Blanco County, Texas

County Distress Index: Healthy · 33.9 | 13,048 people · 252nd most distressed in Texas
American Default Research

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Blanco County, TX ranks among the least distressed counties in the country at 33.9 — 2530th nationally out of 3144 counties. The primary driver is Housing Cost Burden, where housing remains relatively affordable compared to local incomes. Within Texas, it ranks 252nd of 254 counties. It scores lower than all 7 of its neighboring counties.

The Numbers Behind the Score

The CDI measures five statistically derived factors of household financial distress, PCA-weighted. Blanco County's primary driver is Housing Cost Burden at 41.1 — above the national median.

Housing Cost Burden Primary driver 41.1
Rent-Burdened (30%+) 38
Severely Rent-Burdened (50%+) 41
Mortgage-Burdened (30%+) 36
Homeownership Rate 51
Consumer Credit Distress 36.5
Debt in Collections 39
Medical Debt 63
Auto Loan Delinquency 7
Credit Card Delinquency 18
Uninsured Rate 91
Subprime Credit Population 35
Legal Distress 36.0
Bankruptcy Filing Rate 36
Structural Poverty 20.9
Unemployment Rate 30
Poverty Rate 10
Income vs. State Median 5
Child Poverty Rate 27
Disability Rate 46
Transfer Income Dependency 18
Economic Vitality 20.7
Wage-to-Rent Ratio 19
Rent-to-Income Ratio 5
Business Formation Rate 14
House Price Change (YoY) 93

Scores are percentile-based: 50 = national median, higher = more distressed.

Neighbors and Peers

Neighboring Counties

CountyScoreZonevs. Blanco County
Blanco County, TX 33.9 Healthy —
Hays County, TX 61.1 Elevated +27.2
Travis County, TX 51.2 Elevated +17.3
Comal County, TX 47.4 Normal +13.5
Llano County, TX 44.8 Normal +10.9
Burnet County, TX 43.0 Normal +9.1
Kendall County, TX 39.0 Normal +5.1
Gillespie County, TX 35.6 Normal +1.7

Population Peers

CountyScoreZonevs. Blanco County
Clarke County, VA 33.9 Healthy 0.0
Price County, WI 33.8 Healthy -0.0
Ravalli County, MT 34.0 Healthy +0.1
Knox County, ME 34.0 Healthy +0.1
Fulton County, OH 34.0 Healthy +0.1

Download Data

Export all distress indicators for Blanco County as a CSV file.

Find Help in Blanco County

Find an Attorney

State Bar of Texas — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

State Bar of Texas — Lawyer Referral Service 1-800-252-9690

Free Legal Aid

Legal aid organizations serving Blanco County residents at no cost.

Texas RioGrande Legal Aid 1-888-988-9996
Lone Star Legal Aid 1-800-733-8394
Legal Aid of NorthWest Texas (888) 529-5277

Self-Help Resources

Texas State Law Library — Foreclosure Research Guide Comprehensive guide to Texas foreclosure law with links to statutes, forms, and practice guides.
TexasLawHelp.org Free legal information and self-help resources for low-income Texans.

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

Need legal help? Find a foreclosure defense attorney in Texas →

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Frequently Asked Questions

  • What is the distress score for Blanco County, Texas?

    Blanco County has a County Distress Index score of 33.9 out of 100, placing it in the Healthy zone. It ranks 2,530th nationally out of 3,144 counties and 252nd in Texas out of 254 counties.

  • What drives financial distress in Blanco County?

    The primary driver of distress in Blanco County is Housing Cost Burden, where the county scores 41.1 out of 100. This domain is measured by indicators including Rent-Burdened (30%+), Severely Rent-Burdened (50%+), Mortgage-Burdened (30%+).

  • How does Blanco County compare to neighboring counties?

    Blanco County (33.9) can be compared to its 7 neighboring counties: Hays County, TX (61.1); Travis County, TX (51.2); Comal County, TX (47.4).

  • How is the County Distress Index calculated?

    The County Distress Index uses PCA-weighted percentile scoring across five statistically derived factors: Consumer Credit Distress (47.5%), Housing Cost Burden (22.3%), Structural Poverty (13.6%), Economic Vitality (9.2%), and Legal Distress (7.4%). Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • How often is the CDI updated?

    Annually, aligned to Census American Community Survey and Urban Institute Debt in America release windows — the slowest-moving source inputs. Between annual refreshes, faster-cadence indicators (BLS unemployment, QCEW wages) may drive light mid-year updates if a specific component moves meaningfully. Current data compiled April 14, 2026; next full refresh early 2027.

  • What does the Healthy zone mean?

    The CDI divides counties into five zones: Healthy (below 46), Normal (46–55), Elevated (55–71), Serious (71–86), and Crisis (86 and above). Blanco County's score of 33.9 sits in the Healthy zone (below 46).

  • What data sources power Blanco County's CDI score?

    Blanco County's CDI score draws on Urban Institute Debt in America (Equifax credit-bureau panel), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), Bureau of Labor Statistics (LAUS, QCEW), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Every number on this page traces to one of these public sources.

  • What is the population of Blanco County?

    Blanco County, Texas has a population of approximately 13,048 (2023 Census estimate), classified as a small county.