Gasconade County, Missouri

County Distress Index: Normal · 42.1 | 14,705 people · 85th most distressed in Missouri
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Gasconade County, MO falls within the normal range for household financial distress at 42.1 — 2059th nationally out of 3144 counties. The primary driver is Consumer Credit Distress, where debt and delinquency levels sit above the national average. Within Missouri, it ranks 85th of 115 counties. Among its 7 neighboring counties, 5 show more distress.

The Numbers Behind the Score

The CDI measures five statistically derived factors of household financial distress, PCA-weighted. Gasconade County's primary driver is Consumer Credit Distress at 54.4 — above the national median.

Consumer Credit Distress Primary driver 54.4
Debt in Collections 49
Medical Debt 76
Auto Loan Delinquency 88
Credit Card Delinquency 43
Uninsured Rate 42
Subprime Credit Population 32
Economic Vitality 48.8
Wage-to-Rent Ratio 65
Rent-to-Income Ratio 13
Business Formation Rate 63
House Price Change (YoY) 48
Structural Poverty 40.9
Unemployment Rate 19
Poverty Rate 24
Income vs. State Median 27
Child Poverty Rate 28
Disability Rate 60
Transfer Income Dependency 73
Legal Distress 26.5
Bankruptcy Filing Rate 27
Housing Cost Burden 19.0
Rent-Burdened (30%+) 19
Severely Rent-Burdened (50%+) 17
Mortgage-Burdened (30%+) 32
Homeownership Rate 14

Scores are percentile-based: 50 = national median, higher = more distressed.

Neighbors and Peers

Neighboring Counties

CountyScoreZonevs. Gasconade County
Gasconade County, MO 42.1 Normal —
Crawford County, MO 55.4 Elevated +13.3
Phelps County, MO 54.7 Elevated +12.6
Warren County, MO 47.4 Normal +5.3
Montgomery County, MO 44.7 Normal +2.6
Franklin County, MO 44.2 Normal +2.1
Maries County, MO 38.9 Normal -3.2
Osage County, MO 19.8 Healthy -22.3

Population Peers

CountyScoreZonevs. Gasconade County
Mille Lacs County, MN 42.1 Normal -0.0
Williams County, ND 42.1 Normal -0.0
Moffat County, CO 42.2 Normal +0.1
Polk County, NC 42.2 Normal +0.1
Shelby County, OH 42.2 Normal +0.1

Download Data

Export all distress indicators for Gasconade County as a CSV file.

Find Help in Gasconade County

Find an Attorney

Missouri Bar — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Missouri Bar — Lawyer Referral Service 573-635-4128

Free Legal Aid

Legal aid organizations serving Gasconade County residents at no cost.

Legal Services of Eastern Missouri 314-534-4200 (St. Louis); 1-800-444-0514 (statewide hotline)
Legal Aid of Western Missouri 816-474-6750 (Kansas City); 1-800-748-2057 (statewide hotline)
Central Missouri Legal Services 573-442-0116
The Legal Aid and Defender Association (LAD) 816-474-6750
Legal Services of Southern Missouri (417) 881-1397
Mid-Missouri Legal Services Corporation (573) 442-0116

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

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Frequently Asked Questions

  • What is the distress score for Gasconade County, Missouri?

    Gasconade County has a County Distress Index score of 42.1 out of 100, placing it in the Normal zone. It ranks 2,059th nationally out of 3,144 counties and 85th in Missouri out of 115 counties.

  • What drives financial distress in Gasconade County?

    The primary driver of distress in Gasconade County is Consumer Credit Distress, where the county scores 54.4 out of 100. This domain is measured by indicators including Debt in Collections, Medical Debt, Auto Loan Delinquency.

  • How does Gasconade County compare to neighboring counties?

    Gasconade County (42.1) can be compared to its 7 neighboring counties: Crawford County, MO (55.4); Phelps County, MO (54.7); Warren County, MO (47.4).

  • How is the County Distress Index calculated?

    The County Distress Index uses PCA-weighted percentile scoring across five statistically derived factors: Consumer Credit Distress (47.5%), Housing Cost Burden (22.3%), Structural Poverty (13.6%), Economic Vitality (9.2%), and Legal Distress (7.4%). Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • How often is the CDI updated?

    Annually, aligned to Census American Community Survey and Urban Institute Debt in America release windows — the slowest-moving source inputs. Between annual refreshes, faster-cadence indicators (BLS unemployment, QCEW wages) may drive light mid-year updates if a specific component moves meaningfully. Current data compiled April 14, 2026; next full refresh early 2027.

  • What does the Normal zone mean?

    The CDI divides counties into five zones: Healthy (below 46), Normal (46–55), Elevated (55–71), Serious (71–86), and Crisis (86 and above). Gasconade County's score of 42.1 sits in the Normal zone (46–55).

  • What data sources power Gasconade County's CDI score?

    Gasconade County's CDI score draws on Urban Institute Debt in America (Equifax credit-bureau panel), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), Bureau of Labor Statistics (LAUS, QCEW), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Every number on this page traces to one of these public sources.

  • What is the population of Gasconade County?

    Gasconade County, Missouri has a population of approximately 14,705 (2023 Census estimate), classified as a small county.