Greene County, Ohio

County Distress Index: Normal · 39.2 | 169,691 people · 73rd most distressed in Ohio
American Default Research

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Greene County, OH falls within the normal range for household financial distress at 39.2 — 2239th nationally out of 3144 counties. The primary driver is Legal Distress, where bankruptcy filings are moderately elevated. Within Ohio, it ranks 73rd of 88 counties. Among its 6 neighboring counties, 5 show more distress.

The Numbers Behind the Score

The CDI measures five statistically derived factors of household financial distress, PCA-weighted. Greene County's primary driver is Legal Distress at 60.5 — above the national median.

Legal Distress Primary driver 60.5
Bankruptcy Filing Rate 61
Housing Cost Burden 55.4
Rent-Burdened (30%+) 55
Severely Rent-Burdened (50%+) 48
Mortgage-Burdened (30%+) 47
Homeownership Rate 78
Consumer Credit Distress 35.6
Debt in Collections 34
Medical Debt 56
Auto Loan Delinquency 40
Credit Card Delinquency 32
Uninsured Rate 19
Subprime Credit Population 29
Economic Vitality 27.5
Wage-to-Rent Ratio 14
Rent-to-Income Ratio 21
Business Formation Rate 61
House Price Change (YoY) 50
Structural Poverty 21.6
Unemployment Rate 52
Poverty Rate 20
Income vs. State Median 11
Child Poverty Rate 13
Disability Rate 27
Transfer Income Dependency 17

Scores are percentile-based: 50 = national median, higher = more distressed.

Neighbors and Peers

Neighboring Counties

CountyScoreZonevs. Greene County
Greene County, OH 39.2 Normal —
Clark County, OH 69.1 Serious +29.9
Montgomery County, OH 66.5 Serious +27.3
Fayette County, OH 61.0 Elevated +21.8
Clinton County, OH 52.0 Elevated +12.8
Madison County, OH 46.9 Normal +7.7
Warren County, OH 27.7 Healthy -11.5

Population Peers

CountyScoreZonevs. Greene County
Stearns County, MN 39.1 Normal -0.1
Hampshire County, MA 39.1 Normal -0.1
Barnstable County, MA 39.1 Normal -0.1
Waupaca County, WI 39.1 Normal -0.1
Lower Connecticut River Valley Planning Region, CT 39.1 Normal -0.1

Download Data

Export all distress indicators for Greene County as a CSV file.

Find Help in Greene County

HUD-Approved Housing Counselors

Free foreclosure prevention and financial counseling near Greene County.

GREENPATH FINANCIAL WELLNESS
Fairborn
866-234-4767 Website
Foreclosure PreventionFinancial CounselingHomeless/DisplacementPre-Purchase

See all counselors in Ohio →

Find an Attorney

Ohio State Bar Association Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Ohio State Bar Association Lawyer Referral Service 1-800-282-6556

Free Legal Aid

Legal aid organizations serving Greene County residents at no cost.

Legal Aid Society of Cleveland 216-687-1900
Columbus Legal Aid Society 614-224-8374
Community Legal Aid (Akron/Canton) 330-535-4191
Ohio Legal Help
Ohio State Bar Association Lawyer Referral 1-800-282-6556
Community Legal Aid Services, Inc. (800) 998-9454
Legal Aid Society of Greater Cincinnati (513) 241-9400
Legal Aid of Southeast and Central Ohio (614) 221-7201
Legal Aid of Western Ohio, Inc. (888) 534-1432
The Legal Aid Society of Cleveland (216) 687-1900

Self-Help Resources

Ohio Legal Help — Foreclosure Self-help guides for Ohio foreclosure process and defenses
OHFA Homeowner Resources Assistance programs and housing counselor referrals

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

Need legal help? Find a foreclosure defense attorney in Ohio →

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Frequently Asked Questions

  • What is the distress score for Greene County, Ohio?

    Greene County has a County Distress Index score of 39.2 out of 100, placing it in the Normal zone. It ranks 2,239th nationally out of 3,144 counties and 73rd in Ohio out of 88 counties.

  • What drives financial distress in Greene County?

    The primary driver of distress in Greene County is Legal Distress, where the county scores 60.5 out of 100. This domain is measured by indicators including Bankruptcy Filing Rate.

  • How does Greene County compare to neighboring counties?

    Greene County (39.2) can be compared to its 6 neighboring counties: Clark County, OH (69.1); Montgomery County, OH (66.5); Fayette County, OH (61.0).

  • How is the County Distress Index calculated?

    The County Distress Index uses PCA-weighted percentile scoring across five statistically derived factors: Consumer Credit Distress (47.5%), Housing Cost Burden (22.3%), Structural Poverty (13.6%), Economic Vitality (9.2%), and Legal Distress (7.4%). Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • How often is the CDI updated?

    Annually, aligned to Census American Community Survey and Urban Institute Debt in America release windows — the slowest-moving source inputs. Between annual refreshes, faster-cadence indicators (BLS unemployment, QCEW wages) may drive light mid-year updates if a specific component moves meaningfully. Current data compiled April 14, 2026; next full refresh early 2027.

  • What does the Normal zone mean?

    The CDI divides counties into five zones: Healthy (below 46), Normal (46–55), Elevated (55–71), Serious (71–86), and Crisis (86 and above). Greene County's score of 39.2 sits in the Normal zone (46–55).

  • What data sources power Greene County's CDI score?

    Greene County's CDI score draws on Urban Institute Debt in America (Equifax credit-bureau panel), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), Bureau of Labor Statistics (LAUS, QCEW), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Every number on this page traces to one of these public sources.

  • What is the population of Greene County?

    Greene County, Ohio has a population of approximately 169,691 (2023 Census estimate), classified as a mid county.