Hyde County, North Carolina
Above the national median for unemployment (average of monthly rates) — and 11.8× the rate of the healthiest U.S. county (Loving County, TX — 1%).
Main Findings
Hyde County, North Carolina is more distressed than 86% of U.S. counties on the County Distress Index. The driver: 6% of the labor force was unemployed on average from September 2025 to August 2026 — above the national median of 4%. Its highest-scoring domain is Labor and its lowest is Default & Legal.
- 16th of 100 counties in North Carolina on the County Distress Index — 86 · very high county distress, more distressed than 86% of U.S. counties.
- 6% of the labor force was unemployed on average from September 2025 to August 2026 (U.S. median 4%). Unemployment (average of monthly rates) at the 94th percentile nationally. Source: U.S. Bureau of Labor Statistics, LAUS (monthly rates averaged, September 2025 to August 2026; no figures published for October 2025).
- Uninsured rate at 16% — national median 8%, ranked at the 91st percentile. Source: U.S. Census Bureau, ACS 5-year (2024).
- Severe rent burden (50%+) at 26% — national median 18%, ranked at the 89th percentile. Source: U.S. Census Bureau, ACS 5-year (2024).
- Credit card delinquency at 9% — national median 5%, ranked at the 90th percentile. Source: Urban Institute Debt in America (2025).
Unemployment is 4%, near the national median of 4%, while credit card delinquency runs at the 90th percentile. Jobs exist; wages don't close the gap.
Neighbors span four CDI score labels. The 79-point drop to Dare County marks where the North Carolina distress corridor ends.
Hyde County has a very high county distress score. The domain table shows which local pressure carries the composite.
The CDI gives this county a very high county distress label. The five-domain profile shows which local pressures carry the score. Its highest-scoring domain is Labor.
Reporter's Notes
Two data points in the indicator table worth a follow-up call.
According to U.S. Census Bureau, SAIPE (2024), 26% of children under 18 in Hyde County live below the federal poverty line, versus 17% nationally. When a county's adult poverty rate is accompanied by a materially higher child poverty rate, the gap typically reflects single-parent household concentration or limited access to workforce-participation supports (childcare, transportation). Worth a call to the local school district's free-and-reduced-lunch coordinator or a regional United Way affiliate.
Indicator History
Period-correct raw indicators from the county-history panel. The CDI composite is excluded because it is a current cross-sectional score.
Unemployment rate
Poverty rate
Transfer income share
Subprime credit population
The Indicators Behind Hyde County's CDI Score
Every number traces to a public source. Hyde County's value shown alongside NC's median and the U.S. median. Full CSV available for download.
| Indicator | Hyde | NC median | U.S. median | Pctile | Source |
|---|---|---|---|---|---|
| Delinquency — domain score 67 · Rank 981 of 3,144 | |||||
| Auto loan delinquency Share of auto loan accounts 60+ days past due | 7% | 7% | 5% | 77th | Urban Institute Debt in America (2025) |
| Credit card delinquency Share of credit card accounts 60+ days past due | 9% | 7% | 5% | 90th | Urban Institute Debt in America (2025) |
| Subprime credit share Share of residents with a credit score below 660 | 20% | 28% | 23% | 33rd | Equifax data retrieved via FRED (2025) |
| Default & Legal — domain score 34 · Rank 2,239 of 3,144 | |||||
| Debt in collections Share of residents with a credit file who have debt in collections | 27% | 27% | 23% | 64th | Urban Institute Debt in America (2025) |
| Bankruptcy filing rate Personal bankruptcy filings per 100,000 residents | 22 | 87 | 126 | 5th | Administrative Office of the U.S. Courts, F-5A (2025) |
| Debt Burden (housing basis) — domain score 79 · Rank 449 of 3,144 | |||||
| Rent-to-income ratio Fair Market Rent (2BR) as share of median household income | 23% | 22% | 21% | 69th | U.S. Department of Housing and Urban Development Fair Market Rents (FY2027); U.S. Census Bureau, SAIPE (2024) |
| Severe rent burden (50%+) Share of renter households paying 50%+ of income on rent | 26% | 20% | 18% | 89th | U.S. Census Bureau, ACS 5-year (2024) |
| Labor — domain score 93 · Rank 91 of 3,144 | |||||
| Adults 25-54 not working Share of adults aged 25 to 54 without a job, leaving out residents of prisons and other institutions (service members count as working) | 31% | 22% | 21% | 91st | U.S. Census Bureau, ACS 5-year (2024) |
| Unemployment (average of monthly rates) Share of labor force unemployed, averaged over the monthly rates published for September 2025 to August 2026 (no figures published for October 2025) | 6% | 4% | 4% | 94th | U.S. Bureau of Labor Statistics, LAUS (monthly rates averaged, September 2025 to August 2026; no figures published for October 2025) |
| Safety Net & Buffer — domain score 85 · Rank 170 of 3,144 | |||||
| Child poverty rate Share of children under 18 below the federal poverty line | 26% | 20% | 17% | 85th | U.S. Census Bureau, SAIPE (2024) |
| Disability rate Share of residents reporting a disability | 19% | 17% | 16% | 76th | U.S. Census Bureau, ACS 5-year (2024) |
| Poverty rate Share of population below the federal poverty line | 21% | 14% | 13% | 89th | U.S. Census Bureau, SAIPE (2024) |
| Uninsured rate Share of residents without health insurance coverage | 16% | 10% | 8% | 91st | U.S. Census Bureau, ACS 5-year (2024) |
Five-Domain Breakdown
The CDI is an equal-weight composite of five family-v1 distress domains. Each domain contributes 20% of the county score.
Methodology
The County Distress Index scores household financial distress from 0 to 100 for all 3,144 U.S. counties. A county's score is the share of U.S. counties it is more distressed than. The index is built from five equal-weighted domains: Delinquency, Default & Legal, Debt Burden, Labor, and Safety Net & Buffer. Each domain is the mean of distress-oriented indicator percentiles; the five domains are averaged, and that average is ranked against every other county to give the score.
Data sources include the Urban Institute Debt in America (Equifax consumer credit panel), Equifax data retrieved via FRED (subprime credit share), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), U.S. Bureau of Labor Statistics (Local Area Unemployment Statistics), Administrative Office of the U.S. Courts (F-5A bankruptcy filings), and U.S. Department of Housing and Urban Development Fair Market Rents. Data vintages range from 2024 to 2027 depending on source; full indicator-level vintage detail is in the methodology document.
For Press & Research
Everything you need to cite Hyde County data.
Draft wire copy 135-word AP-style article — use freely with attribution
SWAN QUARTER, N.C. — Hyde County is more distressed than 86% of U.S. counties, according to the County Distress Index released this month by American Default Research.
Hyde scores 86 out of 100, which means it is more distressed than 86% of U.S. counties; its score label is very high county distress. Within North Carolina, Hyde ranks 16th of 100 counties.
The index, which draws on 14 source indicators from the U.S. Census Bureau, Bureau of Labor Statistics, Urban Institute and federal court filings, identifies labor as the primary driver in Hyde. 6% of the labor force was unemployed on average from September 2025 to August 2026 — above the national median of 4%.
American Default Research founder Ross Kilburn is available for interview at press@americandefault.org.
Full methodology and county-by-county data are available at americandefault.org/methodology/cdi.
Frequently Asked Questions
What is Hyde County's CDI score, and what does it mean?
What drives Hyde County's distress score?
How does Hyde County compare to its neighbors?
How is the County Distress Index calculated?
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