Major County, Oklahoma

County Distress Index: Normal · 35.4 | 7,581 people · 76th most distressed in Oklahoma
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Major County, OK falls within the normal range for household financial distress at 35.4 — 2457th nationally out of 3144 counties. The primary driver is Legal Distress, where bankruptcy filings are moderately elevated. Within Oklahoma, it ranks 76th of 77 counties. It scores lower than all 7 of its neighboring counties.

The Numbers Behind the Score

The CDI measures five statistically derived factors of household financial distress, PCA-weighted. Major County's primary driver is Legal Distress at 46.2 — above the national median.

Legal Distress Primary driver 46.2
Bankruptcy Filing Rate 46
Consumer Credit Distress 44.0
Debt in Collections 42
Medical Debt 74
Auto Loan Delinquency 14
Credit Card Delinquency 55
Uninsured Rate 70
Subprime Credit Population 34
Structural Poverty 41.8
Unemployment Rate 45
Poverty Rate 40
Income vs. State Median 22
Child Poverty Rate 44
Disability Rate 68
Transfer Income Dependency 42
Economic Vitality 31.7
Wage-to-Rent Ratio 24
Rent-to-Income Ratio 15
Business Formation Rate 62
House Price Change (YoY) 62
Housing Cost Burden 10.8
Rent-Burdened (30%+) 9
Severely Rent-Burdened (50%+) 9
Mortgage-Burdened (30%+) 8
Homeownership Rate 20

Scores are percentile-based: 50 = national median, higher = more distressed.

Neighbors and Peers

Neighboring Counties

CountyScoreZonevs. Major County
Major County, OK 35.4 Normal —
Garfield County, OK 60.0 Elevated +24.6
Blaine County, OK 59.4 Elevated +24.1
Woods County, OK 50.4 Elevated +15.0
Woodward County, OK 48.3 Normal +13.0
Alfalfa County, OK 47.6 Normal +12.3
Kingfisher County, OK 41.0 Normal +5.7
Dewey County, OK 40.8 Normal +5.4

Population Peers

CountyScoreZonevs. Major County
Essex County, VT 35.4 Normal +0.0
Grand Isle County, VT 35.4 Normal +0.1
Chase County, KS 35.3 Normal -0.1
Morris County, KS 35.5 Normal +0.2
Gilpin County, CO 35.5 Normal +0.2

Download Data

Export all distress indicators for Major County as a CSV file.

Find Help in Major County

Find an Attorney

Oklahoma Bar Association Lawyer Referral offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Oklahoma Bar Association Lawyer Referral 405-416-7000

Free Legal Aid

Legal aid organizations serving Major County residents at no cost.

Legal Aid Services of Oklahoma 1-888-534-5243

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Frequently Asked Questions

  • What is the distress score for Major County, Oklahoma?

    Major County has a County Distress Index score of 35.4 out of 100, placing it in the Normal zone. It ranks 2,457th nationally out of 3,144 counties and 76th in Oklahoma out of 77 counties.

  • What drives financial distress in Major County?

    The primary driver of distress in Major County is Legal Distress, where the county scores 46.2 out of 100. This domain is measured by indicators including Bankruptcy Filing Rate.

  • How does Major County compare to neighboring counties?

    Major County (35.4) can be compared to its 7 neighboring counties: Garfield County, OK (60.0); Blaine County, OK (59.4); Woods County, OK (50.4).

  • How is the County Distress Index calculated?

    The County Distress Index uses PCA-weighted percentile scoring across five statistically derived factors: Consumer Credit Distress (47.5%), Housing Cost Burden (22.3%), Structural Poverty (13.6%), Economic Vitality (9.2%), and Legal Distress (7.4%). Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • How often is the CDI updated?

    Annually, aligned to Census American Community Survey and Urban Institute Debt in America release windows — the slowest-moving source inputs. Between annual refreshes, faster-cadence indicators (BLS unemployment, QCEW wages) may drive light mid-year updates if a specific component moves meaningfully. Current data compiled April 14, 2026; next full refresh early 2027.

  • What does the Normal zone mean?

    The CDI divides counties into five zones: Healthy (below 46), Normal (46–55), Elevated (55–71), Serious (71–86), and Crisis (86 and above). Major County's score of 35.4 sits in the Normal zone (46–55).

  • What data sources power Major County's CDI score?

    Major County's CDI score draws on Urban Institute Debt in America (Equifax credit-bureau panel), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), Bureau of Labor Statistics (LAUS, QCEW), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Every number on this page traces to one of these public sources.

  • What is the population of Major County?

    Major County, Oklahoma has a population of approximately 7,581 (2023 Census estimate), classified as a tiny county.