Coke County, Texas

County Distress Index: Normal · 44.7 | 3,352 people · 236th most distressed in Texas
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Coke County, TX falls within the normal range for household financial distress at 44.7 — 1920th nationally out of 3144 counties. The primary driver is Structural Poverty, where income and poverty levels indicate moderate economic strain. Within Texas, it ranks 236th of 254 counties. It scores lower than all 5 of its neighboring counties.

The Numbers Behind the Score

The CDI measures five statistically derived factors of household financial distress, PCA-weighted. Coke County's primary driver is Structural Poverty at 57.1 — above the national median.

Structural Poverty Primary driver 57.1
Unemployment Rate 5
Poverty Rate 46
Income vs. State Median 65
Child Poverty Rate 56
Disability Rate 71
Transfer Income Dependency 77
Consumer Credit Distress 54.9
Debt in Collections 33
Medical Debt 60
Auto Loan Delinquency 28
Credit Card Delinquency 95
Uninsured Rate 80
Subprime Credit Population 55
Economic Vitality 30.8
Wage-to-Rent Ratio 5
Rent-to-Income Ratio 45
Business Formation Rate 56
House Price Change (YoY) 70
Housing Cost Burden 27.5
Rent-Burdened (30%+) 26
Severely Rent-Burdened (50%+) 7
Mortgage-Burdened (30%+) 45
Homeownership Rate 68
Legal Distress 24.8
Bankruptcy Filing Rate 25

Scores are percentile-based: 50 = national median, higher = more distressed.

Neighbors and Peers

Neighboring Counties

CountyScoreZonevs. Coke County
Coke County, TX 44.7 Normal —
Tom Green County, TX 69.2 Serious +24.5
Nolan County, TX 68.9 Serious +24.3
Mitchell County, TX 62.3 Elevated +17.7
Runnels County, TX 54.5 Elevated +9.8
Sterling County, TX 52.0 Elevated +7.3

Population Peers

CountyScoreZonevs. Coke County
Presidio County, TX 44.7 Normal +0.0
Prince of Wales-Hyder Census Area, AK 44.7 Normal +0.0
Newton County, AR 44.7 Normal +0.1
Lincoln County, CO 44.7 Normal +0.1
Woodson County, KS 44.6 Normal -0.1

Download Data

Export all distress indicators for Coke County as a CSV file.

Find Help in Coke County

Find an Attorney

State Bar of Texas — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

State Bar of Texas — Lawyer Referral Service 1-800-252-9690

Free Legal Aid

Legal aid organizations serving Coke County residents at no cost.

Texas RioGrande Legal Aid 1-888-988-9996
Lone Star Legal Aid 1-800-733-8394
Legal Aid of NorthWest Texas (888) 529-5277

Self-Help Resources

Texas State Law Library — Foreclosure Research Guide Comprehensive guide to Texas foreclosure law with links to statutes, forms, and practice guides.
TexasLawHelp.org Free legal information and self-help resources for low-income Texans.

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

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Frequently Asked Questions

  • What is the distress score for Coke County, Texas?

    Coke County has a County Distress Index score of 44.7 out of 100, placing it in the Normal zone. It ranks 1,920th nationally out of 3,144 counties and 236th in Texas out of 254 counties.

  • What drives financial distress in Coke County?

    The primary driver of distress in Coke County is Structural Poverty, where the county scores 57.1 out of 100. This domain is measured by indicators including Unemployment Rate, Poverty Rate, Income vs. State Median.

  • How does Coke County compare to neighboring counties?

    Coke County (44.7) can be compared to its 5 neighboring counties: Tom Green County, TX (69.2); Nolan County, TX (68.9); Mitchell County, TX (62.3).

  • How is the County Distress Index calculated?

    The County Distress Index uses PCA-weighted percentile scoring across five statistically derived factors: Consumer Credit Distress (47.5%), Housing Cost Burden (22.3%), Structural Poverty (13.6%), Economic Vitality (9.2%), and Legal Distress (7.4%). Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • How often is the CDI updated?

    Annually, aligned to Census American Community Survey and Urban Institute Debt in America release windows — the slowest-moving source inputs. Between annual refreshes, faster-cadence indicators (BLS unemployment, QCEW wages) may drive light mid-year updates if a specific component moves meaningfully. Current data compiled April 14, 2026; next full refresh early 2027.

  • What does the Normal zone mean?

    The CDI divides counties into five zones: Healthy (below 46), Normal (46–55), Elevated (55–71), Serious (71–86), and Crisis (86 and above). Coke County's score of 44.7 sits in the Normal zone (46–55).

  • What data sources power Coke County's CDI score?

    Coke County's CDI score draws on Urban Institute Debt in America (Equifax credit-bureau panel), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), Bureau of Labor Statistics (LAUS, QCEW), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Every number on this page traces to one of these public sources.

  • What is the population of Coke County?

    Coke County, Texas has a population of approximately 3,352 (2023 Census estimate), classified as a tiny county.