Huntingdon County, Pennsylvania

County Distress Index: Normal · 37.8 | 43,514 people · 50th most distressed in Pennsylvania
American Default Research

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Huntingdon County, PA falls within the normal range for household financial distress at 37.8 — 2325th nationally out of 3144 counties. The primary driver is Structural Poverty, where income and poverty levels indicate moderate economic strain. Within Pennsylvania, it ranks 50th of 67 counties. Among its 7 neighboring counties, 5 show more distress.

The Numbers Behind the Score

The CDI measures five statistically derived factors of household financial distress, PCA-weighted. Huntingdon County's primary driver is Structural Poverty at 59.3 — above the national median.

Structural Poverty Primary driver 59.3
Unemployment Rate 78
Poverty Rate 46
Income vs. State Median 55
Child Poverty Rate 49
Disability Rate 60
Transfer Income Dependency 68
Economic Vitality 49.5
Wage-to-Rent Ratio 41
Rent-to-Income Ratio 27
Business Formation Rate 92
House Price Change (YoY) 78
Consumer Credit Distress 35.4
Debt in Collections 44
Medical Debt 48
Auto Loan Delinquency 13
Credit Card Delinquency 49
Uninsured Rate 18
Subprime Credit Population 33
Housing Cost Burden 34.5
Rent-Burdened (30%+) 25
Severely Rent-Burdened (50%+) 40
Mortgage-Burdened (30%+) 60
Homeownership Rate 26
Legal Distress 8.9
Bankruptcy Filing Rate 9

Scores are percentile-based: 50 = national median, higher = more distressed.

Neighbors and Peers

Neighboring Counties

CountyScoreZonevs. Huntingdon County
Huntingdon County, PA 37.8 Normal —
Blair County, PA 50.2 Elevated +12.4
Mifflin County, PA 44.7 Normal +6.9
Franklin County, PA 43.9 Normal +6.1
Bedford County, PA 40.7 Normal +2.9
Centre County, PA 39.4 Normal +1.6
Juniata County, PA 35.6 Normal -2.2
Fulton County, PA 31.0 Healthy -6.8

Population Peers

CountyScoreZonevs. Huntingdon County
Lee County, IL 37.8 Normal -0.0
Lake County, MN 37.9 Normal +0.1
Union County, IA 37.7 Normal -0.1
Sanpete County, UT 37.9 Normal +0.1
North Slope Borough, AK 37.9 Normal +0.1

Download Data

Export all distress indicators for Huntingdon County as a CSV file.

Find Help in Huntingdon County

Find an Attorney

Pennsylvania Bar Association Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Pennsylvania Bar Association Lawyer Referral Service 1-800-932-0311

Free Legal Aid

Legal aid organizations serving Huntingdon County residents at no cost.

Community Legal Services of Philadelphia 215-981-3700
MidPenn Legal Services 1-800-326-9177
Neighborhood Legal Services Association 412-255-6700
Pennsylvania Legal Aid Network (PLAN)
Laurel Legal Services, Inc. (800) 253-9558
Legal Aid of Southeastern Pennsylvania (877) 429-5994
North Penn Legal Services, Inc. (877) 953-4250
Northwestern Legal Services (814) 452-6957
Philadelphia Legal Assistance Center (215) 981-3800
Summit Legal Aid (800) 846-0871

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Frequently Asked Questions

  • What is the distress score for Huntingdon County, Pennsylvania?

    Huntingdon County has a County Distress Index score of 37.8 out of 100, placing it in the Normal zone. It ranks 2,325th nationally out of 3,144 counties and 50th in Pennsylvania out of 67 counties.

  • What drives financial distress in Huntingdon County?

    The primary driver of distress in Huntingdon County is Structural Poverty, where the county scores 59.3 out of 100. This domain is measured by indicators including Unemployment Rate, Poverty Rate, Income vs. State Median.

  • How does Huntingdon County compare to neighboring counties?

    Huntingdon County (37.8) can be compared to its 7 neighboring counties: Blair County, PA (50.2); Mifflin County, PA (44.7); Franklin County, PA (43.9).

  • How is the County Distress Index calculated?

    The County Distress Index uses PCA-weighted percentile scoring across five statistically derived factors: Consumer Credit Distress (47.5%), Housing Cost Burden (22.3%), Structural Poverty (13.6%), Economic Vitality (9.2%), and Legal Distress (7.4%). Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • How often is the CDI updated?

    Annually, aligned to Census American Community Survey and Urban Institute Debt in America release windows — the slowest-moving source inputs. Between annual refreshes, faster-cadence indicators (BLS unemployment, QCEW wages) may drive light mid-year updates if a specific component moves meaningfully. Current data compiled April 14, 2026; next full refresh early 2027.

  • What does the Normal zone mean?

    The CDI divides counties into five zones: Healthy (below 46), Normal (46–55), Elevated (55–71), Serious (71–86), and Crisis (86 and above). Huntingdon County's score of 37.8 sits in the Normal zone (46–55).

  • What data sources power Huntingdon County's CDI score?

    Huntingdon County's CDI score draws on Urban Institute Debt in America (Equifax credit-bureau panel), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), Bureau of Labor Statistics (LAUS, QCEW), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Every number on this page traces to one of these public sources.

  • What is the population of Huntingdon County?

    Huntingdon County, Pennsylvania has a population of approximately 43,514 (2023 Census estimate), classified as a small county.