Pasquotank County, North Carolina

County Distress Index: Serious · 70.7 | 41,444 people · 21st most distressed in North Carolina
American Default Research

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Pasquotank County, NC shows significant household financial distress with a score of 70.7 — 359th nationally out of 3144 counties. The primary driver is Housing Cost Burden, where a large share of households spend more than 30% of income on housing. Within North Carolina, it ranks 21st of 100 counties. It scores higher than all 4 of its neighboring counties.

The Numbers Behind the Score

The CDI measures five statistically derived factors of household financial distress, PCA-weighted. Pasquotank County's primary driver is Housing Cost Burden at 80.3 — worse than roughly 80% of U.S. counties.

Housing Cost Burden Primary driver 80.3
Rent-Burdened (30%+) 91
Severely Rent-Burdened (50%+) 66
Mortgage-Burdened (30%+) 89
Homeownership Rate 84
Consumer Credit Distress 77.0
Debt in Collections 74
Medical Debt 64
Auto Loan Delinquency 77
Credit Card Delinquency 93
Uninsured Rate 63
Subprime Credit Population 82
Economic Vitality 63.0
Wage-to-Rent Ratio 76
Rent-to-Income Ratio 78
Business Formation Rate 35
House Price Change (YoY) 7
Structural Poverty 59.3
Unemployment Rate 52
Poverty Rate 65
Income vs. State Median 54
Child Poverty Rate 74
Disability Rate 43
Transfer Income Dependency 67
Legal Distress 31.7
Bankruptcy Filing Rate 32

Scores are percentile-based: 50 = national median, higher = more distressed.

Neighbors and Peers

Neighboring Counties

CountyScoreZonevs. Pasquotank County
Pasquotank County, NC 70.7 Serious —
Gates County, NC 58.3 Elevated -12.4
Tyrrell County, NC 57.1 Elevated -13.6
Perquimans County, NC 54.0 Elevated -16.7
Camden County, NC 30.8 Healthy -40.0

Population Peers

CountyScoreZonevs. Pasquotank County
Wayne County, KY 70.7 Serious -0.0
Union County, AR 70.7 Serious -0.0
Harlan County, KY 70.7 Serious +0.0
Neshoba County, MS 70.8 Serious +0.0
Screven County, GA 70.8 Serious +0.1

Download Data

Export all distress indicators for Pasquotank County as a CSV file.

Find Help in Pasquotank County

HUD-Approved Housing Counselors

Free foreclosure prevention and financial counseling near Pasquotank County.

RIVER CITY COMMUNITY DEVELOPMENT CORPORATION
Elizabeth City
252-331-2925x226
Foreclosure PreventionMortgage HelpFinancial CounselingFair Housing

See all counselors in North Carolina →

Find an Attorney

North Carolina State Bar Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

North Carolina State Bar Lawyer Referral Service 1-800-662-7407

Free Legal Aid

Legal aid organizations serving Pasquotank County residents at no cost.

Legal Aid of North Carolina 1-866-219-5262
Charlotte Center for Legal Advocacy 704-376-1600
NC Equal Access to Justice Commission
Duke Law School Community Enterprise Clinic

Self-Help Resources

NC Courts Self-Help Resources — Foreclosure Official NC court system resources for foreclosure proceedings and borrower rights
NCHFA Homeowner Resources Assistance programs, counselor referrals, and HAF information

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

Need legal help? Find a foreclosure defense attorney in North Carolina →

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Frequently Asked Questions

  • What is the distress score for Pasquotank County, North Carolina?

    Pasquotank County has a County Distress Index score of 70.7 out of 100, placing it in the Serious zone. It ranks 359th nationally out of 3,144 counties and 21st in North Carolina out of 100 counties.

  • What drives financial distress in Pasquotank County?

    The primary driver of distress in Pasquotank County is Housing Cost Burden, where the county scores 80.3 out of 100. This domain is measured by indicators including Rent-Burdened (30%+), Severely Rent-Burdened (50%+), Mortgage-Burdened (30%+).

  • How does Pasquotank County compare to neighboring counties?

    Pasquotank County (70.7) can be compared to its 4 neighboring counties: Gates County, NC (58.3); Tyrrell County, NC (57.1); Perquimans County, NC (54.0).

  • How is the County Distress Index calculated?

    The County Distress Index uses PCA-weighted percentile scoring across five statistically derived factors: Consumer Credit Distress (47.5%), Housing Cost Burden (22.3%), Structural Poverty (13.6%), Economic Vitality (9.2%), and Legal Distress (7.4%). Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • How often is the CDI updated?

    Annually, aligned to Census American Community Survey and Urban Institute Debt in America release windows — the slowest-moving source inputs. Between annual refreshes, faster-cadence indicators (BLS unemployment, QCEW wages) may drive light mid-year updates if a specific component moves meaningfully. Current data compiled April 14, 2026; next full refresh early 2027.

  • What does the Serious zone mean?

    The CDI divides counties into five zones: Healthy (below 46), Normal (46–55), Elevated (55–71), Serious (71–86), and Crisis (86 and above). Pasquotank County's score of 70.7 sits in the Serious zone (71–86).

  • What data sources power Pasquotank County's CDI score?

    Pasquotank County's CDI score draws on Urban Institute Debt in America (Equifax credit-bureau panel), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), Bureau of Labor Statistics (LAUS, QCEW), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Every number on this page traces to one of these public sources.

  • What is the population of Pasquotank County?

    Pasquotank County, North Carolina has a population of approximately 41,444 (2023 Census estimate), classified as a small county.