Hudspeth County, Texas

County Distress Index: Elevated · 62.4 | 3,451 people · 117th most distressed in Texas
American Default Research

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Hudspeth County, TX registers elevated household financial distress with a score of 62.4 — 806th nationally out of 3144 counties. The primary driver is Consumer Credit Distress, where residents carry heavy debt burdens with elevated delinquency and collections rates. Within Texas, it ranks 117th of 254 counties. Among its 5 neighboring counties, 3 show less distress.

The Numbers Behind the Score

The CDI measures five statistically derived factors of household financial distress, PCA-weighted. Hudspeth County's primary driver is Consumer Credit Distress at 88.7 — worse than roughly 89% of U.S. counties.

Consumer Credit Distress Primary driver 88.7
Debt in Collections 95
Medical Debt 89
Auto Loan Delinquency 74
Credit Card Delinquency 94
Uninsured Rate 95
Subprime Credit Population 88
Structural Poverty 83.3
Unemployment Rate 41
Poverty Rate 95
Income vs. State Median 92
Child Poverty Rate 95
Disability Rate 95
Transfer Income Dependency 75
Economic Vitality 40.9
Wage-to-Rent Ratio 5
Rent-to-Income Ratio 77
Business Formation Rate 64
House Price Change (YoY) 70
Housing Cost Burden 18.7
Rent-Burdened (30%+) 5
Severely Rent-Burdened (50%+) 13
Mortgage-Burdened (30%+) 29
Homeownership Rate 57
Legal Distress 13.9
Bankruptcy Filing Rate 14

Scores are percentile-based: 50 = national median, higher = more distressed.

Neighbors and Peers

Neighboring Counties

CountyScoreZonevs. Hudspeth County
Hudspeth County, TX 62.4 Elevated —
El Paso County, TX 78.0 Serious +15.6
Jeff Davis County, TX 64.1 Elevated +1.7
Otero County, NM 56.9 Elevated -5.5
Culberson County, TX 52.9 Elevated -9.5
Presidio County, TX 44.7 Normal -17.8

Population Peers

CountyScoreZonevs. Hudspeth County
Covington city, VA 62.4 Elevated -0.0
Johnson County, GA 62.4 Elevated -0.0
Mitchell County, TX 62.3 Elevated -0.1
Greer County, OK 62.5 Elevated +0.1
Lafayette County, FL 62.6 Elevated +0.1

Download Data

Export all distress indicators for Hudspeth County as a CSV file.

Find Help in Hudspeth County

Find an Attorney

State Bar of Texas — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

State Bar of Texas — Lawyer Referral Service 1-800-252-9690

Free Legal Aid

Legal aid organizations serving Hudspeth County residents at no cost.

Texas RioGrande Legal Aid 1-888-988-9996
Lone Star Legal Aid 1-800-733-8394
Legal Aid of NorthWest Texas (888) 529-5277

Self-Help Resources

Texas State Law Library — Foreclosure Research Guide Comprehensive guide to Texas foreclosure law with links to statutes, forms, and practice guides.
TexasLawHelp.org Free legal information and self-help resources for low-income Texans.

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

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Frequently Asked Questions

  • What is the distress score for Hudspeth County, Texas?

    Hudspeth County has a County Distress Index score of 62.4 out of 100, placing it in the Elevated zone. It ranks 806th nationally out of 3,144 counties and 117th in Texas out of 254 counties.

  • What drives financial distress in Hudspeth County?

    The primary driver of distress in Hudspeth County is Consumer Credit Distress, where the county scores 88.7 out of 100. This domain is measured by indicators including Debt in Collections, Medical Debt, Auto Loan Delinquency.

  • How does Hudspeth County compare to neighboring counties?

    Hudspeth County (62.4) can be compared to its 5 neighboring counties: El Paso County, TX (78.0); Jeff Davis County, TX (64.1); Otero County, NM (56.9).

  • How is the County Distress Index calculated?

    The County Distress Index uses PCA-weighted percentile scoring across five statistically derived factors: Consumer Credit Distress (47.5%), Housing Cost Burden (22.3%), Structural Poverty (13.6%), Economic Vitality (9.2%), and Legal Distress (7.4%). Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • How often is the CDI updated?

    Annually, aligned to Census American Community Survey and Urban Institute Debt in America release windows — the slowest-moving source inputs. Between annual refreshes, faster-cadence indicators (BLS unemployment, QCEW wages) may drive light mid-year updates if a specific component moves meaningfully. Current data compiled April 14, 2026; next full refresh early 2027.

  • What does the Elevated zone mean?

    The CDI divides counties into five zones: Healthy (below 46), Normal (46–55), Elevated (55–71), Serious (71–86), and Crisis (86 and above). Hudspeth County's score of 62.4 sits in the Elevated zone (55–71).

  • What data sources power Hudspeth County's CDI score?

    Hudspeth County's CDI score draws on Urban Institute Debt in America (Equifax credit-bureau panel), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), Bureau of Labor Statistics (LAUS, QCEW), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Every number on this page traces to one of these public sources.

  • What is the population of Hudspeth County?

    Hudspeth County, Texas has a population of approximately 3,451 (2023 Census estimate), classified as a tiny county.