Webster County, Georgia

County Distress Index: Elevated · 62.0 | 2,337 people · 126th most distressed in Georgia
American Default Research

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Webster County, GA registers elevated household financial distress with a score of 62.0 — 826th nationally out of 3144 counties. The primary driver is Legal Distress, where bankruptcy filing rates are well above the national average. Within Georgia, it ranks 126th of 159 counties. It scores lower than all 5 of its neighboring counties.

The Numbers Behind the Score

The CDI measures five statistically derived factors of household financial distress, PCA-weighted. Webster County's primary driver is Legal Distress at 90.9 — worse than roughly 91% of U.S. counties.

Legal Distress Primary driver 90.9
Bankruptcy Filing Rate 91
Structural Poverty 79.9
Unemployment Rate 52
Poverty Rate 88
Income vs. State Median 88
Child Poverty Rate 95
Disability Rate 46
Transfer Income Dependency 95
Consumer Credit Distress 74.8
Debt in Collections 75
Medical Debt 28
Auto Loan Delinquency 80
Credit Card Delinquency 82
Uninsured Rate 95
Subprime Credit Population 88
Economic Vitality 38.5
Wage-to-Rent Ratio 12
Rent-to-Income Ratio 84
Business Formation Rate 26
House Price Change (YoY) 59
Housing Cost Burden 24.0
Rent-Burdened (30%+) 12
Severely Rent-Burdened (50%+) 25
Mortgage-Burdened (30%+) 82
Homeownership Rate 8

Scores are percentile-based: 50 = national median, higher = more distressed.

Neighbors and Peers

Neighboring Counties

CountyScoreZonevs. Webster County
Webster County, GA 62.0 Elevated —
Randolph County, GA 84.9 Crisis +22.9
Sumter County, GA 80.0 Crisis +18.0
Terrell County, GA 75.6 Serious +13.6
Marion County, GA 71.9 Serious +9.9
Stewart County, GA 66.9 Serious +4.9

Population Peers

CountyScoreZonevs. Webster County
La Salle County, TX 62.0 Elevated -0.0
Buena Vista city, VA 61.9 Elevated -0.1
Mitchell County, TX 62.3 Elevated +0.3
Johnson County, GA 62.4 Elevated +0.4
Covington city, VA 62.4 Elevated +0.4

Download Data

Export all distress indicators for Webster County as a CSV file.

Find Help in Webster County

Find an Attorney

State Bar of Georgia Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

State Bar of Georgia Lawyer Referral Service 404-527-8700

Free Legal Aid

Legal aid organizations serving Webster County residents at no cost.

Atlanta Legal Aid Society 404-524-5811
Georgia Legal Services Program 1-888-257-4567
Georgia Legal Aid
State Bar of Georgia Lawyer Referral Service 404-527-8700

Self-Help Resources

Georgia Legal Aid — Housing Self-help guides for Georgia foreclosure process, rights, and defenses
DCA Georgia HAF Resources Assistance programs and housing counselor referrals

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Frequently Asked Questions

  • What is the distress score for Webster County, Georgia?

    Webster County has a County Distress Index score of 62.0 out of 100, placing it in the Elevated zone. It ranks 826th nationally out of 3,144 counties and 126th in Georgia out of 159 counties.

  • What drives financial distress in Webster County?

    The primary driver of distress in Webster County is Legal Distress, where the county scores 90.9 out of 100. This domain is measured by indicators including Bankruptcy Filing Rate.

  • How does Webster County compare to neighboring counties?

    Webster County (62.0) can be compared to its 5 neighboring counties: Randolph County, GA (84.9); Sumter County, GA (80.0); Terrell County, GA (75.6).

  • How is the County Distress Index calculated?

    The County Distress Index uses PCA-weighted percentile scoring across five statistically derived factors: Consumer Credit Distress (47.5%), Housing Cost Burden (22.3%), Structural Poverty (13.6%), Economic Vitality (9.2%), and Legal Distress (7.4%). Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • How often is the CDI updated?

    Annually, aligned to Census American Community Survey and Urban Institute Debt in America release windows — the slowest-moving source inputs. Between annual refreshes, faster-cadence indicators (BLS unemployment, QCEW wages) may drive light mid-year updates if a specific component moves meaningfully. Current data compiled April 14, 2026; next full refresh early 2027.

  • What does the Elevated zone mean?

    The CDI divides counties into five zones: Healthy (below 46), Normal (46–55), Elevated (55–71), Serious (71–86), and Crisis (86 and above). Webster County's score of 62.0 sits in the Elevated zone (55–71).

  • What data sources power Webster County's CDI score?

    Webster County's CDI score draws on Urban Institute Debt in America (Equifax credit-bureau panel), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), Bureau of Labor Statistics (LAUS, QCEW), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Every number on this page traces to one of these public sources.

  • What is the population of Webster County?

    Webster County, Georgia has a population of approximately 2,337 (2023 Census estimate), classified as a tiny county.