Audrain County, Missouri

County Distress Index: Elevated · 57.4 | 24,394 people · 34th most distressed in Missouri
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Audrain County, MO registers elevated household financial distress with a score of 57.4 — 1127th nationally out of 3144 counties. The primary driver is Consumer Credit Distress, where debt and delinquency levels sit above the national average. Within Missouri, it ranks 34th of 115 counties. Among its 7 neighboring counties, 6 show less distress.

The Numbers Behind the Score

The CDI measures five statistically derived factors of household financial distress, PCA-weighted. Audrain County's primary driver is Consumer Credit Distress at 64.5 — above the national median.

Consumer Credit Distress Primary driver 64.5
Debt in Collections 65
Medical Debt 69
Auto Loan Delinquency 64
Credit Card Delinquency 42
Uninsured Rate 87
Subprime Credit Population 72
Housing Cost Burden 54.8
Rent-Burdened (30%+) 55
Severely Rent-Burdened (50%+) 59
Mortgage-Burdened (30%+) 34
Homeownership Rate 58
Structural Poverty 54.4
Unemployment Rate 27
Poverty Rate 62
Income vs. State Median 51
Child Poverty Rate 57
Disability Rate 79
Transfer Income Dependency 50
Legal Distress 50.5
Bankruptcy Filing Rate 50
Economic Vitality 37.3
Wage-to-Rent Ratio 25
Rent-to-Income Ratio 28
Business Formation Rate 59
House Price Change (YoY) 85

Scores are percentile-based: 50 = national median, higher = more distressed.

Neighbors and Peers

Neighboring Counties

CountyScoreZonevs. Audrain County
Audrain County, MO 57.4 Elevated —
Randolph County, MO 61.8 Elevated +4.4
Boone County, MO 46.9 Normal -10.5
Callaway County, MO 46.8 Normal -10.6
Pike County, MO 46.6 Normal -10.8
Montgomery County, MO 44.7 Normal -12.7
Monroe County, MO 40.3 Normal -17.2
Ralls County, MO 32.8 Healthy -24.6

Population Peers

CountyScoreZonevs. Audrain County
Southampton County, VA 57.4 Elevated 0.0
Letcher County, KY 57.4 Elevated +0.0
Clark County, KY 57.4 Elevated -0.0
Lunenburg County, VA 57.4 Elevated -0.0
Bollinger County, MO 57.4 Elevated -0.0

Download Data

Export all distress indicators for Audrain County as a CSV file.

Find Help in Audrain County

Find an Attorney

Missouri Bar — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Missouri Bar — Lawyer Referral Service 573-635-4128

Free Legal Aid

Legal aid organizations serving Audrain County residents at no cost.

Legal Services of Eastern Missouri 314-534-4200 (St. Louis); 1-800-444-0514 (statewide hotline)
Legal Aid of Western Missouri 816-474-6750 (Kansas City); 1-800-748-2057 (statewide hotline)
Central Missouri Legal Services 573-442-0116
The Legal Aid and Defender Association (LAD) 816-474-6750
Legal Services of Southern Missouri (417) 881-1397
Mid-Missouri Legal Services Corporation (573) 442-0116

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

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Frequently Asked Questions

  • What is the distress score for Audrain County, Missouri?

    Audrain County has a County Distress Index score of 57.4 out of 100, placing it in the Elevated zone. It ranks 1,127th nationally out of 3,144 counties and 34th in Missouri out of 115 counties.

  • What drives financial distress in Audrain County?

    The primary driver of distress in Audrain County is Consumer Credit Distress, where the county scores 64.5 out of 100. This domain is measured by indicators including Debt in Collections, Medical Debt, Auto Loan Delinquency.

  • How does Audrain County compare to neighboring counties?

    Audrain County (57.4) can be compared to its 7 neighboring counties: Randolph County, MO (61.8); Boone County, MO (46.9); Callaway County, MO (46.8).

  • How is the County Distress Index calculated?

    The County Distress Index uses PCA-weighted percentile scoring across five statistically derived factors: Consumer Credit Distress (47.5%), Housing Cost Burden (22.3%), Structural Poverty (13.6%), Economic Vitality (9.2%), and Legal Distress (7.4%). Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • How often is the CDI updated?

    Annually, aligned to Census American Community Survey and Urban Institute Debt in America release windows — the slowest-moving source inputs. Between annual refreshes, faster-cadence indicators (BLS unemployment, QCEW wages) may drive light mid-year updates if a specific component moves meaningfully. Current data compiled April 14, 2026; next full refresh early 2027.

  • What does the Elevated zone mean?

    The CDI divides counties into five zones: Healthy (below 46), Normal (46–55), Elevated (55–71), Serious (71–86), and Crisis (86 and above). Audrain County's score of 57.4 sits in the Elevated zone (55–71).

  • What data sources power Audrain County's CDI score?

    Audrain County's CDI score draws on Urban Institute Debt in America (Equifax credit-bureau panel), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), Bureau of Labor Statistics (LAUS, QCEW), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Every number on this page traces to one of these public sources.

  • What is the population of Audrain County?

    Audrain County, Missouri has a population of approximately 24,394 (2023 Census estimate), classified as a small county.