Bollinger County, Missouri

County Distress Index: Elevated · 57.4 | 10,544 people · 35th most distressed in Missouri
American Default Research

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Bollinger County, MO registers elevated household financial distress with a score of 57.4 — 1131st nationally out of 3144 counties. The primary driver is Legal Distress, where bankruptcy filing rates are well above the national average. Within Missouri, it ranks 35th of 115 counties. Among its 5 neighboring counties, 3 show more distress.

The Numbers Behind the Score

The CDI measures five statistically derived factors of household financial distress, PCA-weighted. Bollinger County's primary driver is Legal Distress at 72.1 — above the national median.

Legal Distress Primary driver 72.1
Bankruptcy Filing Rate 72
Consumer Credit Distress 70.3
Debt in Collections 61
Medical Debt 70
Auto Loan Delinquency 72
Credit Card Delinquency 93
Uninsured Rate 56
Subprime Credit Population 66
Economic Vitality 68.4
Wage-to-Rent Ratio 75
Rent-to-Income Ratio 62
Business Formation Rate 49
House Price Change (YoY) 95
Structural Poverty 63.7
Unemployment Rate 19
Poverty Rate 59
Income vs. State Median 64
Child Poverty Rate 64
Disability Rate 76
Transfer Income Dependency 84
Housing Cost Burden 16.5
Rent-Burdened (30%+) 13
Severely Rent-Burdened (50%+) 21
Mortgage-Burdened (30%+) 9
Homeownership Rate 18

Scores are percentile-based: 50 = national median, higher = more distressed.

Neighbors and Peers

Neighboring Counties

CountyScoreZonevs. Bollinger County
Bollinger County, MO 57.4 Elevated —
Wayne County, MO 75.2 Serious +17.9
Madison County, MO 63.0 Elevated +5.6
Stoddard County, MO 58.2 Elevated +0.8
Cape Girardeau County, MO 49.7 Normal -7.6
Perry County, MO 45.3 Normal -12.1

Population Peers

CountyScoreZonevs. Bollinger County
Clark County, KY 57.4 Elevated +0.0
Lunenburg County, VA 57.4 Elevated +0.0
Muhlenberg County, KY 57.4 Elevated -0.0
Audrain County, MO 57.4 Elevated +0.0
Southampton County, VA 57.4 Elevated +0.0

Download Data

Export all distress indicators for Bollinger County as a CSV file.

Find Help in Bollinger County

Find an Attorney

Missouri Bar — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Missouri Bar — Lawyer Referral Service 573-635-4128

Free Legal Aid

Legal aid organizations serving Bollinger County residents at no cost.

Legal Services of Eastern Missouri 314-534-4200 (St. Louis); 1-800-444-0514 (statewide hotline)
Legal Aid of Western Missouri 816-474-6750 (Kansas City); 1-800-748-2057 (statewide hotline)
Central Missouri Legal Services 573-442-0116
The Legal Aid and Defender Association (LAD) 816-474-6750
Legal Services of Southern Missouri (417) 881-1397
Mid-Missouri Legal Services Corporation (573) 442-0116

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Frequently Asked Questions

  • What is the distress score for Bollinger County, Missouri?

    Bollinger County has a County Distress Index score of 57.4 out of 100, placing it in the Elevated zone. It ranks 1,131st nationally out of 3,144 counties and 35th in Missouri out of 115 counties.

  • What drives financial distress in Bollinger County?

    The primary driver of distress in Bollinger County is Legal Distress, where the county scores 72.1 out of 100. This domain is measured by indicators including Bankruptcy Filing Rate.

  • How does Bollinger County compare to neighboring counties?

    Bollinger County (57.4) can be compared to its 5 neighboring counties: Wayne County, MO (75.2); Madison County, MO (63.0); Stoddard County, MO (58.2).

  • How is the County Distress Index calculated?

    The County Distress Index uses PCA-weighted percentile scoring across five statistically derived factors: Consumer Credit Distress (47.5%), Housing Cost Burden (22.3%), Structural Poverty (13.6%), Economic Vitality (9.2%), and Legal Distress (7.4%). Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • How often is the CDI updated?

    Annually, aligned to Census American Community Survey and Urban Institute Debt in America release windows — the slowest-moving source inputs. Between annual refreshes, faster-cadence indicators (BLS unemployment, QCEW wages) may drive light mid-year updates if a specific component moves meaningfully. Current data compiled April 14, 2026; next full refresh early 2027.

  • What does the Elevated zone mean?

    The CDI divides counties into five zones: Healthy (below 46), Normal (46–55), Elevated (55–71), Serious (71–86), and Crisis (86 and above). Bollinger County's score of 57.4 sits in the Elevated zone (55–71).

  • What data sources power Bollinger County's CDI score?

    Bollinger County's CDI score draws on Urban Institute Debt in America (Equifax credit-bureau panel), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), Bureau of Labor Statistics (LAUS, QCEW), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Every number on this page traces to one of these public sources.

  • What is the population of Bollinger County?

    Bollinger County, Missouri has a population of approximately 10,544 (2023 Census estimate), classified as a small county.