Blaine County, Oklahoma

County Distress Index: Elevated · 59.4 | 8,539 people · 44th most distressed in Oklahoma
American Default Research

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Blaine County, OK registers elevated household financial distress with a score of 59.4 — 992nd nationally out of 3144 counties. The primary driver is Consumer Credit Distress, where residents carry heavy debt burdens with elevated delinquency and collections rates. Within Oklahoma, it ranks 44th of 77 counties. Among its 6 neighboring counties, 4 show less distress.

The Numbers Behind the Score

The CDI measures five statistically derived factors of household financial distress, PCA-weighted. Blaine County's primary driver is Consumer Credit Distress at 70.8 — above the national median.

Consumer Credit Distress Primary driver 70.8
Debt in Collections 82
Medical Debt 83
Auto Loan Delinquency 76
Credit Card Delinquency 49
Uninsured Rate 72
Subprime Credit Population 64
Legal Distress 68.6
Bankruptcy Filing Rate 69
Structural Poverty 54.5
Unemployment Rate 49
Poverty Rate 69
Income vs. State Median 40
Child Poverty Rate 68
Disability Rate 55
Transfer Income Dependency 53
Housing Cost Burden 42.3
Rent-Burdened (30%+) 19
Severely Rent-Burdened (50%+) 63
Mortgage-Burdened (30%+) 18
Homeownership Rate 65
Economic Vitality 41.7
Wage-to-Rent Ratio 35
Rent-to-Income Ratio 40
Business Formation Rate 36
House Price Change (YoY) 95

Scores are percentile-based: 50 = national median, higher = more distressed.

Neighbors and Peers

Neighboring Counties

CountyScoreZonevs. Blaine County
Blaine County, OK 59.4 Elevated —
Caddo County, OK 67.0 Serious +7.6
Custer County, OK 60.9 Elevated +1.4
Canadian County, OK 56.7 Elevated -2.7
Kingfisher County, OK 41.0 Normal -18.4
Dewey County, OK 40.8 Normal -18.6
Major County, OK 35.4 Normal -24.1

Population Peers

CountyScoreZonevs. Blaine County
Menifee County, KY 59.6 Elevated +0.1
Garza County, TX 59.3 Elevated -0.1
Galax city, VA 59.6 Elevated +0.1
Todd County, SD 59.6 Elevated +0.2
Donley County, TX 59.6 Elevated +0.2

Download Data

Export all distress indicators for Blaine County as a CSV file.

Find Help in Blaine County

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Oklahoma Bar Association Lawyer Referral offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Oklahoma Bar Association Lawyer Referral 405-416-7000

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Frequently Asked Questions

  • What is the distress score for Blaine County, Oklahoma?

    Blaine County has a County Distress Index score of 59.4 out of 100, placing it in the Elevated zone. It ranks 992nd nationally out of 3,144 counties and 44th in Oklahoma out of 77 counties.

  • What drives financial distress in Blaine County?

    The primary driver of distress in Blaine County is Consumer Credit Distress, where the county scores 70.8 out of 100. This domain is measured by indicators including Debt in Collections, Medical Debt, Auto Loan Delinquency.

  • How does Blaine County compare to neighboring counties?

    Blaine County (59.4) can be compared to its 6 neighboring counties: Caddo County, OK (67.0); Custer County, OK (60.9); Canadian County, OK (56.7).

  • How is the County Distress Index calculated?

    The County Distress Index uses PCA-weighted percentile scoring across five statistically derived factors: Consumer Credit Distress (47.5%), Housing Cost Burden (22.3%), Structural Poverty (13.6%), Economic Vitality (9.2%), and Legal Distress (7.4%). Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • How often is the CDI updated?

    Annually, aligned to Census American Community Survey and Urban Institute Debt in America release windows — the slowest-moving source inputs. Between annual refreshes, faster-cadence indicators (BLS unemployment, QCEW wages) may drive light mid-year updates if a specific component moves meaningfully. Current data compiled April 14, 2026; next full refresh early 2027.

  • What does the Elevated zone mean?

    The CDI divides counties into five zones: Healthy (below 46), Normal (46–55), Elevated (55–71), Serious (71–86), and Crisis (86 and above). Blaine County's score of 59.4 sits in the Elevated zone (55–71).

  • What data sources power Blaine County's CDI score?

    Blaine County's CDI score draws on Urban Institute Debt in America (Equifax credit-bureau panel), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), Bureau of Labor Statistics (LAUS, QCEW), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Every number on this page traces to one of these public sources.

  • What is the population of Blaine County?

    Blaine County, Oklahoma has a population of approximately 8,539 (2023 Census estimate), classified as a tiny county.