Campbell County, Wyoming

County Distress Index: Normal · 44.3 | 47,498 people · 7th most distressed in Wyoming
American Default Research

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Campbell County, WY falls within the normal range for household financial distress at 44.3 — 1935th nationally out of 3144 counties. The primary driver is Housing Cost Burden, where a large share of households spend more than 30% of income on housing. Within Wyoming, it ranks 7th of 23 counties. It scores higher than all 6 of its neighboring counties.

The Numbers Behind the Score

The CDI measures five statistically derived factors of household financial distress, PCA-weighted. Campbell County's primary driver is Housing Cost Burden at 66.8 — above the national median.

Housing Cost Burden Primary driver 66.8
Rent-Burdened (30%+) 84
Severely Rent-Burdened (50%+) 62
Mortgage-Burdened (30%+) 85
Homeownership Rate 27
Consumer Credit Distress 50.4
Debt in Collections 49
Medical Debt 64
Auto Loan Delinquency 45
Credit Card Delinquency 30
Uninsured Rate 81
Subprime Credit Population 52
Legal Distress 39.7
Bankruptcy Filing Rate 40
Structural Poverty 12.4
Unemployment Rate 34
Poverty Rate 10
Income vs. State Median 12
Child Poverty Rate 9
Disability Rate 7
Transfer Income Dependency 8
Economic Vitality 9.6
Wage-to-Rent Ratio 3
Rent-to-Income Ratio 1
Business Formation Rate 23
House Price Change (YoY) 42

Scores are percentile-based: 50 = national median, higher = more distressed.

Neighbors and Peers

Neighboring Counties

CountyScoreZonevs. Campbell County
Campbell County, WY 44.3 Normal —
Converse County, WY 34.1 Healthy -10.3
Sheridan County, WY 33.7 Healthy -10.7
Weston County, WY 25.5 Healthy -18.9
Crook County, WY 22.7 Healthy -21.6
Powder River County, MT 21.5 Healthy -22.8
Johnson County, WY 21.1 Healthy -23.3

Population Peers

CountyScoreZonevs. Campbell County
Webster County, KY 44.3 Normal -0.0
Christian County, IL 44.4 Normal +0.0
Logan County, CO 44.4 Normal +0.1
Macon County, MO 44.3 Normal -0.1
Lawrence County, IL 44.2 Normal -0.1

Download Data

Export all distress indicators for Campbell County as a CSV file.

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Wyoming State Bar Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Wyoming State Bar Lawyer Referral Service 307-632-9061

Free Legal Aid

Legal aid organizations serving Campbell County residents at no cost.

Wyoming Legal Services 1-877-432-9955
Legal Aid of Wyoming, Inc. (307) 432-0807

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Frequently Asked Questions

  • What is the distress score for Campbell County, Wyoming?

    Campbell County has a County Distress Index score of 44.3 out of 100, placing it in the Normal zone. It ranks 1,935th nationally out of 3,144 counties and 7th in Wyoming out of 23 counties.

  • What drives financial distress in Campbell County?

    The primary driver of distress in Campbell County is Housing Cost Burden, where the county scores 66.8 out of 100. This domain is measured by indicators including Rent-Burdened (30%+), Severely Rent-Burdened (50%+), Mortgage-Burdened (30%+).

  • How does Campbell County compare to neighboring counties?

    Campbell County (44.3) can be compared to its 6 neighboring counties: Converse County, WY (34.1); Sheridan County, WY (33.7); Weston County, WY (25.5).

  • How is the County Distress Index calculated?

    The County Distress Index uses PCA-weighted percentile scoring across five statistically derived factors: Consumer Credit Distress (47.5%), Housing Cost Burden (22.3%), Structural Poverty (13.6%), Economic Vitality (9.2%), and Legal Distress (7.4%). Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • How often is the CDI updated?

    Annually, aligned to Census American Community Survey and Urban Institute Debt in America release windows — the slowest-moving source inputs. Between annual refreshes, faster-cadence indicators (BLS unemployment, QCEW wages) may drive light mid-year updates if a specific component moves meaningfully. Current data compiled April 14, 2026; next full refresh early 2027.

  • What does the Normal zone mean?

    The CDI divides counties into five zones: Healthy (below 46), Normal (46–55), Elevated (55–71), Serious (71–86), and Crisis (86 and above). Campbell County's score of 44.3 sits in the Normal zone (46–55).

  • What data sources power Campbell County's CDI score?

    Campbell County's CDI score draws on Urban Institute Debt in America (Equifax credit-bureau panel), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), Bureau of Labor Statistics (LAUS, QCEW), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Every number on this page traces to one of these public sources.

  • What is the population of Campbell County?

    Campbell County, Wyoming has a population of approximately 47,498 (2023 Census estimate), classified as a small county.