Burnet County, Texas

County Distress Index: Normal · 43.0 | 53,991 people · 239th most distressed in Texas
American Default Research

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Burnet County, TX falls within the normal range for household financial distress at 43.0 — 2012th nationally out of 3144 counties. The primary driver is Consumer Credit Distress, where debt and delinquency levels sit above the national average. Within Texas, it ranks 239th of 254 counties. Among its 7 neighboring counties, 6 show more distress.

The Numbers Behind the Score

The CDI measures five statistically derived factors of household financial distress, PCA-weighted. Burnet County's primary driver is Consumer Credit Distress at 52.4 — above the national median.

Consumer Credit Distress Primary driver 52.4
Debt in Collections 52
Medical Debt 76
Auto Loan Delinquency 42
Credit Card Delinquency 33
Uninsured Rate 91
Subprime Credit Population 46
Economic Vitality 48.5
Wage-to-Rent Ratio 62
Rent-to-Income Ratio 31
Business Formation Rate 18
House Price Change (YoY) 95
Housing Cost Burden 35.9
Rent-Burdened (30%+) 45
Severely Rent-Burdened (50%+) 29
Mortgage-Burdened (30%+) 35
Homeownership Rate 34
Structural Poverty 27.3
Unemployment Rate 38
Poverty Rate 20
Income vs. State Median 11
Child Poverty Rate 30
Disability Rate 58
Transfer Income Dependency 20
Legal Distress 26.5
Bankruptcy Filing Rate 26

Scores are percentile-based: 50 = national median, higher = more distressed.

Neighbors and Peers

Neighboring Counties

CountyScoreZonevs. Burnet County
Burnet County, TX 43.0 Normal —
Bell County, TX 72.5 Serious +29.4
Lampasas County, TX 59.8 Elevated +16.8
Travis County, TX 51.2 Elevated +8.2
San Saba County, TX 50.4 Elevated +7.4
Williamson County, TX 49.7 Normal +6.6
Llano County, TX 44.8 Normal +1.8
Blanco County, TX 33.9 Healthy -9.1

Population Peers

CountyScoreZonevs. Burnet County
Leavenworth County, KS 43.1 Normal +0.0
Loudon County, TN 43.1 Normal +0.0
Stafford County, VA 43.0 Normal -0.0
Sangamon County, IL 43.1 Normal +0.1
Clay County, MN 43.0 Normal -0.1

Download Data

Export all distress indicators for Burnet County as a CSV file.

Find Help in Burnet County

Find an Attorney

State Bar of Texas — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

State Bar of Texas — Lawyer Referral Service 1-800-252-9690

Free Legal Aid

Legal aid organizations serving Burnet County residents at no cost.

Texas RioGrande Legal Aid 1-888-988-9996
Lone Star Legal Aid 1-800-733-8394
Legal Aid of NorthWest Texas (888) 529-5277

Self-Help Resources

Texas State Law Library — Foreclosure Research Guide Comprehensive guide to Texas foreclosure law with links to statutes, forms, and practice guides.
TexasLawHelp.org Free legal information and self-help resources for low-income Texans.

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

Need legal help? Find a foreclosure defense attorney in Texas →

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Frequently Asked Questions

  • What is the distress score for Burnet County, Texas?

    Burnet County has a County Distress Index score of 43.0 out of 100, placing it in the Normal zone. It ranks 2,012th nationally out of 3,144 counties and 239th in Texas out of 254 counties.

  • What drives financial distress in Burnet County?

    The primary driver of distress in Burnet County is Consumer Credit Distress, where the county scores 52.4 out of 100. This domain is measured by indicators including Debt in Collections, Medical Debt, Auto Loan Delinquency.

  • How does Burnet County compare to neighboring counties?

    Burnet County (43.0) can be compared to its 7 neighboring counties: Bell County, TX (72.5); Lampasas County, TX (59.8); Travis County, TX (51.2).

  • How is the County Distress Index calculated?

    The County Distress Index uses PCA-weighted percentile scoring across five statistically derived factors: Consumer Credit Distress (47.5%), Housing Cost Burden (22.3%), Structural Poverty (13.6%), Economic Vitality (9.2%), and Legal Distress (7.4%). Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • How often is the CDI updated?

    Annually, aligned to Census American Community Survey and Urban Institute Debt in America release windows — the slowest-moving source inputs. Between annual refreshes, faster-cadence indicators (BLS unemployment, QCEW wages) may drive light mid-year updates if a specific component moves meaningfully. Current data compiled April 14, 2026; next full refresh early 2027.

  • What does the Normal zone mean?

    The CDI divides counties into five zones: Healthy (below 46), Normal (46–55), Elevated (55–71), Serious (71–86), and Crisis (86 and above). Burnet County's score of 43.0 sits in the Normal zone (46–55).

  • What data sources power Burnet County's CDI score?

    Burnet County's CDI score draws on Urban Institute Debt in America (Equifax credit-bureau panel), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), Bureau of Labor Statistics (LAUS, QCEW), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Every number on this page traces to one of these public sources.

  • What is the population of Burnet County?

    Burnet County, Texas has a population of approximately 53,991 (2023 Census estimate), classified as a mid county.