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#407 Top 500 Most Distressed Counties · County Distress Index · 2026

The Extraction County

Glades County, Florida

Serious CDI Score 69.66 · 407th of 3,144 nationally · 12,786 people How the CDI is calculated →

· Annual refresh · next update early 2027

Aerial view of agricultural fields near Moore Haven, Glades County, Florida.
Agricultural fields near Moore Haven, the Glades County seat. U.S. Sugar and Florida Crystals dominate the landscape south of Lake Okeechobee. formulanone / CC BY-SA 2.0

Sugar, prisoners, clean water. Everything Glades County produces is for somewhere else. There is no hospital.

What the CDI Says About Glades County

  • 407th most distressed county in America on the American Default Research County Distress Index (CDI), out of 3,144 counties scored — the 87th percentile. Serious zone, composite 69.66.
  • 1,425 incarceration beds in a county of 12,786 people — one bed for every nine residents. The largest employer is a detention center. The second-largest is a private prison.
  • No hospital. 20.4% uninsured rate (95th percentile nationally). The nearest emergency room is thirty miles away in Clewiston. Medical debt in collections sits at the 89th percentile.
  • 32% of residents carry debt in collections, median $3,131. Credit card delinquency at the 85th percentile. The healthcare desert translated into credit data.
  • 79.7% homeownership. 54% mobile homes. A third of housing units vacant. Owner cost burden sits at the 5th percentile. 57% of renters are cost-burdened; 33.6% spend more than half their income on rent. The people who own are fine. The people who rent are drowning.
Glades County, Florida has 1,425 incarceration beds and no hospital. One in five residents uninsured. One in three carries debt in collections. County Distress Index: Serious, 407 of 3,144.
American Default Research · americandefault.org/counties/florida/glades-county-fl/
Ross Kilburn

The county produces sugar for the nation's grocery shelves, holds immigrants for the federal government, incarcerates state prisoners for a publicly traded corporation, and sends its water south to restore the Everglades. The products leave. The revenue leaves. The runoff, the medical debt, and the people without insurance stay.

Ross Kilburn, Founder & Lead Analyst
American Default Research · 1,000+ short sales negotiated · Author, The Ark Law Group Complete Guide to Short Sales (Auroch Press, 2013)

A county of 12,786 people. 1,425 beds.

The largest employer in Glades County, Florida is a detention center. The second-largest is a prison.

This is a county of 12,786 people on the southwest shore of Lake Okeechobee. Eight hundred square miles of cattle ranches, sugarcane fields, and mobile homes, connected to the rest of Florida by a two-lane highway. There is no hospital. One in five residents has no health insurance. The nearest emergency room is thirty miles away, in Clewiston.

But there are 1,425 beds for people who can't leave.

The largest employer is the jail

The Glades County Detention Center, operated by the county sheriff, holds 440 beds. Roughly 90% of them house ICE immigration detainees. In February 2022, seventeen members of Congress called for the facility's closure, citing documented sexual abuse, racist abuse, medical neglect, and a carbon monoxide leak. The facility stayed open.

Down the road, the Moore Haven Correctional Facility — a 985-bed private prison run by the GEO Group — holds state inmates. GEO Group reported $2.4 billion in revenue in 2024. Moore Haven is the kind of place that shows up in their quarterly earnings.

Together, the two facilities maintain one incarceration bed for approximately every nine residents. The county's gender ratio — 57.6% male, 42.4% female — doesn't reflect the people who live there by choice. It reflects the people who can't leave.

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The healthcare desert becomes credit data

Glades doesn't have one bad CDI domain. It has three stacked — Consumer Credit Distress at the 81st percentile, Structural Poverty at the 86th, Housing Cost Burden at the 80th. The prison economy distributes damage across every layer the data can see.

Consumer Credit Distress is where the healthcare desert shows up as money. The uninsured rate is 20.4%, the 95th percentile nationally. Medical debt in collections sits at the 89th percentile. Credit card delinquency, the 85th. A third of the population — 32% — has debt in collections, median $3,131. People without insurance, in a county without a hospital, carrying medical debt from the places they had to drive to when something went wrong. Then the medical debt becomes the credit card. Then the credit card goes delinquent.

Structural Poverty picks up the labor-and-income side. Unemployment sits at the 95th percentile. The disability rate runs 18.9%. SNAP participation, 16%. Median household income is $55,240 — 83% of the Florida median, far enough below its own state to reach the 88th percentile for income-gap severity. The Florida Department of Health operates a clinic in Moore Haven that offers immunizations and WIC vouchers but cannot treat a heart attack.

