Tyler County, Texas

County Distress Index: Serious · 69.3 | 20,382 people · 62nd most distressed in Texas
American Default Research

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Tyler County, TX shows significant household financial distress with a score of 69.3 — 423rd nationally out of 3144 counties. The primary driver is Consumer Credit Distress, where residents carry heavy debt burdens with elevated delinquency and collections rates. Within Texas, it ranks 62nd of 254 counties. Its score is in the middle of its 4 neighboring counties.

The Numbers Behind the Score

The CDI measures five statistically derived factors of household financial distress, PCA-weighted. Tyler County's primary driver is Consumer Credit Distress at 87.7 — worse than roughly 88% of U.S. counties.

Consumer Credit Distress Primary driver 87.7
Debt in Collections 96
Medical Debt 99
Auto Loan Delinquency 82
Credit Card Delinquency 77
Uninsured Rate 93
Subprime Credit Population 83
Structural Poverty 82.6
Unemployment Rate 87
Poverty Rate 80
Income vs. State Median 73
Child Poverty Rate 76
Disability Rate 96
Transfer Income Dependency 85
Economic Vitality 62.3
Wage-to-Rent Ratio 57
Rent-to-Income Ratio 67
Business Formation Rate 59
House Price Change (YoY) 85
Legal Distress 48.2
Bankruptcy Filing Rate 48
Housing Cost Burden 31.6
Rent-Burdened (30%+) 45
Severely Rent-Burdened (50%+) 28
Mortgage-Burdened (30%+) 10
Homeownership Rate 25

Scores are percentile-based: 50 = national median, higher = more distressed.

Neighbors and Peers

Neighboring Counties

CountyScoreZonevs. Tyler County
Tyler County, TX 69.3 Serious —
Angelina County, TX 75.1 Serious +5.8
Polk County, TX 70.6 Serious +1.3
Jasper County, TX 63.5 Elevated -5.7
Hardin County, TX 60.3 Elevated -9.0

Population Peers

CountyScoreZonevs. Tyler County
Geneva County, AL 69.2 Serious -0.0
Heard County, GA 69.2 Serious -0.0
Yalobusha County, MS 69.2 Serious -0.0
Pointe Coupee Parish, LA 69.2 Serious -0.0
Erath County, TX 69.2 Serious -0.1

Download Data

Export all distress indicators for Tyler County as a CSV file.

Find Help in Tyler County

Find an Attorney

State Bar of Texas — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

State Bar of Texas — Lawyer Referral Service 1-800-252-9690

Free Legal Aid

Legal aid organizations serving Tyler County residents at no cost.

Texas RioGrande Legal Aid 1-888-988-9996
Lone Star Legal Aid 1-800-733-8394
Legal Aid of NorthWest Texas (888) 529-5277

Self-Help Resources

Texas State Law Library — Foreclosure Research Guide Comprehensive guide to Texas foreclosure law with links to statutes, forms, and practice guides.
TexasLawHelp.org Free legal information and self-help resources for low-income Texans.

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

Need legal help? Find a foreclosure defense attorney in Texas →

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Frequently Asked Questions

  • What is the distress score for Tyler County, Texas?

    Tyler County has a County Distress Index score of 69.3 out of 100, placing it in the Serious zone. It ranks 423rd nationally out of 3,144 counties and 62nd in Texas out of 254 counties.

  • What drives financial distress in Tyler County?

    The primary driver of distress in Tyler County is Consumer Credit Distress, where the county scores 87.7 out of 100. This domain is measured by indicators including Debt in Collections, Medical Debt, Auto Loan Delinquency.

  • How does Tyler County compare to neighboring counties?

    Tyler County (69.3) can be compared to its 4 neighboring counties: Angelina County, TX (75.1); Polk County, TX (70.6); Jasper County, TX (63.5).

  • How is the County Distress Index calculated?

    The County Distress Index uses PCA-weighted percentile scoring across five statistically derived factors: Consumer Credit Distress (47.5%), Housing Cost Burden (22.3%), Structural Poverty (13.6%), Economic Vitality (9.2%), and Legal Distress (7.4%). Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • How often is the CDI updated?

    Annually, aligned to Census American Community Survey and Urban Institute Debt in America release windows — the slowest-moving source inputs. Between annual refreshes, faster-cadence indicators (BLS unemployment, QCEW wages) may drive light mid-year updates if a specific component moves meaningfully. Current data compiled April 14, 2026; next full refresh early 2027.

  • What does the Serious zone mean?

    The CDI divides counties into five zones: Healthy (below 46), Normal (46–55), Elevated (55–71), Serious (71–86), and Crisis (86 and above). Tyler County's score of 69.3 sits in the Serious zone (71–86).

  • What data sources power Tyler County's CDI score?

    Tyler County's CDI score draws on Urban Institute Debt in America (Equifax credit-bureau panel), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), Bureau of Labor Statistics (LAUS, QCEW), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Every number on this page traces to one of these public sources.

  • What is the population of Tyler County?

    Tyler County, Texas has a population of approximately 20,382 (2023 Census estimate), classified as a small county.