Caddo County, Oklahoma

County Distress Index: Serious · 67.0 | 26,214 people · 21st most distressed in Oklahoma
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Caddo County, OK shows significant household financial distress with a score of 67.0 — 548th nationally out of 3144 counties. The primary driver is Consumer Credit Distress, where residents carry heavy debt burdens with elevated delinquency and collections rates. Within Oklahoma, it ranks 21st of 77 counties. Among its 7 neighboring counties, 6 show less distress.

The Numbers Behind the Score

The CDI measures five statistically derived factors of household financial distress, PCA-weighted. Caddo County's primary driver is Consumer Credit Distress at 86.9 — worse than roughly 87% of U.S. counties.

Consumer Credit Distress Primary driver 86.9
Debt in Collections 93
Medical Debt 92
Auto Loan Delinquency 81
Credit Card Delinquency 90
Uninsured Rate 94
Subprime Credit Population 77
Structural Poverty 75.4
Unemployment Rate 45
Poverty Rate 89
Income vs. State Median 73
Child Poverty Rate 74
Disability Rate 77
Transfer Income Dependency 85
Legal Distress 63.1
Bankruptcy Filing Rate 63
Economic Vitality 48.2
Wage-to-Rent Ratio 27
Rent-to-Income Ratio 60
Business Formation Rate 73
House Price Change (YoY) 75
Housing Cost Burden 28.5
Rent-Burdened (30%+) 19
Severely Rent-Burdened (50%+) 16
Mortgage-Burdened (30%+) 43
Homeownership Rate 69

Scores are percentile-based: 50 = national median, higher = more distressed.

Neighbors and Peers

Neighboring Counties

CountyScoreZonevs. Caddo County
Caddo County, OK 67.0 Serious —
Comanche County, OK 71.9 Serious +4.9
Kiowa County, OK 64.3 Elevated -2.8
Custer County, OK 60.9 Elevated -6.2
Blaine County, OK 59.4 Elevated -7.6
Washita County, OK 57.2 Elevated -9.8
Canadian County, OK 56.7 Elevated -10.3
Grady County, OK 54.5 Elevated -12.5

Population Peers

CountyScoreZonevs. Caddo County
Scott County, MO 67.0 Serious 0.0
Falls County, TX 67.0 Serious -0.0
Cass County, TX 67.0 Serious +0.0
Brantley County, GA 67.0 Serious -0.1
Barren County, KY 67.1 Serious +0.1

Download Data

Export all distress indicators for Caddo County as a CSV file.

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Oklahoma Bar Association Lawyer Referral 405-416-7000

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Frequently Asked Questions

  • What is the distress score for Caddo County, Oklahoma?

    Caddo County has a County Distress Index score of 67.0 out of 100, placing it in the Serious zone. It ranks 548th nationally out of 3,144 counties and 21st in Oklahoma out of 77 counties.

  • What drives financial distress in Caddo County?

    The primary driver of distress in Caddo County is Consumer Credit Distress, where the county scores 86.9 out of 100. This domain is measured by indicators including Debt in Collections, Medical Debt, Auto Loan Delinquency.

  • How does Caddo County compare to neighboring counties?

    Caddo County (67.0) can be compared to its 7 neighboring counties: Comanche County, OK (71.9); Kiowa County, OK (64.3); Custer County, OK (60.9).

  • How is the County Distress Index calculated?

    The County Distress Index uses PCA-weighted percentile scoring across five statistically derived factors: Consumer Credit Distress (47.5%), Housing Cost Burden (22.3%), Structural Poverty (13.6%), Economic Vitality (9.2%), and Legal Distress (7.4%). Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • How often is the CDI updated?

    Annually, aligned to Census American Community Survey and Urban Institute Debt in America release windows — the slowest-moving source inputs. Between annual refreshes, faster-cadence indicators (BLS unemployment, QCEW wages) may drive light mid-year updates if a specific component moves meaningfully. Current data compiled April 14, 2026; next full refresh early 2027.

  • What does the Serious zone mean?

    The CDI divides counties into five zones: Healthy (below 46), Normal (46–55), Elevated (55–71), Serious (71–86), and Crisis (86 and above). Caddo County's score of 67.0 sits in the Serious zone (71–86).

  • What data sources power Caddo County's CDI score?

    Caddo County's CDI score draws on Urban Institute Debt in America (Equifax credit-bureau panel), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), Bureau of Labor Statistics (LAUS, QCEW), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Every number on this page traces to one of these public sources.

  • What is the population of Caddo County?

    Caddo County, Oklahoma has a population of approximately 26,214 (2023 Census estimate), classified as a small county.