Homeownership that isn't wealth

Housing Cost Burden is the third top-quintile pile-up, and it moves through a paradox. Glades County's homeownership rate is 79.7%. That sounds like stability. Then you learn that 54% of the housing stock is mobile homes.

People own their homes here because a mobile home on a quarter-acre is what $137,000 buys in inland Florida. Owner cost burden sits at the 5th percentile — almost nobody with a mortgage is struggling with the payment. But 57% of renters spend more than 30% of their income on housing. 33.6% spend more than half. Both of those renter burden rates rank in the 95th percentile nationally. The people who own are fine. The people who rent are drowning. And the housing itself — a 1990s manufactured home anchored to a lot that floods when Lake Okeechobee rises — is not building wealth. It's depreciating.

A third of all housing units are vacant. In a county with a 17% poverty rate and a median household income of $55,240 — 83% of the Florida median — the vacancies aren't vacation homes. They're the houses nobody came back to.

Sugar leaves, runoff stays

Sugarcane has run through this soil for a century. U.S. Sugar Corporation, headquartered in neighboring Clewiston — "America's Sweetest Town" — farms 230,000 acres across Hendry, Glades, Martin, and Palm Beach counties. The company is the largest sugarcane producer in the United States, employing 2,500 people across the region. The sugar leaves. The runoff stays, flowing into Lake Okeechobee and eventually the Everglades.

The Brighton Seminole Indian Reservation occupies 36,000 acres of northeast Glades County — roughly 7% of the county's total land area. The Seminole Tribe operates a casino there, with 375 slot machines and a poker room. The casino generates revenue. Whether that revenue reaches the 12,786 people on the census rolls outside the reservation is a different question.

And then there's the quiet number. Business applications in Glades County hit 200 in 2024, up from 87 in 2019. That's a 130% increase. The schools earned an A rating from the Florida Department of Education in September 2025. A new elementary school opened in December 2025 — the first in fifty years.

Something is growing here. Whether it grows faster than the weight of everything else is the open question.

The neighbors tell the same story

Most of Glades County's neighbors score Elevated or Serious. Hendry to the south, 77.67. DeSoto, 74.88. Highlands, 72.06. Okeechobee, 68.33. The outlier is Martin County at 45.34 in the Normal zone — a reminder that the coastal edge of this geography is a different country from the interior.

Glades County scores 69.66. Serious zone. The 407th most distressed county in the country, out of 3,144 — the 87th percentile. 24th of 67 in Florida. Under the v1 formula this county ranked 262nd; the drift to 407 is a PCA recalibration, not a real improvement. The composite zone didn't move. The story behind it didn't either.

The county produces sugar for the nation's grocery shelves, holds immigrants for the federal government, incarcerates state prisoners for a publicly traded corporation, and sends its water south to restore the Everglades. The products leave. The revenue leaves. The runoff, the medical debt, and the people without insurance stay.

One in nine residents is a bed in a facility. One in five has no coverage. One in three carries debt in collections. And somehow, the schools just earned an A. The indicator to watch is business formation — 200 applications in 2024, up 130% from 2019 — running against everything else in the data. Whether it's a signal or a blip depends on whether the county can build something that stays.

Glades County Across the CDI's Five Domains

The CDI measures five domains of financial distress. Glades County sits in the top quintile in three at once — Consumer Credit Distress, Structural Poverty, and Housing Cost Burden. That simultaneity is the point.

Structural Poverty Primary driver 78.6
Weight 13.6% · Rank 425 of 3,144 · Percentile 86.5
Consumer Credit Distress 76.3
Weight 47.5% · Rank 600 of 3,144 · Percentile 80.9
Housing Cost Burden 73.5
Weight 22.3% · Rank 625 of 3,144 · Percentile 80.1
Economic Vitality 64.0
Weight 9.2% · Rank 783 of 3,144 · Percentile 75.1
Legal Distress 5.6
Weight 7.4% · Rank 2,970 of 3,144 · Percentile 5.6
Methodology & Weights

The County Distress Index uses principal component analysis to derive five factors from 21 indicators across 3,144 U.S. counties. Weights are proportional to each factor's share of explained variance.

Consumer Credit Distress 47.5%
Housing Cost Burden 22.3%
Structural Poverty 13.6%
Economic Vitality 9.2%
Legal Distress 7.4%

For Press & Research

Everything you need to cite Glades County data — in under 60 seconds.

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The Indicators Behind Glades County's CDI Score

Every number on this page traces to a public source. Full dataset available for download. Hover any metric name for its definition.

