Coos County, Oregon

County Distress Index: Elevated · 55.7 | 64,212 people · 9th most distressed in Oregon
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Coos County, OR registers elevated household financial distress with a score of 55.7 — 1226th nationally out of 3144 counties. The primary driver is Structural Poverty, where poverty rates are high, transfer income dependency is elevated, and household incomes lag well behind state and national medians. Within Oregon, it ranks 9th of 36 counties. It scores higher than all 2 of its neighboring counties.

The Numbers Behind the Score

The CDI measures five statistically derived factors of household financial distress, PCA-weighted. Coos County's primary driver is Structural Poverty at 79.9 — worse than roughly 80% of U.S. counties.

Structural Poverty Primary driver 79.9
Unemployment Rate 90
Poverty Rate 68
Income vs. State Median 75
Child Poverty Rate 65
Disability Rate 93
Transfer Income Dependency 88
Housing Cost Burden 76.5
Rent-Burdened (30%+) 79
Severely Rent-Burdened (50%+) 76
Mortgage-Burdened (30%+) 86
Homeownership Rate 68
Legal Distress 75.1
Bankruptcy Filing Rate 75
Economic Vitality 66.5
Wage-to-Rent Ratio 76
Rent-to-Income Ratio 79
Business Formation Rate 12
House Price Change (YoY) 87
Consumer Credit Distress 33.9
Debt in Collections 37
Medical Debt 27
Auto Loan Delinquency 25
Credit Card Delinquency 55
Uninsured Rate 34
Subprime Credit Population 26

Scores are percentile-based: 50 = national median, higher = more distressed.

Neighbors and Peers

Neighboring Counties

CountyScoreZonevs. Coos County
Coos County, OR 55.7 Elevated —
Douglas County, OR 53.1 Elevated -2.6
Curry County, OR 49.0 Normal -6.7

Population Peers

CountyScoreZonevs. Coos County
Tippecanoe County, IN 55.8 Elevated +0.1
DeKalb County, IL 55.8 Elevated +0.1
Elmore County, AL 55.8 Elevated +0.1
Effingham County, GA 55.5 Elevated -0.1
Greene County, TN 55.8 Elevated +0.2

Download Data

Export all distress indicators for Coos County as a CSV file.

Find Help in Coos County

Find an Attorney

Oregon State Bar — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Oregon State Bar — Lawyer Referral Service 503-684-3763 (Portland); 1-800-452-7636 (statewide)

Free Legal Aid

Legal aid organizations serving Coos County residents at no cost.

Legal Aid Services of Oregon 503-684-1032 (Portland); 1-800-684-1032 (statewide hotline)
Oregon Law Center 541-672-3429 (Roseburg); 541-485-1017 (Eugene)
Willamette Law Online — Oregon Foreclosure Avoidance Project 503-370-6051

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

Need legal help? Find a foreclosure defense attorney in Oregon →

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Frequently Asked Questions

  • What is the distress score for Coos County, Oregon?

    Coos County has a County Distress Index score of 55.7 out of 100, placing it in the Elevated zone. It ranks 1,226th nationally out of 3,144 counties and 9th in Oregon out of 36 counties.

  • What drives financial distress in Coos County?

    The primary driver of distress in Coos County is Structural Poverty, where the county scores 79.9 out of 100. This domain is measured by indicators including Unemployment Rate, Poverty Rate, Income vs. State Median.

  • How does Coos County compare to neighboring counties?

    Coos County (55.7) can be compared to its 2 neighboring counties: Douglas County, OR (53.1); Curry County, OR (49.0).

  • How is the County Distress Index calculated?

    The County Distress Index uses PCA-weighted percentile scoring across five statistically derived factors: Consumer Credit Distress (47.5%), Housing Cost Burden (22.3%), Structural Poverty (13.6%), Economic Vitality (9.2%), and Legal Distress (7.4%). Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • How often is the CDI updated?

    Annually, aligned to Census American Community Survey and Urban Institute Debt in America release windows — the slowest-moving source inputs. Between annual refreshes, faster-cadence indicators (BLS unemployment, QCEW wages) may drive light mid-year updates if a specific component moves meaningfully. Current data compiled April 14, 2026; next full refresh early 2027.

  • What does the Elevated zone mean?

    The CDI divides counties into five zones: Healthy (below 46), Normal (46–55), Elevated (55–71), Serious (71–86), and Crisis (86 and above). Coos County's score of 55.7 sits in the Elevated zone (55–71).

  • What data sources power Coos County's CDI score?

    Coos County's CDI score draws on Urban Institute Debt in America (Equifax credit-bureau panel), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), Bureau of Labor Statistics (LAUS, QCEW), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Every number on this page traces to one of these public sources.

  • What is the population of Coos County?

    Coos County, Oregon has a population of approximately 64,212 (2023 Census estimate), classified as a mid county.