Trumbull County, Ohio

County Distress Index: Serious · 66.0 | 200,373 people · 11th most distressed in Ohio
American Default Research

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Trumbull County, OH shows significant household financial distress with a score of 66.0 — 597th nationally out of 3144 counties. The primary driver is Legal Distress, where bankruptcy filing rates are well above the national average. Within Ohio, it ranks 11th of 88 counties. Among its 6 neighboring counties, 5 show less distress.

The Numbers Behind the Score

The CDI measures five statistically derived factors of household financial distress, PCA-weighted. Trumbull County's primary driver is Legal Distress at 82.9 — worse than roughly 83% of U.S. counties.

Legal Distress Primary driver 82.9
Bankruptcy Filing Rate 83
Structural Poverty 77.8
Unemployment Rate 83
Poverty Rate 74
Income vs. State Median 92
Child Poverty Rate 81
Disability Rate 64
Transfer Income Dependency 71
Consumer Credit Distress 66.0
Debt in Collections 64
Medical Debt 76
Auto Loan Delinquency 78
Credit Card Delinquency 71
Uninsured Rate 39
Subprime Credit Population 57
Housing Cost Burden 62.8
Rent-Burdened (30%+) 66
Severely Rent-Burdened (50%+) 69
Mortgage-Burdened (30%+) 31
Homeownership Rate 64
Economic Vitality 43.0
Wage-to-Rent Ratio 26
Rent-to-Income Ratio 64
Business Formation Rate 60
House Price Change (YoY) 33

Scores are percentile-based: 50 = national median, higher = more distressed.

Neighbors and Peers

Neighboring Counties

CountyScoreZonevs. Trumbull County
Trumbull County, OH 66.0 Serious —
Ashtabula County, OH 72.3 Serious +6.2
Mahoning County, OH 65.8 Serious -0.2
Portage County, OH 54.2 Elevated -11.8
Mercer County, PA 48.5 Normal -17.6
Crawford County, PA 45.1 Normal -21.0
Geauga County, OH 22.4 Healthy -43.6

Population Peers

CountyScoreZonevs. Trumbull County
Nye County, NV 66.0 Serious -0.0
Carter County, TN 66.2 Serious +0.1
Harrison County, TX 65.9 Serious -0.2
Buchanan County, MO 66.3 Serious +0.2
Mahoning County, OH 65.8 Serious -0.2

Download Data

Export all distress indicators for Trumbull County as a CSV file.

Find Help in Trumbull County

HUD-Approved Housing Counselors

Free foreclosure prevention and financial counseling near Trumbull County.

APPRISEN - WARREN
Girard
800-355-2227 Website
Foreclosure PreventionFinancial CounselingPre-PurchaseRental Help

See all counselors in Ohio →

Find an Attorney

Ohio State Bar Association Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Ohio State Bar Association Lawyer Referral Service 1-800-282-6556

Free Legal Aid

Legal aid organizations serving Trumbull County residents at no cost.

Legal Aid Society of Cleveland 216-687-1900
Columbus Legal Aid Society 614-224-8374
Community Legal Aid (Akron/Canton) 330-535-4191
Ohio Legal Help
Ohio State Bar Association Lawyer Referral 1-800-282-6556
Community Legal Aid Services, Inc. (800) 998-9454
Legal Aid Society of Greater Cincinnati (513) 241-9400
Legal Aid of Southeast and Central Ohio (614) 221-7201
Legal Aid of Western Ohio, Inc. (888) 534-1432
The Legal Aid Society of Cleveland (216) 687-1900

Self-Help Resources

Ohio Legal Help — Foreclosure Self-help guides for Ohio foreclosure process and defenses
OHFA Homeowner Resources Assistance programs and housing counselor referrals

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

Need legal help? Find a foreclosure defense attorney in Ohio →

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Frequently Asked Questions

  • What is the distress score for Trumbull County, Ohio?

    Trumbull County has a County Distress Index score of 66.0 out of 100, placing it in the Serious zone. It ranks 597th nationally out of 3,144 counties and 11th in Ohio out of 88 counties.

  • What drives financial distress in Trumbull County?

    The primary driver of distress in Trumbull County is Legal Distress, where the county scores 82.9 out of 100. This domain is measured by indicators including Bankruptcy Filing Rate.

  • How does Trumbull County compare to neighboring counties?

    Trumbull County (66.0) can be compared to its 6 neighboring counties: Ashtabula County, OH (72.3); Mahoning County, OH (65.8); Portage County, OH (54.2).

  • How is the County Distress Index calculated?

    The County Distress Index uses PCA-weighted percentile scoring across five statistically derived factors: Consumer Credit Distress (47.5%), Housing Cost Burden (22.3%), Structural Poverty (13.6%), Economic Vitality (9.2%), and Legal Distress (7.4%). Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • How often is the CDI updated?

    Annually, aligned to Census American Community Survey and Urban Institute Debt in America release windows — the slowest-moving source inputs. Between annual refreshes, faster-cadence indicators (BLS unemployment, QCEW wages) may drive light mid-year updates if a specific component moves meaningfully. Current data compiled April 14, 2026; next full refresh early 2027.

  • What does the Serious zone mean?

    The CDI divides counties into five zones: Healthy (below 46), Normal (46–55), Elevated (55–71), Serious (71–86), and Crisis (86 and above). Trumbull County's score of 66.0 sits in the Serious zone (71–86).

  • What data sources power Trumbull County's CDI score?

    Trumbull County's CDI score draws on Urban Institute Debt in America (Equifax credit-bureau panel), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), Bureau of Labor Statistics (LAUS, QCEW), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Every number on this page traces to one of these public sources.

  • What is the population of Trumbull County?

    Trumbull County, Ohio has a population of approximately 200,373 (2023 Census estimate), classified as a mid county.