Metric Value Source
CDI Score 69.66 — Serious zone (407 of 3,144 nationally) CDI v2
Consumer Credit Distress domain (CDI v2 weight 47.5%) 76.35 — 81st percentile (600 of 3,144 nationally) CDI v2
Uninsured Rate 20.4% (95th percentile) ACS 2023
Nearest hospital ~30 mi (Hendry Regional, Clewiston) FL DOH
Incarceration beds (detention + prison) 1,425 (440 + 985) Public records
Debt in Collections 32.1% of population Urban Institute 2024
Medical Debt in Collections 10.0% of population Urban Institute 2024
Median Household Income $55,240 (83% of FL median) Census SAIPE 2023
Poverty Rate 16.9% (child: 23.3%) Census SAIPE 2023
Housing stock: mobile homes 54.0% ACS 2023
Homeownership Rate 79.7% ACS 2023
Housing vacancy rate 32.7% ACS 2023
Business applications (2024) 200 (+130% from 2019) Census BFS
Bankruptcy filings (2025) 5 total (39.1 per 100K) US Courts 2025
Data compiled April 13, 2026 from Urban Institute (Equifax debt panel), U.S. Census Bureau (ACS, SAIPE), Bureau of Labor Statistics (LAUS, QCEW), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents.

Questions About Glades County's CDI Score

What is Glades County's CDI score?

Glades County scores 69.66 (Serious zone) on the County Distress Index, ranking 407th most distressed of 3,144 U.S. counties and 24th of 67 counties in Florida.

What drives distress in Glades County?

Glades County's primary driver is Structural Poverty, where the county scores 78.6 out of 100. The CDI uses PCA-weighted composite scoring across five domains; see the CDI methodology for the full factor weights and indicator list.

Where does Glades County sit on the national percentile?

Glades County's CDI score of 69.66 puts it at the 87.1th percentile nationally — more distressed than roughly 87% of U.S. counties. See the full CDI methodology for how percentile ranks translate into the Serious zone.

How often is Glades County's CDI score updated?

Annually, aligned to Census American Community Survey and Urban Institute Debt in America release windows. Current data was compiled from releases in early 2026; next refresh is scheduled for early 2027.

What is the distress score for Glades County, Florida?

Glades County has a County Distress Index score of 69.7 out of 100, placing it in the Serious zone. It ranks 407th nationally out of 3,144 counties and 24th in Florida out of 67 counties.

What drives financial distress in Glades County?

The primary driver of distress in Glades County is Structural Poverty, where the county scores 78.6 out of 100. This domain is measured by indicators including Unemployment Rate, Poverty Rate, Income vs. State Median.

How does Glades County compare to neighboring counties?

Glades County (69.7) can be compared to its 8 neighboring counties: Hendry County, FL (77.7); DeSoto County, FL (74.9); Highlands County, FL (72.1).

How is the County Distress Index calculated?

The County Distress Index uses PCA-weighted percentile scoring across five statistically derived factors: Consumer Credit Distress (47.5%), Housing Cost Burden (22.3%), Structural Poverty (13.6%), Economic Vitality (9.2%), and Legal Distress (7.4%). Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

Ross Kilburn
Written by

Ross Kilburn, Founder

American Default Research · Seattle, Washington

Two decades working directly with financially distressed American households — from property preservation in 2003, to negotiating over 1,000 short sales during the Great Recession, to foreclosure defense marketing today. Author, The Ark Law Group Complete Guide to Short Sales (Auroch Press, 2013). Twice named to Puget Sound Business Journal Fast 50 for Ark Law Group. B.A., University of California, Berkeley, 1992. Founded American Default Research in 2026 to fill a gap in public data that had been empty since 2013.

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Find Help in Glades County

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Legal aid organizations serving Glades County residents at no cost.

Self-Help Resources

The Florida Bar — Foreclosure Crisis Help for Consumers Official Florida Bar resource page for homeowners facing foreclosure, including information on finding an attorney, legal aid referrals, and understanding the foreclosure process.
Florida Courts — Residential Mortgage Foreclosure Cases Florida Supreme Court page with information on residential mortgage foreclosure cases, including links to administrative orders, mediation resources, and the Managed Mediation program.
Florida AG — Resources Available to Distressed Homeowners Florida Attorney General's office page with resources for distressed homeowners, including information on mortgage fraud, foreclosure rescue scams, and how to file complaints.
Florida LawHelp Statewide legal aid directory connecting Floridians with free legal information and local legal aid providers for foreclosure prevention and other civil legal needs.

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