Minidoka County, Idaho

County Distress Index: Normal · 44.5 | 22,480 people · 8th most distressed in Idaho
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Minidoka County, ID falls within the normal range for household financial distress at 44.5 — 1926th nationally out of 3144 counties. The primary driver is Consumer Credit Distress, where debt and delinquency levels sit above the national average. Within Idaho, it ranks 8th of 44 counties. It scores higher than all 4 of its neighboring counties.

The Numbers Behind the Score

The CDI measures five statistically derived factors of household financial distress, PCA-weighted. Minidoka County's primary driver is Consumer Credit Distress at 55.1 — above the national median.

Consumer Credit Distress Primary driver 55.1
Debt in Collections 44
Medical Debt 66
Auto Loan Delinquency 74
Credit Card Delinquency 48
Uninsured Rate 81
Subprime Credit Population 40
Legal Distress 39.4
Bankruptcy Filing Rate 39
Housing Cost Burden 37.9
Rent-Burdened (30%+) 23
Severely Rent-Burdened (50%+) 38
Mortgage-Burdened (30%+) 58
Homeownership Rate 58
Economic Vitality 30.8
Wage-to-Rent Ratio 42
Rent-to-Income Ratio 20
Business Formation Rate 17
House Price Change (YoY) 33
Structural Poverty 30.5
Unemployment Rate 30
Poverty Rate 31
Income vs. State Median 47
Child Poverty Rate 27
Disability Rate 20
Transfer Income Dependency 24

Scores are percentile-based: 50 = national median, higher = more distressed.

Neighbors and Peers

Neighboring Counties

CountyScoreZonevs. Minidoka County
Minidoka County, ID 44.5 Normal —
Cassia County, ID 43.1 Normal -1.4
Jerome County, ID 39.6 Normal -5.0
Lincoln County, ID 38.4 Normal -6.2
Blaine County, ID 20.5 Healthy -24.0

Population Peers

CountyScoreZonevs. Minidoka County
Putnam County, IN 44.5 Normal 0.0
Wabash County, IN 44.5 Normal +0.0
Allegany County, NY 44.6 Normal +0.1
Logan County, CO 44.4 Normal -0.1
Christian County, IL 44.4 Normal -0.1

Download Data

Export all distress indicators for Minidoka County as a CSV file.

Find Help in Minidoka County

Find an Attorney

Idaho State Bar Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Idaho State Bar Lawyer Referral Service 208-334-4500

Free Legal Aid

Legal aid organizations serving Minidoka County residents at no cost.

Idaho Legal Aid Services, Inc. 208-336-8980
Idaho Volunteer Lawyers Program 208-334-4500

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Frequently Asked Questions

  • What is the distress score for Minidoka County, Idaho?

    Minidoka County has a County Distress Index score of 44.5 out of 100, placing it in the Normal zone. It ranks 1,926th nationally out of 3,144 counties and 8th in Idaho out of 44 counties.

  • What drives financial distress in Minidoka County?

    The primary driver of distress in Minidoka County is Consumer Credit Distress, where the county scores 55.1 out of 100. This domain is measured by indicators including Debt in Collections, Medical Debt, Auto Loan Delinquency.

  • How does Minidoka County compare to neighboring counties?

    Minidoka County (44.5) can be compared to its 4 neighboring counties: Cassia County, ID (43.1); Jerome County, ID (39.6); Lincoln County, ID (38.4).

  • How is the County Distress Index calculated?

    The County Distress Index uses PCA-weighted percentile scoring across five statistically derived factors: Consumer Credit Distress (47.5%), Housing Cost Burden (22.3%), Structural Poverty (13.6%), Economic Vitality (9.2%), and Legal Distress (7.4%). Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • How often is the CDI updated?

    Annually, aligned to Census American Community Survey and Urban Institute Debt in America release windows — the slowest-moving source inputs. Between annual refreshes, faster-cadence indicators (BLS unemployment, QCEW wages) may drive light mid-year updates if a specific component moves meaningfully. Current data compiled April 14, 2026; next full refresh early 2027.

  • What does the Normal zone mean?

    The CDI divides counties into five zones: Healthy (below 46), Normal (46–55), Elevated (55–71), Serious (71–86), and Crisis (86 and above). Minidoka County's score of 44.5 sits in the Normal zone (46–55).

  • What data sources power Minidoka County's CDI score?

    Minidoka County's CDI score draws on Urban Institute Debt in America (Equifax credit-bureau panel), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), Bureau of Labor Statistics (LAUS, QCEW), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Every number on this page traces to one of these public sources.

  • What is the population of Minidoka County?

    Minidoka County, Idaho has a population of approximately 22,480 (2023 Census estimate), classified as a small county.