Schleicher County, Texas

County Distress Index: Elevated · 50.8 | 2,391 people · 197th most distressed in Texas
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Schleicher County, TX registers elevated household financial distress with a score of 50.8 — 1536th nationally out of 3144 counties. The primary driver is Consumer Credit Distress, where residents carry heavy debt burdens with elevated delinquency and collections rates. Within Texas, it ranks 197th of 254 counties. Among its 7 neighboring counties, 5 show less distress.

The Numbers Behind the Score

The CDI measures five statistically derived factors of household financial distress, PCA-weighted. Schleicher County's primary driver is Consumer Credit Distress at 75.5 — worse than roughly 76% of U.S. counties.

Consumer Credit Distress Primary driver 75.5
Debt in Collections 74
Medical Debt 56
Auto Loan Delinquency 74
Credit Card Delinquency 73
Uninsured Rate 95
Subprime Credit Population 85
Structural Poverty 52.9
Unemployment Rate 64
Poverty Rate 68
Income vs. State Median 52
Child Poverty Rate 70
Disability Rate 19
Transfer Income Dependency 50
Economic Vitality 37.7
Wage-to-Rent Ratio 19
Rent-to-Income Ratio 33
Business Formation Rate 78
House Price Change (YoY) 70
Legal Distress 24.8
Bankruptcy Filing Rate 25
Housing Cost Burden 10.7
Rent-Burdened (30%+) 5
Severely Rent-Burdened (50%+) 20
Mortgage-Burdened (30%+) 5
Homeownership Rate 5

Scores are percentile-based: 50 = national median, higher = more distressed.

Neighbors and Peers

Neighboring Counties

CountyScoreZonevs. Schleicher County
Schleicher County, TX 50.8 Elevated —
Tom Green County, TX 69.2 Serious +18.4
Menard County, TX 61.4 Elevated +10.7
Irion County, TX 47.9 Normal -2.9
Concho County, TX 47.6 Normal -3.2
Kimble County, TX 46.4 Normal -4.3
Sutton County, TX 46.1 Normal -4.7
Crockett County, TX 45.2 Normal -5.6

Population Peers

CountyScoreZonevs. Schleicher County
Linn County, KS 50.9 Elevated +0.2
Houston County, TN 50.6 Elevated -0.2
Prairie County, AR 50.5 Elevated -0.3
San Saba County, TX 50.4 Elevated -0.4
Luce County, MI 50.4 Elevated -0.4

Download Data

Export all distress indicators for Schleicher County as a CSV file.

Find Help in Schleicher County

Find an Attorney

State Bar of Texas — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

State Bar of Texas — Lawyer Referral Service 1-800-252-9690

Free Legal Aid

Legal aid organizations serving Schleicher County residents at no cost.

Texas RioGrande Legal Aid 1-888-988-9996
Lone Star Legal Aid 1-800-733-8394
Legal Aid of NorthWest Texas (888) 529-5277

Self-Help Resources

Texas State Law Library — Foreclosure Research Guide Comprehensive guide to Texas foreclosure law with links to statutes, forms, and practice guides.
TexasLawHelp.org Free legal information and self-help resources for low-income Texans.

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

Need legal help? Find a foreclosure defense attorney in Texas →

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Frequently Asked Questions

  • What is the distress score for Schleicher County, Texas?

    Schleicher County has a County Distress Index score of 50.8 out of 100, placing it in the Elevated zone. It ranks 1,536th nationally out of 3,144 counties and 197th in Texas out of 254 counties.

  • What drives financial distress in Schleicher County?

    The primary driver of distress in Schleicher County is Consumer Credit Distress, where the county scores 75.5 out of 100. This domain is measured by indicators including Debt in Collections, Medical Debt, Auto Loan Delinquency.

  • How does Schleicher County compare to neighboring counties?

    Schleicher County (50.8) can be compared to its 7 neighboring counties: Tom Green County, TX (69.2); Menard County, TX (61.4); Irion County, TX (47.9).

  • How is the County Distress Index calculated?

    The County Distress Index uses PCA-weighted percentile scoring across five statistically derived factors: Consumer Credit Distress (47.5%), Housing Cost Burden (22.3%), Structural Poverty (13.6%), Economic Vitality (9.2%), and Legal Distress (7.4%). Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • How often is the CDI updated?

    Annually, aligned to Census American Community Survey and Urban Institute Debt in America release windows — the slowest-moving source inputs. Between annual refreshes, faster-cadence indicators (BLS unemployment, QCEW wages) may drive light mid-year updates if a specific component moves meaningfully. Current data compiled April 14, 2026; next full refresh early 2027.

  • What does the Elevated zone mean?

    The CDI divides counties into five zones: Healthy (below 46), Normal (46–55), Elevated (55–71), Serious (71–86), and Crisis (86 and above). Schleicher County's score of 50.8 sits in the Elevated zone (55–71).

  • What data sources power Schleicher County's CDI score?

    Schleicher County's CDI score draws on Urban Institute Debt in America (Equifax credit-bureau panel), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), Bureau of Labor Statistics (LAUS, QCEW), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Every number on this page traces to one of these public sources.

  • What is the population of Schleicher County?

    Schleicher County, Texas has a population of approximately 2,391 (2023 Census estimate), classified as a tiny county.