Sevier County, Utah

County Distress Index: Normal · 40.3 | 22,344 people · 10th most distressed in Utah
American Default Research

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Sevier County, UT falls within the normal range for household financial distress at 40.3 — 2175th nationally out of 3144 counties. The primary driver is Legal Distress, where bankruptcy filing rates are well above the national average. Within Utah, it ranks 10th of 29 counties. It scores higher than all 6 of its neighboring counties.

The Numbers Behind the Score

The CDI measures five statistically derived factors of household financial distress, PCA-weighted. Sevier County's primary driver is Legal Distress at 69.6 — above the national median.

Legal Distress Primary driver 69.6
Bankruptcy Filing Rate 70
Economic Vitality 46.5
Wage-to-Rent Ratio 67
Rent-to-Income Ratio 14
Business Formation Rate 25
House Price Change (YoY) 82
Structural Poverty 43.5
Unemployment Rate 67
Poverty Rate 26
Income vs. State Median 50
Child Poverty Rate 31
Disability Rate 35
Transfer Income Dependency 49
Housing Cost Burden 37.0
Rent-Burdened (30%+) 44
Severely Rent-Burdened (50%+) 38
Mortgage-Burdened (30%+) 35
Homeownership Rate 19
Consumer Credit Distress 35.1
Debt in Collections 27
Medical Debt 44
Auto Loan Delinquency 29
Credit Card Delinquency 42
Uninsured Rate 54
Subprime Credit Population 29

Scores are percentile-based: 50 = national median, higher = more distressed.

Neighbors and Peers

Neighboring Counties

CountyScoreZonevs. Sevier County
Sevier County, UT 40.3 Normal —
Sanpete County, UT 37.9 Normal -2.4
Piute County, UT 32.3 Healthy -8.0
Emery County, UT 30.7 Healthy -9.6
Beaver County, UT 27.8 Healthy -12.4
Millard County, UT 27.1 Healthy -13.2
Wayne County, UT 26.0 Healthy -14.2

Population Peers

CountyScoreZonevs. Sevier County
Dickinson County, MI 40.3 Normal -0.0
Nez Perce County, ID 40.2 Normal -0.0
Menominee County, MI 40.3 Normal +0.0
Mineral County, WV 40.3 Normal +0.0
Dawson County, NE 40.2 Normal -0.0

Download Data

Export all distress indicators for Sevier County as a CSV file.

Find Help in Sevier County

Find an Attorney

Utah State Bar Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Utah State Bar Lawyer Referral Service 801-531-9077

Free Legal Aid

Legal aid organizations serving Sevier County residents at no cost.

Utah Legal Services 1-800-662-4245
Legal Aid Society of Salt Lake 801-328-8849

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Frequently Asked Questions

  • What is the distress score for Sevier County, Utah?

    Sevier County has a County Distress Index score of 40.3 out of 100, placing it in the Normal zone. It ranks 2,175th nationally out of 3,144 counties and 10th in Utah out of 29 counties.

  • What drives financial distress in Sevier County?

    The primary driver of distress in Sevier County is Legal Distress, where the county scores 69.6 out of 100. This domain is measured by indicators including Bankruptcy Filing Rate.

  • How does Sevier County compare to neighboring counties?

    Sevier County (40.3) can be compared to its 6 neighboring counties: Sanpete County, UT (37.9); Piute County, UT (32.3); Emery County, UT (30.7).

  • How is the County Distress Index calculated?

    The County Distress Index uses PCA-weighted percentile scoring across five statistically derived factors: Consumer Credit Distress (47.5%), Housing Cost Burden (22.3%), Structural Poverty (13.6%), Economic Vitality (9.2%), and Legal Distress (7.4%). Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • How often is the CDI updated?

    Annually, aligned to Census American Community Survey and Urban Institute Debt in America release windows — the slowest-moving source inputs. Between annual refreshes, faster-cadence indicators (BLS unemployment, QCEW wages) may drive light mid-year updates if a specific component moves meaningfully. Current data compiled April 14, 2026; next full refresh early 2027.

  • What does the Normal zone mean?

    The CDI divides counties into five zones: Healthy (below 46), Normal (46–55), Elevated (55–71), Serious (71–86), and Crisis (86 and above). Sevier County's score of 40.3 sits in the Normal zone (46–55).

  • What data sources power Sevier County's CDI score?

    Sevier County's CDI score draws on Urban Institute Debt in America (Equifax credit-bureau panel), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), Bureau of Labor Statistics (LAUS, QCEW), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Every number on this page traces to one of these public sources.

  • What is the population of Sevier County?

    Sevier County, Utah has a population of approximately 22,344 (2023 Census estimate), classified as a small county.