#321 Top 500 Most Distressed Counties · 2026

Glades County, Florida

74.7 · high county distress 321st of 3,144 counties nationally · 12,786 residents How this is calculated →
The headline number
34% Glades residents
vs.
18% U.S. median

Above the national median for severe rent burden (50%+).

U.S. Census Bureau, ACS 5-year (2023)

Main Findings

Wire lede · 43 words · paste-ready

Glades County, Florida ranks 321st most distressed in the United States on the County Distress Index. The driver: 34% of renter households pay 50%+ of income on rent — above the national median of 18%. Its highest-scoring domain is Debt Burden (housing basis).

Key Findings
  • 321st of 3,144 counties on the County Distress Index — 74.7 · high county distress, 24th in Florida.
  • 34% of renter households pay 50%+ of income on rent (U.S. median 18%). Severe rent burden (50%+) at the 95th percentile nationally. Source: U.S. Census Bureau, ACS 5-year (2023).
  • Unemployment at 6% — national median 4%, ranked at the 92nd percentile. Source: U.S. Bureau of Labor Statistics, LAUS (May 2026).
  • Uninsured rate at 20% — national median 8%, ranked at the 95th percentile. Source: U.S. Census Bureau, ACS 5-year (2023).
  • Credit card delinquency at 8% — national median 5%, ranked at the 85th percentile. Source: Urban Institute Debt in America (2025).
Distinctive Signals
Boundary Signal

Neighbors span three CDI score labels. The 20-point drop to Charlotte County marks where the Lake Okeechobee rim distress corridor ends.

County Distress Index cluster map. Glades County, Florida and its neighbors colored by county distress score label.
Glades and its 4 geographic neighbors, graded by County Distress Index score. Glades County ranks 321st of 3,144. American Default Research
Wire summary — paste-ready, any angle 20 words

Glades County has a high county distress score. The score label gives the intensity; the rank gives the national position.

— American Default Research
Index note — for feature use 35 words

The CDI gives this county a high county distress label. The rank belongs beside the score because the two answer different questions: score intensity and national position. Its highest-scoring domain is Debt Burden (housing basis).

— American Default Research

Indicator History

Period-correct raw indicators from the county-history panel. The CDI composite is excluded because it is a current cross-sectional score.

Updated Jul 1, 2026
BLS 1990 to 2025

Unemployment rate

4.9% -5.8 pp since 1990
Census 1989 to 2024

Poverty rate

17.2% +0.9 pp since 1989
U.S. Bureau of Economic Analysis 1969 to 2024

Transfer income share

31.0% +22.8 pp since 1969
Equifax data retrieved via FRED 2014 Q2 to 2025 Q4

Subprime credit population

29.5% -6.6 pp since 2014 Q2

The Indicators Behind Glades County's CDI Score

Every number traces to a public source. Glades County's value shown alongside FL's median and the U.S. median. Full CSV available for download.

How to read the table. A domain score is a 0–100 composite of the indicators in that domain; higher values represent a higher mean of distress-oriented indicator percentiles. A county's domain rank is computed separately against all counties. Percentile is Glades County's national rank among all 3,144 U.S. counties for that indicator, always oriented so higher = more distressed.
Indicator Glades FL median U.S. median Pctile Source
Delinquency — domain score 69 · Rank 890 of 3,144
Auto loan delinquency Share of auto loan accounts 60+ days past due 5% 6% 5% 50th Urban Institute Debt in America (2025)
Credit card delinquency Share of credit card accounts 60+ days past due 8% 7% 5% 85th Urban Institute Debt in America (2025)
Subprime credit share Share of residents with a credit score below 660 29% 29% 23% 74th Equifax data retrieved via FRED (2025)
Default & Legal — domain score 43 · Rank 1,884 of 3,144
Debt in collections Share of residents with a credit file who have debt in collections 32% 28% 23% 80th Urban Institute Debt in America (2025)
Bankruptcy filing rate Personal bankruptcy filings per 100,000 residents 39 138 126 6th Administrative Office of the U.S. Courts, F-5A (2025)
Debt Burden (housing basis) — domain score 92 · Rank 108 of 3,144
Rent-to-income ratio Fair Market Rent (2BR) as share of median household income 27% 27% 21% 89th U.S. Department of Housing and Urban Development Fair Market Rents (FY2026); U.S. Census Bureau, SAIPE (2023)
Severe rent burden (50%+) Share of renter households paying 50%+ of income on rent 34% 25% 18% 95th U.S. Census Bureau, ACS 5-year (2023)
Labor — domain score 92 · Rank 253 of 3,144
Unemployment Share of labor force unemployed 6% 5% 4% 92nd U.S. Bureau of Labor Statistics, LAUS (May 2026)
Safety Net & Buffer — domain score 78 · Rank 462 of 3,144
Child poverty rate Share of children under 18 below the federal poverty line 23% 19% 18% 75th U.S. Census Bureau, SAIPE (2023)
Disability rate Share of residents reporting a disability 19% 17% 16% 75th U.S. Census Bureau, ACS 5-year (2023)
Poverty rate Share of population below the federal poverty line 17% 14% 14% 72nd U.S. Census Bureau, SAIPE (2023)
Uninsured rate Share of residents without health insurance coverage 20% 12% 8% 95th U.S. Census Bureau, ACS 5-year (2023)
Data compiled May 2026 from Urban Institute Debt in America (2025 panel), U.S. Census Bureau (ACS 5-yr 2023, SAIPE 2023, Business Formation Statistics 2024), U.S. Bureau of Labor Statistics (LAUS May 2026, QCEW 2024), Administrative Office of the U.S. Courts (F-5A bankruptcy filings 2025), and U.S. Department of Housing and Urban Development Fair Market Rents (FY2026).

