Greene County, New York

County Distress Index: Normal · 43.8 | 47,062 people · 37th most distressed in New York
American Default Research

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Greene County, NY falls within the normal range for household financial distress at 43.8 — 1969th nationally out of 3144 counties. The primary driver is Housing Cost Burden, where a large share of households spend more than 30% of income on housing. Within New York, it ranks 37th of 62 counties. Among its 6 neighboring counties, 4 show less distress.

The Numbers Behind the Score

The CDI measures five statistically derived factors of household financial distress, PCA-weighted. Greene County's primary driver is Housing Cost Burden at 71.5 — above the national median.

Housing Cost Burden Primary driver 71.5
Rent-Burdened (30%+) 70
Severely Rent-Burdened (50%+) 84
Mortgage-Burdened (30%+) 90
Homeownership Rate 32
Economic Vitality 64.2
Wage-to-Rent Ratio 63
Rent-to-Income Ratio 69
Business Formation Rate 54
House Price Change (YoY) 75
Legal Distress 47.3
Bankruptcy Filing Rate 47
Structural Poverty 43.2
Unemployment Rate 49
Poverty Rate 49
Income vs. State Median 42
Child Poverty Rate 55
Disability Rate 33
Transfer Income Dependency 36
Consumer Credit Distress 26.4
Debt in Collections 34
Medical Debt 7
Auto Loan Delinquency 25
Credit Card Delinquency 32
Uninsured Rate 4
Subprime Credit Population 37

Scores are percentile-based: 50 = national median, higher = more distressed.

Neighbors and Peers

Neighboring Counties

CountyScoreZonevs. Greene County
Greene County, NY 43.8 Normal —
Ulster County, NY 48.9 Normal +5.1
Rensselaer County, NY 44.0 Normal +0.3
Delaware County, NY 43.6 Normal -0.2
Albany County, NY 43.5 Normal -0.3
Schoharie County, NY 40.0 Normal -3.7
Columbia County, NY 38.4 Normal -5.4

Population Peers

CountyScoreZonevs. Greene County
Hill County, MT 43.8 Normal +0.1
Chippewa County, MI 43.7 Normal -0.1
Harris County, GA 43.9 Normal +0.1
Ripley County, IN 43.7 Normal -0.1
Perry County, PA 43.9 Normal +0.1

Download Data

Export all distress indicators for Greene County as a CSV file.

Find Help in Greene County

Find an Attorney

New York State Bar Association Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

New York State Bar Association Lawyer Referral Service 1-800-342-3661

Free Legal Aid

Legal aid organizations serving Greene County residents at no cost.

Legal Services NYC 1-917-661-4500
Legal Aid Society 1-212-577-3300
Empire Justice Center 1-585-454-4060
Legal Aid Society of Northeastern New York 1-800-462-2922
Legal Aid Society of Mid-New York, Inc. (877) 777-6152
Legal Assistance of Western New York, Inc. (585) 325-2520
Legal Services of the Hudson Valley (877) 574-8529
Nassau/Suffolk Law Services Committee, Inc. (631) 232-2400
Neighborhood Legal Services, Inc. (716) 847-0650

Self-Help Resources

NYCourts.gov Foreclosure Help Official court system page with information about the foreclosure process, settlement conferences, and available resources. Includes court forms and instructions for pro se litigants.
LawHelp NY — Foreclosure Resources Comprehensive self-help legal information portal for New York residents. Includes foreclosure guides, court form generators, and legal services finder organized by county.

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

Need legal help? Find a foreclosure defense attorney in New York →

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Frequently Asked Questions

  • What is the distress score for Greene County, New York?

    Greene County has a County Distress Index score of 43.8 out of 100, placing it in the Normal zone. It ranks 1,969th nationally out of 3,144 counties and 37th in New York out of 62 counties.

  • What drives financial distress in Greene County?

    The primary driver of distress in Greene County is Housing Cost Burden, where the county scores 71.5 out of 100. This domain is measured by indicators including Rent-Burdened (30%+), Severely Rent-Burdened (50%+), Mortgage-Burdened (30%+).

  • How does Greene County compare to neighboring counties?

    Greene County (43.8) can be compared to its 6 neighboring counties: Ulster County, NY (48.9); Rensselaer County, NY (44.0); Delaware County, NY (43.6).

  • How is the County Distress Index calculated?

    The County Distress Index uses PCA-weighted percentile scoring across five statistically derived factors: Consumer Credit Distress (47.5%), Housing Cost Burden (22.3%), Structural Poverty (13.6%), Economic Vitality (9.2%), and Legal Distress (7.4%). Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • How often is the CDI updated?

    Annually, aligned to Census American Community Survey and Urban Institute Debt in America release windows — the slowest-moving source inputs. Between annual refreshes, faster-cadence indicators (BLS unemployment, QCEW wages) may drive light mid-year updates if a specific component moves meaningfully. Current data compiled April 14, 2026; next full refresh early 2027.

  • What does the Normal zone mean?

    The CDI divides counties into five zones: Healthy (below 46), Normal (46–55), Elevated (55–71), Serious (71–86), and Crisis (86 and above). Greene County's score of 43.8 sits in the Normal zone (46–55).

  • What data sources power Greene County's CDI score?

    Greene County's CDI score draws on Urban Institute Debt in America (Equifax credit-bureau panel), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), Bureau of Labor Statistics (LAUS, QCEW), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Every number on this page traces to one of these public sources.

  • What is the population of Greene County?

    Greene County, New York has a population of approximately 47,062 (2023 Census estimate), classified as a small county.