Kimble County, Texas

County Distress Index: Normal · 46.4 | 4,442 people · 226th most distressed in Texas
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Kimble County, TX falls within the normal range for household financial distress at 46.4 — 1815th nationally out of 3144 counties. The primary driver is Structural Poverty, where poverty rates are high, transfer income dependency is elevated, and household incomes lag well behind state and national medians. Within Texas, it ranks 226th of 254 counties. Among its 7 neighboring counties, 4 show more distress.

The Numbers Behind the Score

The CDI measures five statistically derived factors of household financial distress, PCA-weighted. Kimble County's primary driver is Structural Poverty at 68.4 — above the national median.

Structural Poverty Primary driver 68.4
Unemployment Rate 23
Poverty Rate 75
Income vs. State Median 73
Child Poverty Rate 95
Disability Rate 65
Transfer Income Dependency 71
Consumer Credit Distress 56.9
Debt in Collections 55
Medical Debt 84
Auto Loan Delinquency 74
Credit Card Delinquency 11
Uninsured Rate 87
Subprime Credit Population 52
Economic Vitality 48.9
Wage-to-Rent Ratio 54
Rent-to-Income Ratio 53
Business Formation Rate 19
House Price Change (YoY) 70
Housing Cost Burden 23.4
Rent-Burdened (30%+) 21
Severely Rent-Burdened (50%+) 12
Mortgage-Burdened (30%+) 66
Homeownership Rate 26
Legal Distress 5.0
Bankruptcy Filing Rate 5

Scores are percentile-based: 50 = national median, higher = more distressed.

Neighbors and Peers

Neighboring Counties

CountyScoreZonevs. Kimble County
Kimble County, TX 46.4 Normal —
Edwards County, TX 61.5 Elevated +15.1
Menard County, TX 61.4 Elevated +15.0
Schleicher County, TX 50.8 Elevated +4.3
Kerr County, TX 49.7 Normal +3.3
Sutton County, TX 46.1 Normal -0.4
Mason County, TX 40.1 Normal -6.4
Gillespie County, TX 35.6 Normal -10.9

Population Peers

CountyScoreZonevs. Kimble County
King County, TX 46.4 Normal +0.0
Conejos County, CO 46.4 Normal -0.0
Pickett County, TN 46.4 Normal -0.0
Johnson County, NE 46.3 Normal -0.2
Lincoln County, NV 46.2 Normal -0.2

Download Data

Export all distress indicators for Kimble County as a CSV file.

Find Help in Kimble County

Find an Attorney

State Bar of Texas — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

State Bar of Texas — Lawyer Referral Service 1-800-252-9690

Free Legal Aid

Legal aid organizations serving Kimble County residents at no cost.

Texas RioGrande Legal Aid 1-888-988-9996
Lone Star Legal Aid 1-800-733-8394
Legal Aid of NorthWest Texas (888) 529-5277

Self-Help Resources

Texas State Law Library — Foreclosure Research Guide Comprehensive guide to Texas foreclosure law with links to statutes, forms, and practice guides.
TexasLawHelp.org Free legal information and self-help resources for low-income Texans.

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

Need legal help? Find a foreclosure defense attorney in Texas →

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Frequently Asked Questions

  • What is the distress score for Kimble County, Texas?

    Kimble County has a County Distress Index score of 46.4 out of 100, placing it in the Normal zone. It ranks 1,815th nationally out of 3,144 counties and 226th in Texas out of 254 counties.

  • What drives financial distress in Kimble County?

    The primary driver of distress in Kimble County is Structural Poverty, where the county scores 68.4 out of 100. This domain is measured by indicators including Unemployment Rate, Poverty Rate, Income vs. State Median.

  • How does Kimble County compare to neighboring counties?

    Kimble County (46.4) can be compared to its 7 neighboring counties: Edwards County, TX (61.5); Menard County, TX (61.4); Schleicher County, TX (50.8).

  • How is the County Distress Index calculated?

    The County Distress Index uses PCA-weighted percentile scoring across five statistically derived factors: Consumer Credit Distress (47.5%), Housing Cost Burden (22.3%), Structural Poverty (13.6%), Economic Vitality (9.2%), and Legal Distress (7.4%). Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • How often is the CDI updated?

    Annually, aligned to Census American Community Survey and Urban Institute Debt in America release windows — the slowest-moving source inputs. Between annual refreshes, faster-cadence indicators (BLS unemployment, QCEW wages) may drive light mid-year updates if a specific component moves meaningfully. Current data compiled April 14, 2026; next full refresh early 2027.

  • What does the Normal zone mean?

    The CDI divides counties into five zones: Healthy (below 46), Normal (46–55), Elevated (55–71), Serious (71–86), and Crisis (86 and above). Kimble County's score of 46.4 sits in the Normal zone (46–55).

  • What data sources power Kimble County's CDI score?

    Kimble County's CDI score draws on Urban Institute Debt in America (Equifax credit-bureau panel), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), Bureau of Labor Statistics (LAUS, QCEW), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Every number on this page traces to one of these public sources.

  • What is the population of Kimble County?

    Kimble County, Texas has a population of approximately 4,442 (2023 Census estimate), classified as a tiny county.