Five-Domain Breakdown

The CDI is an equal-weight composite of five family-v1 distress domains. Each domain contributes 20% of the county score.

Debt Burden (housing basis) Primary driver 92
Weight 20% · Rank 108 of 3,144
Labor 92
Weight 20% · Rank 253 of 3,144
Safety Net & Buffer 78
Weight 20% · Rank 462 of 3,144
Delinquency 69
Weight 20% · Rank 890 of 3,144
Default & Legal 43
Weight 20% · Rank 1,884 of 3,144

Methodology

The County Distress Index is a 0–100 composite score of household financial distress, computed for all 3,144 U.S. counties. Higher scores indicate greater distress. The index is built from five equal-weighted domains: Delinquency, Default & Legal, Debt Burden, Labor, and Safety Net & Buffer. Each domain is the mean of distress-oriented indicator percentiles; the CDI score is the equal-weight mean of those domain scores.

Data sources include the Urban Institute Debt in America (Equifax consumer credit panel), Equifax data retrieved via FRED (subprime credit share), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), U.S. Bureau of Labor Statistics (Local Area Unemployment Statistics), Administrative Office of the U.S. Courts (F-5A bankruptcy filings), and U.S. Department of Housing and Urban Development Fair Market Rents. Data vintages range from 2022 to 2026 depending on source; full indicator-level vintage detail is in the methodology document.

For Press & Research

Everything you need to cite Glades County data — in under 60 seconds.

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Press contact: Ross Kilburn · press@americandefault.org · (307) 264-2992 · same-day response, 9am–6pm ET
Draft wire copy 133-word AP-style article — use freely with attribution
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MOORE HAVEN, Fla. — Glades County ranks 321st among the nation's most financially distressed counties, according to the County Distress Index released this month by American Default Research.

The composite score of 74.7 out of 100 gives Glades a high county distress label. Among 3,144 U.S. counties scored, 320 counties rank more distressed. Within Florida, Glades ranks 24th of 67 counties.

The index, which draws on 13 source indicators from the U.S. Census Bureau, Bureau of Labor Statistics, Urban Institute and federal court filings, identifies debt burden (housing basis) as the primary driver in Glades. 34% of renter households pay 50%+ of income on rent — above the national median of 18%.

American Default Research founder Ross Kilburn is available for interview at press@americandefault.org.

Full methodology and county-by-county data are available at americandefault.org/methodology/cdi.

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Frequently Asked Questions

What is Glades County's CDI score, and what does it mean?

Glades County scores 74.7 out of 100 on the County Distress Index, with the score label high county distress. It ranks 321st of 3,144 U.S. counties and 24th of 67 Florida counties. Higher county scores indicate more distress.

What drives Glades County's distress score?

The highest-scoring domain is Debt Burden (housing basis), at a domain score of 92. Severe rent burden (50%+) ranks at the 95th percentile nationally.

How does Glades County compare to its neighbors?

Glades County's neighbors span three CDI score labels. Highest-distress neighbor: Highlands County (82.08, very high county distress). Lowest: Charlotte County (62.24, moderate-high county distress).

How is the County Distress Index calculated?

The CDI is a 0–100 composite of 13 source indicators across five equal-weighted domains: Delinquency, Default & Legal, Debt Burden, Labor, and Safety Net & Buffer. Data comes from Urban Institute, Census Bureau, BLS, U.S. Courts, U.S. Department of Housing and Urban Development, and related public sources. Full methodology →
Ross Kilburn
Written by

Ross Kilburn, Founder

Founder · American Default Research · Seattle, Washington

Two decades working directly with financially distressed American households — from property preservation in 2003, to negotiating over 1,000 short sales during the Great Recession, to foreclosure defense marketing today. Author, The Ark Law Group Complete Guide to Short Sales (Auroch Press, 2013). Founded American Default Research in 2026.

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