Hansford County, Texas

County Distress Index: Elevated · 52.3 | 5,071 people · 185th most distressed in Texas
American Default Research

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Hansford County, TX registers elevated household financial distress with a score of 52.3 — 1433rd nationally out of 3144 counties. The primary driver is Consumer Credit Distress, where residents carry heavy debt burdens with elevated delinquency and collections rates. Within Texas, it ranks 185th of 254 counties. Among its 6 neighboring counties, 4 show less distress.

The Numbers Behind the Score

The CDI measures five statistically derived factors of household financial distress, PCA-weighted. Hansford County's primary driver is Consumer Credit Distress at 66.3 — above the national median.

Consumer Credit Distress Primary driver 66.3
Debt in Collections 32
Medical Debt 73
Auto Loan Delinquency 84
Credit Card Delinquency 80
Uninsured Rate 95
Subprime Credit Population 61
Housing Cost Burden 59.2
Rent-Burdened (30%+) 45
Severely Rent-Burdened (50%+) 88
Mortgage-Burdened (30%+) 44
Homeownership Rate 37
Economic Vitality 48.1
Wage-to-Rent Ratio 41
Rent-to-Income Ratio 34
Business Formation Rate 65
House Price Change (YoY) 95
Structural Poverty 20.3
Unemployment Rate 27
Poverty Rate 34
Income vs. State Median 24
Child Poverty Rate 26
Disability Rate 13
Transfer Income Dependency 5
Legal Distress 5.7
Bankruptcy Filing Rate 6

Scores are percentile-based: 50 = national median, higher = more distressed.

Neighbors and Peers

Neighboring Counties

CountyScoreZonevs. Hansford County
Hansford County, TX 52.3 Elevated —
Hutchinson County, TX 57.6 Elevated +5.3
Moore County, TX 55.6 Elevated +3.3
Roberts County, TX 47.3 Normal -5.0
Texas County, OK 45.0 Normal -7.3
Ochiltree County, TX 42.9 Normal -9.4
Sherman County, TX 39.0 Normal -13.3

Population Peers

CountyScoreZonevs. Hansford County
Carlisle County, KY 52.3 Elevated -0.0
Terrell County, TX 52.3 Elevated +0.0
Sterling County, TX 52.0 Elevated -0.3
Pershing County, NV 52.8 Elevated +0.5
Van Buren County, TN 51.8 Elevated -0.5

Download Data

Export all distress indicators for Hansford County as a CSV file.

Find Help in Hansford County

Find an Attorney

State Bar of Texas — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

State Bar of Texas — Lawyer Referral Service 1-800-252-9690

Free Legal Aid

Legal aid organizations serving Hansford County residents at no cost.

Texas RioGrande Legal Aid 1-888-988-9996
Lone Star Legal Aid 1-800-733-8394
Legal Aid of NorthWest Texas (888) 529-5277

Self-Help Resources

Texas State Law Library — Foreclosure Research Guide Comprehensive guide to Texas foreclosure law with links to statutes, forms, and practice guides.
TexasLawHelp.org Free legal information and self-help resources for low-income Texans.

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

Need legal help? Find a foreclosure defense attorney in Texas →

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Frequently Asked Questions

  • What is the distress score for Hansford County, Texas?

    Hansford County has a County Distress Index score of 52.3 out of 100, placing it in the Elevated zone. It ranks 1,433rd nationally out of 3,144 counties and 185th in Texas out of 254 counties.

  • What drives financial distress in Hansford County?

    The primary driver of distress in Hansford County is Consumer Credit Distress, where the county scores 66.3 out of 100. This domain is measured by indicators including Debt in Collections, Medical Debt, Auto Loan Delinquency.

  • How does Hansford County compare to neighboring counties?

    Hansford County (52.3) can be compared to its 6 neighboring counties: Hutchinson County, TX (57.6); Moore County, TX (55.6); Roberts County, TX (47.3).

  • How is the County Distress Index calculated?

    The County Distress Index uses PCA-weighted percentile scoring across five statistically derived factors: Consumer Credit Distress (47.5%), Housing Cost Burden (22.3%), Structural Poverty (13.6%), Economic Vitality (9.2%), and Legal Distress (7.4%). Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • How often is the CDI updated?

    Annually, aligned to Census American Community Survey and Urban Institute Debt in America release windows — the slowest-moving source inputs. Between annual refreshes, faster-cadence indicators (BLS unemployment, QCEW wages) may drive light mid-year updates if a specific component moves meaningfully. Current data compiled April 14, 2026; next full refresh early 2027.

  • What does the Elevated zone mean?

    The CDI divides counties into five zones: Healthy (below 46), Normal (46–55), Elevated (55–71), Serious (71–86), and Crisis (86 and above). Hansford County's score of 52.3 sits in the Elevated zone (55–71).

  • What data sources power Hansford County's CDI score?

    Hansford County's CDI score draws on Urban Institute Debt in America (Equifax credit-bureau panel), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), Bureau of Labor Statistics (LAUS, QCEW), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Every number on this page traces to one of these public sources.

  • What is the population of Hansford County?

    Hansford County, Texas has a population of approximately 5,071 (2023 Census estimate), classified as a tiny county.