Reeves County, Texas

County Distress Index: Elevated · 61.4 | 11,770 people · 125th most distressed in Texas
American Default Research

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Reeves County, TX registers elevated household financial distress with a score of 61.4 — 855th nationally out of 3144 counties. The primary driver is Consumer Credit Distress, where residents carry heavy debt burdens with elevated delinquency and collections rates. Within Texas, it ranks 125th of 254 counties. Among its 6 neighboring counties, 4 show less distress.

The Numbers Behind the Score

The CDI measures five statistically derived factors of household financial distress, PCA-weighted. Reeves County's primary driver is Consumer Credit Distress at 91.3 — worse than roughly 91% of U.S. counties.

Consumer Credit Distress Primary driver 91.3
Debt in Collections 95
Medical Debt 95
Auto Loan Delinquency 75
Credit Card Delinquency 94
Uninsured Rate 95
Subprime Credit Population 95
Housing Cost Burden 41.8
Rent-Burdened (30%+) 43
Severely Rent-Burdened (50%+) 53
Mortgage-Burdened (30%+) 26
Homeownership Rate 24
Structural Poverty 41.2
Unemployment Rate 19
Poverty Rate 76
Income vs. State Median 64
Child Poverty Rate 76
Disability Rate 9
Transfer Income Dependency 8
Economic Vitality 29.6
Wage-to-Rent Ratio 5
Rent-to-Income Ratio 65
Business Formation Rate 18
House Price Change (YoY) 70
Legal Distress 5.0
Bankruptcy Filing Rate 5

Scores are percentile-based: 50 = national median, higher = more distressed.

Neighbors and Peers

Neighboring Counties

CountyScoreZonevs. Reeves County
Reeves County, TX 61.4 Elevated —
Jeff Davis County, TX 64.1 Elevated +2.7
Ward County, TX 62.0 Elevated +0.6
Pecos County, TX 60.6 Elevated -0.8
Culberson County, TX 52.9 Elevated -8.5
Eddy County, NM 48.5 Normal -12.9
Loving County, TX 44.8 Normal -16.6

Population Peers

CountyScoreZonevs. Reeves County
Union Parish, LA 61.4 Elevated 0.0
Charlotte County, VA 61.4 Elevated 0.0
Pawnee County, OK 61.4 Elevated -0.0
Saluda County, SC 61.4 Elevated +0.0
Winchester city, VA 61.4 Elevated -0.0

Download Data

Export all distress indicators for Reeves County as a CSV file.

Find Help in Reeves County

Find an Attorney

State Bar of Texas — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

State Bar of Texas — Lawyer Referral Service 1-800-252-9690

Free Legal Aid

Legal aid organizations serving Reeves County residents at no cost.

Texas RioGrande Legal Aid 1-888-988-9996
Lone Star Legal Aid 1-800-733-8394
Legal Aid of NorthWest Texas (888) 529-5277

Self-Help Resources

Texas State Law Library — Foreclosure Research Guide Comprehensive guide to Texas foreclosure law with links to statutes, forms, and practice guides.
TexasLawHelp.org Free legal information and self-help resources for low-income Texans.

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

Need legal help? Find a foreclosure defense attorney in Texas →

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Frequently Asked Questions

  • What is the distress score for Reeves County, Texas?

    Reeves County has a County Distress Index score of 61.4 out of 100, placing it in the Elevated zone. It ranks 855th nationally out of 3,144 counties and 125th in Texas out of 254 counties.

  • What drives financial distress in Reeves County?

    The primary driver of distress in Reeves County is Consumer Credit Distress, where the county scores 91.3 out of 100. This domain is measured by indicators including Debt in Collections, Medical Debt, Auto Loan Delinquency.

  • How does Reeves County compare to neighboring counties?

    Reeves County (61.4) can be compared to its 6 neighboring counties: Jeff Davis County, TX (64.1); Ward County, TX (62.0); Pecos County, TX (60.6).

  • How is the County Distress Index calculated?

    The County Distress Index uses PCA-weighted percentile scoring across five statistically derived factors: Consumer Credit Distress (47.5%), Housing Cost Burden (22.3%), Structural Poverty (13.6%), Economic Vitality (9.2%), and Legal Distress (7.4%). Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • How often is the CDI updated?

    Annually, aligned to Census American Community Survey and Urban Institute Debt in America release windows — the slowest-moving source inputs. Between annual refreshes, faster-cadence indicators (BLS unemployment, QCEW wages) may drive light mid-year updates if a specific component moves meaningfully. Current data compiled April 14, 2026; next full refresh early 2027.

  • What does the Elevated zone mean?

    The CDI divides counties into five zones: Healthy (below 46), Normal (46–55), Elevated (55–71), Serious (71–86), and Crisis (86 and above). Reeves County's score of 61.4 sits in the Elevated zone (55–71).

  • What data sources power Reeves County's CDI score?

    Reeves County's CDI score draws on Urban Institute Debt in America (Equifax credit-bureau panel), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), Bureau of Labor Statistics (LAUS, QCEW), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Every number on this page traces to one of these public sources.

  • What is the population of Reeves County?

    Reeves County, Texas has a population of approximately 11,770 (2023 Census estimate), classified as a small county.