Coryell County, Texas

County Distress Index: Serious · 66.6 | 84,878 people · 84th most distressed in Texas
American Default Research

Behind on your mortgage or facing eviction? Take a 2-minute assessment to see your options.

Coryell County, TX shows significant household financial distress with a score of 66.6 — 575th nationally out of 3144 counties. The primary driver is Consumer Credit Distress, where residents carry heavy debt burdens with elevated delinquency and collections rates. Within Texas, it ranks 84th of 254 counties. Among its 5 neighboring counties, 3 show less distress.

The Numbers Behind the Score

The CDI measures five statistically derived factors of household financial distress, PCA-weighted. Coryell County's primary driver is Consumer Credit Distress at 87.9 — worse than roughly 88% of U.S. counties.

Consumer Credit Distress Primary driver 87.9
Debt in Collections 90
Medical Debt 89
Auto Loan Delinquency 86
Credit Card Delinquency 84
Uninsured Rate 77
Subprime Credit Population 93
Economic Vitality 58.5
Wage-to-Rent Ratio 69
Rent-to-Income Ratio 43
Business Formation Rate 67
House Price Change (YoY) 33
Structural Poverty 47.5
Unemployment Rate 69
Poverty Rate 39
Income vs. State Median 17
Child Poverty Rate 39
Disability Rate 76
Transfer Income Dependency 57
Housing Cost Burden 45.1
Rent-Burdened (30%+) 50
Severely Rent-Burdened (50%+) 16
Mortgage-Burdened (30%+) 57
Homeownership Rate 94
Legal Distress 39.2
Bankruptcy Filing Rate 39

Scores are percentile-based: 50 = national median, higher = more distressed.

Neighbors and Peers

Neighboring Counties

CountyScoreZonevs. Coryell County
Coryell County, TX 66.6 Serious —
Bell County, TX 72.5 Serious +5.9
McLennan County, TX 71.1 Serious +4.5
Lampasas County, TX 59.8 Elevated -6.8
Hamilton County, TX 56.2 Elevated -10.4
Bosque County, TX 53.2 Elevated -13.4

Population Peers

CountyScoreZonevs. Coryell County
Kings County, CA 66.8 Serious +0.2
Citrus County, FL 66.4 Serious -0.2
Jasper County, MO 66.8 Serious +0.2
Klamath County, OR 66.4 Serious -0.2
Sampson County, NC 66.8 Serious +0.2

Download Data

Export all distress indicators for Coryell County as a CSV file.

Find Help in Coryell County

Find an Attorney

State Bar of Texas — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

State Bar of Texas — Lawyer Referral Service 1-800-252-9690

Free Legal Aid

Legal aid organizations serving Coryell County residents at no cost.

Texas RioGrande Legal Aid 1-888-988-9996
Lone Star Legal Aid 1-800-733-8394
Legal Aid of NorthWest Texas (888) 529-5277

Self-Help Resources

Texas State Law Library — Foreclosure Research Guide Comprehensive guide to Texas foreclosure law with links to statutes, forms, and practice guides.
TexasLawHelp.org Free legal information and self-help resources for low-income Texans.

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

Need legal help? Find a foreclosure defense attorney in Texas →

Continue Reading

Frequently Asked Questions

  • What is the distress score for Coryell County, Texas?

    Coryell County has a County Distress Index score of 66.6 out of 100, placing it in the Serious zone. It ranks 575th nationally out of 3,144 counties and 84th in Texas out of 254 counties.

  • What drives financial distress in Coryell County?

    The primary driver of distress in Coryell County is Consumer Credit Distress, where the county scores 87.9 out of 100. This domain is measured by indicators including Debt in Collections, Medical Debt, Auto Loan Delinquency.

  • How does Coryell County compare to neighboring counties?

    Coryell County (66.6) can be compared to its 5 neighboring counties: Bell County, TX (72.5); McLennan County, TX (71.1); Lampasas County, TX (59.8).

  • How is the County Distress Index calculated?

    The County Distress Index uses PCA-weighted percentile scoring across five statistically derived factors: Consumer Credit Distress (47.5%), Housing Cost Burden (22.3%), Structural Poverty (13.6%), Economic Vitality (9.2%), and Legal Distress (7.4%). Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • How often is the CDI updated?

    Annually, aligned to Census American Community Survey and Urban Institute Debt in America release windows — the slowest-moving source inputs. Between annual refreshes, faster-cadence indicators (BLS unemployment, QCEW wages) may drive light mid-year updates if a specific component moves meaningfully. Current data compiled April 14, 2026; next full refresh early 2027.

  • What does the Serious zone mean?

    The CDI divides counties into five zones: Healthy (below 46), Normal (46–55), Elevated (55–71), Serious (71–86), and Crisis (86 and above). Coryell County's score of 66.6 sits in the Serious zone (71–86).

  • What data sources power Coryell County's CDI score?

    Coryell County's CDI score draws on Urban Institute Debt in America (Equifax credit-bureau panel), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), Bureau of Labor Statistics (LAUS, QCEW), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Every number on this page traces to one of these public sources.

  • What is the population of Coryell County?

    Coryell County, Texas has a population of approximately 84,878 (2023 Census estimate), classified as a mid county.