Wyoming County, New York

County Distress Index: Healthy · 22.9 | 39,532 people · 62nd most distressed in New York
American Default Research

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Wyoming County, NY ranks among the least distressed counties in the country at 22.9 — 3015th nationally out of 3144 counties. The primary driver is Structural Poverty, where household incomes are relatively strong and poverty rates are low. Within New York, it ranks 62nd of 62 counties. It scores lower than all 5 of its neighboring counties.

The Numbers Behind the Score

The CDI measures five statistically derived factors of household financial distress, PCA-weighted. Wyoming County's primary driver is Structural Poverty at 37.6 — above the national median.

Structural Poverty Primary driver 37.6
Unemployment Rate 67
Poverty Rate 25
Income vs. State Median 42
Child Poverty Rate 26
Disability Rate 27
Transfer Income Dependency 40
Housing Cost Burden 34.4
Rent-Burdened (30%+) 33
Severely Rent-Burdened (50%+) 25
Mortgage-Burdened (30%+) 70
Homeownership Rate 35
Legal Distress 28.9
Bankruptcy Filing Rate 29
Economic Vitality 22.5
Wage-to-Rent Ratio 4
Rent-to-Income Ratio 8
Business Formation Rate 95
House Price Change (YoY) 18
Consumer Credit Distress 12.4
Debt in Collections 11
Medical Debt 7
Auto Loan Delinquency 4
Credit Card Delinquency 15
Uninsured Rate 10
Subprime Credit Population 23

Scores are percentile-based: 50 = national median, higher = more distressed.

Neighbors and Peers

Neighboring Counties

CountyScoreZonevs. Wyoming County
Wyoming County, NY 22.9 Healthy —
Cattaraugus County, NY 51.5 Elevated +28.6
Erie County, NY 46.4 Normal +23.5
Allegany County, NY 44.6 Normal +21.7
Livingston County, NY 41.5 Normal +18.7
Genesee County, NY 38.9 Normal +16.0

Population Peers

CountyScoreZonevs. Wyoming County
Effingham County, IL 22.9 Healthy -0.0
Benton County, IA 22.8 Healthy -0.1
Hughes County, SD 22.9 Healthy +0.1
Kewaunee County, WI 22.6 Healthy -0.3
Douglas County, MN 22.6 Healthy -0.3

Download Data

Export all distress indicators for Wyoming County as a CSV file.

Find Help in Wyoming County

Find an Attorney

New York State Bar Association Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

New York State Bar Association Lawyer Referral Service 1-800-342-3661

Free Legal Aid

Legal aid organizations serving Wyoming County residents at no cost.

Legal Services NYC 1-917-661-4500
Legal Aid Society 1-212-577-3300
Empire Justice Center 1-585-454-4060
Legal Aid Society of Northeastern New York 1-800-462-2922
Legal Aid Society of Mid-New York, Inc. (877) 777-6152
Legal Assistance of Western New York, Inc. (585) 325-2520
Legal Services of the Hudson Valley (877) 574-8529
Nassau/Suffolk Law Services Committee, Inc. (631) 232-2400
Neighborhood Legal Services, Inc. (716) 847-0650

Self-Help Resources

NYCourts.gov Foreclosure Help Official court system page with information about the foreclosure process, settlement conferences, and available resources. Includes court forms and instructions for pro se litigants.
LawHelp NY — Foreclosure Resources Comprehensive self-help legal information portal for New York residents. Includes foreclosure guides, court form generators, and legal services finder organized by county.

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

Need legal help? Find a foreclosure defense attorney in New York →

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Frequently Asked Questions

  • What is the distress score for Wyoming County, New York?

    Wyoming County has a County Distress Index score of 22.9 out of 100, placing it in the Healthy zone. It ranks 3,015th nationally out of 3,144 counties and 62nd in New York out of 62 counties.

  • What drives financial distress in Wyoming County?

    The primary driver of distress in Wyoming County is Structural Poverty, where the county scores 37.6 out of 100. This domain is measured by indicators including Unemployment Rate, Poverty Rate, Income vs. State Median.

  • How does Wyoming County compare to neighboring counties?

    Wyoming County (22.9) can be compared to its 5 neighboring counties: Cattaraugus County, NY (51.5); Erie County, NY (46.4); Allegany County, NY (44.6).

  • How is the County Distress Index calculated?

    The County Distress Index uses PCA-weighted percentile scoring across five statistically derived factors: Consumer Credit Distress (47.5%), Housing Cost Burden (22.3%), Structural Poverty (13.6%), Economic Vitality (9.2%), and Legal Distress (7.4%). Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • How often is the CDI updated?

    Annually, aligned to Census American Community Survey and Urban Institute Debt in America release windows — the slowest-moving source inputs. Between annual refreshes, faster-cadence indicators (BLS unemployment, QCEW wages) may drive light mid-year updates if a specific component moves meaningfully. Current data compiled April 14, 2026; next full refresh early 2027.

  • What does the Healthy zone mean?

    The CDI divides counties into five zones: Healthy (below 46), Normal (46–55), Elevated (55–71), Serious (71–86), and Crisis (86 and above). Wyoming County's score of 22.9 sits in the Healthy zone (below 46).

  • What data sources power Wyoming County's CDI score?

    Wyoming County's CDI score draws on Urban Institute Debt in America (Equifax credit-bureau panel), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), Bureau of Labor Statistics (LAUS, QCEW), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Every number on this page traces to one of these public sources.

  • What is the population of Wyoming County?

    Wyoming County, New York has a population of approximately 39,532 (2023 Census estimate), classified as a small county.