal Distress at 80.7 — worse than roughly 81% of U.S. counties.

Legal Distress Primary driver 80.7
Bankruptcy Filing Rate 81
Consumer Credit Distress 79.4
Debt in Collections 78
Medical Debt 84
Auto Loan Delinquency 82
Credit Card Delinquency 80
Uninsured Rate 46
Subprime Credit Population 87
Housing Cost Burden 58.9
Rent-Burdened (30%+) 59
Severely Rent-Burdened (50%+) 71
Mortgage-Burdened (30%+) 26
Homeownership Rate 54
Structural Poverty 49.3
Unemployment Rate 41
Poverty Rate 68
Income vs. State Median 19
Child Poverty Rate 70
Disability Rate 60
Transfer Income Dependency 51
Economic Vitality 35.9
Wage-to-Rent Ratio 15
Rent-to-Income Ratio 51
Business Formation Rate 45
House Price Change (YoY) 83

Scores are percentile-based: 50 = national median, higher = more distressed.

Neighbors and Peers

Neighboring Counties

CountyScoreZonevs. Terrebonne Parish
Terrebonne Parish, LA 66.8 Serious —
St. Mary Parish, LA 72.1 Serious +5.3
Assumption Parish, LA 67.5 Serious +0.7
Lafourche Parish, LA 59.1 Elevated -7.7

Population Peers

CountyScoreZonevs. Terrebonne Parish
Sampson County, NC 66.8 Serious -0.0
Jasper County, MO 66.8 Serious -0.0
Kings County, CA 66.8 Serious -0.1
Lee County, MS 66.9 Serious +0.1
Bossier Parish, LA 67.0 Serious +0.2

Download Data

Export all distress indicators for Terrebonne Parish as a CSV file.

Find Help in Terrebonne Parish

Find an Attorney

Louisiana State Bar Association Lawyer Referral offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Louisiana State Bar Association Lawyer Referral 1-800-421-5722

Free Legal Aid

Legal aid organizations serving Terrebonne Parish residents at no cost.

Southeast Louisiana Legal Services 504-529-1000
Acadiana Legal Service Corporation 1-800-256-1175
Southeast Louisiana Legal Services Corporation (504) 529-1000

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

Need legal help? Find a foreclosure defense attorney in Louisiana →

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Frequently Asked Questions

  • What is the distress score for Terrebonne Parish, Louisiana?

    Terrebonne Parish has a County Distress Index score of 66.8 out of 100, placing it in the Serious zone. It ranks 559th nationally out of 3,144 counties and 39th in Louisiana out of 64 counties.

  • What drives financial distress in Terrebonne Parish?

    The primary driver of distress in Terrebonne Parish is Legal Distress, where the county scores 80.7 out of 100. This domain is measured by indicators including Bankruptcy Filing Rate.

  • How does Terrebonne Parish compare to neighboring counties?

    Terrebonne Parish (66.8) can be compared to its 3 neighboring counties: St. Mary Parish, LA (72.1); Assumption Parish, LA (67.5); Lafourche Parish, LA (59.1).

  • How is the County Distress Index calculated?

    The County Distress Index uses PCA-weighted percentile scoring across five statistically derived factors: Consumer Credit Distress (47.5%), Housing Cost Burden (22.3%), Structural Poverty (13.6%), Economic Vitality (9.2%), and Legal Distress (7.4%). Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • How often is the CDI updated?

    Annually, aligned to Census American Community Survey and Urban Institute Debt in America release windows — the slowest-moving source inputs. Between annual refreshes, faster-cadence indicators (BLS unemployment, QCEW wages) may drive light mid-year updates if a specific component moves meaningfully. Current data compiled April 14, 2026; next full refresh early 2027.

  • What does the Serious zone mean?

    The CDI divides counties into five zones: Healthy (below 46), Normal (46–55), Elevated (55–71), Serious (71–86), and Crisis (86 and above). Terrebonne Parish's score of 66.8 sits in the Serious zone (71–86).

  • What data sources power Terrebonne Parish's CDI score?

    Terrebonne Parish's CDI score draws on Urban Institute Debt in America (Equifax credit-bureau panel), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), Bureau of Labor Statistics (LAUS, QCEW), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Every number on this page traces to one of these public sources.

  • What is the population of Terrebonne Parish?

    Terrebonne Parish, Louisiana has a population of approximately 103,616 (2023 Census estimate), classified as a mid county.