TransUnion
TransUnion publishes quarterly credit industry insights including delinquency rates by loan type from their consumer credit database.
American Default tracks 1 indicator from TransUnion, including The Risk Reset. TransUnion publishes quarterly credit industry insights including delinquency rates by loan type from their consumer credit database. Data is parsed from the source's press releases via the Claude API.
Indicators from TransUnion
| Indicator | Reading | Trend | Frequency | ADI Component |
|---|---|---|---|---|
| The Risk Reset | 2.58% Current | rising | quarterly | Context |
How We Get This Data
Attribution & Licensing
Data attributed to: TransUnion
Official source: https://www.transunion.com/
American Default extracts publicly reported statistics with full source attribution. This data may be subject to the source organization's terms of use.
Related
- ADI Methodology — how these indicators feed into the composite score
- All Indicators — browse all tracked indicators
- Data Status — current update status for all data sources
- All Sources — view all data sources
Frequently Asked Questions
What data does TransUnion publish?
TransUnion publishes quarterly credit industry insights including delinquency rates by loan type from their consumer credit database.
How often is TransUnion data measured?
TransUnion data is parsed from the source's press releases via the Claude API. Observation frequency varies by indicator: quarterly.
Is TransUnion data free to use?
American Default publishes headline statistics from TransUnion with full attribution. TransUnion sets the terms for reusing the underlying data.
What American Distress Index components use TransUnion data?
TransUnion indicators provide supplementary context for household financial distress tracking but are not directly in the ADI composite calculation.