Finney County, Kansas

County Distress Index: Normal · 47.1 | 37,466 people · 24th most distressed in Kansas
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Finney County, KS falls within the normal range for household financial distress at 47.1 — 1772nd nationally out of 3144 counties. The primary driver is Consumer Credit Distress, where debt and delinquency levels sit above the national average. Within Kansas, it ranks 24th of 105 counties. It scores higher than all 8 of its neighboring counties.

The Numbers Behind the Score

The CDI measures five statistically derived factors of household financial distress, PCA-weighted. Finney County's primary driver is Consumer Credit Distress at 61.5 — above the national median.

Consumer Credit Distress Primary driver 61.5
Debt in Collections 51
Medical Debt 80
Auto Loan Delinquency 58
Credit Card Delinquency 61
Uninsured Rate 81
Subprime Credit Population 57
Housing Cost Burden 42.0
Rent-Burdened (30%+) 24
Severely Rent-Burdened (50%+) 29
Mortgage-Burdened (30%+) 80
Homeownership Rate 87
Economic Vitality 40.0
Wage-to-Rent Ratio 45
Rent-to-Income Ratio 23
Business Formation Rate 55
House Price Change (YoY) 39
Structural Poverty 24.5
Unemployment Rate 8
Poverty Rate 37
Income vs. State Median 32
Child Poverty Rate 36
Disability Rate 24
Transfer Income Dependency 12
Legal Distress 20.4
Bankruptcy Filing Rate 20

Scores are percentile-based: 50 = national median, higher = more distressed.

Neighbors and Peers

Neighboring Counties

CountyScoreZonevs. Finney County
Finney County, KS 47.1 Normal —
Grant County, KS 36.5 Normal -10.6
Kearny County, KS 35.2 Normal -11.9
Hodgeman County, KS 30.8 Healthy -16.3
Lane County, KS 30.0 Healthy -17.1
Scott County, KS 29.5 Healthy -17.6
Haskell County, KS 28.4 Healthy -18.7
Ness County, KS 21.6 Healthy -25.5
Gray County, KS 15.3 Healthy -31.8

Population Peers

CountyScoreZonevs. Finney County
Bethel Census Area, AK 47.0 Normal -0.0
Lawrence County, MO 47.1 Normal +0.0
Nelson County, KY 47.2 Normal +0.1
Young County, TX 47.2 Normal +0.1
Braxton County, WV 47.2 Normal +0.1

Download Data

Export all distress indicators for Finney County as a CSV file.

Find Help in Finney County

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Kansas Bar Association Lawyer Referral offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Kansas Bar Association Lawyer Referral 785-234-5696

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Kansas Legal Services 1-800-723-6953

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Frequently Asked Questions

  • What is the distress score for Finney County, Kansas?

    Finney County has a County Distress Index score of 47.1 out of 100, placing it in the Normal zone. It ranks 1,772nd nationally out of 3,144 counties and 24th in Kansas out of 105 counties.

  • What drives financial distress in Finney County?

    The primary driver of distress in Finney County is Consumer Credit Distress, where the county scores 61.5 out of 100. This domain is measured by indicators including Debt in Collections, Medical Debt, Auto Loan Delinquency.

  • How does Finney County compare to neighboring counties?

    Finney County (47.1) can be compared to its 8 neighboring counties: Grant County, KS (36.5); Kearny County, KS (35.2); Hodgeman County, KS (30.8).

  • How is the County Distress Index calculated?

    The County Distress Index uses PCA-weighted percentile scoring across five statistically derived factors: Consumer Credit Distress (47.5%), Housing Cost Burden (22.3%), Structural Poverty (13.6%), Economic Vitality (9.2%), and Legal Distress (7.4%). Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • How often is the CDI updated?

    Annually, aligned to Census American Community Survey and Urban Institute Debt in America release windows — the slowest-moving source inputs. Between annual refreshes, faster-cadence indicators (BLS unemployment, QCEW wages) may drive light mid-year updates if a specific component moves meaningfully. Current data compiled April 14, 2026; next full refresh early 2027.

  • What does the Normal zone mean?

    The CDI divides counties into five zones: Healthy (below 46), Normal (46–55), Elevated (55–71), Serious (71–86), and Crisis (86 and above). Finney County's score of 47.1 sits in the Normal zone (46–55).

  • What data sources power Finney County's CDI score?

    Finney County's CDI score draws on Urban Institute Debt in America (Equifax credit-bureau panel), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), Bureau of Labor Statistics (LAUS, QCEW), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Every number on this page traces to one of these public sources.

  • What is the population of Finney County?

    Finney County, Kansas has a population of approximately 37,466 (2023 Census estimate), classified as a small county.