Bankrate
Bankrate's annual Emergency Savings Report tracks the share of Americans with adequate emergency savings — a direct measure of household financial buffers.
American Default tracks 1 indicator from Bankrate, including The Safety Net. Bankrate's annual Emergency Savings Report tracks the share of Americans with adequate emergency savings — a direct measure of household financial buffers. Data is parsed from the source's published reports via the Claude API.
Indicators from Bankrate
| Indicator | Reading | Trend | Frequency | ADI Component |
|---|---|---|---|---|
| The Safety Net | 41% Current | falling | annual | Context |
How We Get This Data
Attribution & Licensing
Data attributed to: Bankrate
Official source: https://www.bankrate.com/
American Default extracts publicly reported statistics with full source attribution. This data may be subject to the source organization's terms of use.
Related
- ADI Methodology — how these indicators feed into the composite score
- All Indicators — browse all tracked indicators
- Data Status — current update status for all data sources
- All Sources — view all data sources
Frequently Asked Questions
What data does Bankrate publish?
Bankrate's annual Emergency Savings Report tracks the share of Americans with adequate emergency savings — a direct measure of household financial buffers.
How often is Bankrate data measured?
Bankrate data is parsed from the source's published reports via the Claude API. Observation frequency varies by indicator: annual.
Is Bankrate data free to use?
American Default publishes headline statistics from Bankrate with full attribution. Bankrate sets the terms for reusing the underlying data.
What American Distress Index components use Bankrate data?
Bankrate indicators provide supplementary context for household financial distress tracking but are not directly in the ADI composite calculation.