Logan County, Ohio

County Distress Index: Normal · 45.2 | 46,057 people · 60th most distressed in Ohio
American Default Research

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Logan County, OH falls within the normal range for household financial distress at 45.2 — 1886th nationally out of 3144 counties. The primary driver is Legal Distress, where bankruptcy filing rates are well above the national average. Within Ohio, it ranks 60th of 88 counties. Among its 5 neighboring counties, 3 show less distress.

The Numbers Behind the Score

The CDI measures five statistically derived factors of household financial distress, PCA-weighted. Logan County's primary driver is Legal Distress at 86.8 — worse than roughly 87% of U.S. counties.

Legal Distress Primary driver 86.8
Bankruptcy Filing Rate 87
Consumer Credit Distress 46.0
Debt in Collections 46
Medical Debt 62
Auto Loan Delinquency 42
Credit Card Delinquency 43
Uninsured Rate 27
Subprime Credit Population 49
Housing Cost Burden 41.1
Rent-Burdened (30%+) 36
Severely Rent-Burdened (50%+) 42
Mortgage-Burdened (30%+) 70
Homeownership Rate 31
Structural Poverty 40.0
Unemployment Rate 55
Poverty Rate 31
Income vs. State Median 37
Child Poverty Rate 33
Disability Rate 39
Transfer Income Dependency 46
Economic Vitality 25.5
Wage-to-Rent Ratio 16
Rent-to-Income Ratio 18
Business Formation Rate 67
House Price Change (YoY) 14

Scores are percentile-based: 50 = national median, higher = more distressed.

Neighbors and Peers

Neighboring Counties

CountyScoreZonevs. Logan County
Logan County, OH 45.2 Normal —
Hardin County, OH 54.9 Elevated +9.7
Champaign County, OH 47.6 Normal +2.5
Shelby County, OH 42.2 Normal -3.0
Auglaize County, OH 33.0 Healthy -12.2
Union County, OH 25.5 Healthy -19.7

Population Peers

CountyScoreZonevs. Logan County
Sumner County, KS 45.2 Normal -0.0
Smith County, TN 45.2 Normal +0.0
Lincoln County, NE 45.2 Normal +0.1
Perry County, MO 45.3 Normal +0.1
Chenango County, NY 45.3 Normal +0.1

Download Data

Export all distress indicators for Logan County as a CSV file.

Find Help in Logan County

Find an Attorney

Ohio State Bar Association Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Ohio State Bar Association Lawyer Referral Service 1-800-282-6556

Free Legal Aid

Legal aid organizations serving Logan County residents at no cost.

Legal Aid Society of Cleveland 216-687-1900
Columbus Legal Aid Society 614-224-8374
Community Legal Aid (Akron/Canton) 330-535-4191
Ohio Legal Help
Ohio State Bar Association Lawyer Referral 1-800-282-6556
Community Legal Aid Services, Inc. (800) 998-9454
Legal Aid Society of Greater Cincinnati (513) 241-9400
Legal Aid of Southeast and Central Ohio (614) 221-7201
Legal Aid of Western Ohio, Inc. (888) 534-1432
The Legal Aid Society of Cleveland (216) 687-1900

Self-Help Resources

Ohio Legal Help — Foreclosure Self-help guides for Ohio foreclosure process and defenses
OHFA Homeowner Resources Assistance programs and housing counselor referrals

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

Need legal help? Find a foreclosure defense attorney in Ohio →

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Frequently Asked Questions

  • What is the distress score for Logan County, Ohio?

    Logan County has a County Distress Index score of 45.2 out of 100, placing it in the Normal zone. It ranks 1,886th nationally out of 3,144 counties and 60th in Ohio out of 88 counties.

  • What drives financial distress in Logan County?

    The primary driver of distress in Logan County is Legal Distress, where the county scores 86.8 out of 100. This domain is measured by indicators including Bankruptcy Filing Rate.

  • How does Logan County compare to neighboring counties?

    Logan County (45.2) can be compared to its 5 neighboring counties: Hardin County, OH (54.9); Champaign County, OH (47.6); Shelby County, OH (42.2).

  • How is the County Distress Index calculated?

    The County Distress Index uses PCA-weighted percentile scoring across five statistically derived factors: Consumer Credit Distress (47.5%), Housing Cost Burden (22.3%), Structural Poverty (13.6%), Economic Vitality (9.2%), and Legal Distress (7.4%). Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • How often is the CDI updated?

    Annually, aligned to Census American Community Survey and Urban Institute Debt in America release windows — the slowest-moving source inputs. Between annual refreshes, faster-cadence indicators (BLS unemployment, QCEW wages) may drive light mid-year updates if a specific component moves meaningfully. Current data compiled April 14, 2026; next full refresh early 2027.

  • What does the Normal zone mean?

    The CDI divides counties into five zones: Healthy (below 46), Normal (46–55), Elevated (55–71), Serious (71–86), and Crisis (86 and above). Logan County's score of 45.2 sits in the Normal zone (46–55).

  • What data sources power Logan County's CDI score?

    Logan County's CDI score draws on Urban Institute Debt in America (Equifax credit-bureau panel), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), Bureau of Labor Statistics (LAUS, QCEW), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Every number on this page traces to one of these public sources.

  • What is the population of Logan County?

    Logan County, Ohio has a population of approximately 46,057 (2023 Census estimate), classified as a small county.