Warrick County, Indiana

County Distress Index: Healthy · 28.2 | 65,867 people · 88th most distressed in Indiana
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Warrick County, IN ranks among the least distressed counties in the country at 28.2 — 2839th nationally out of 3144 counties. The primary driver is Legal Distress, where bankruptcy filing rates are well above the national average. Within Indiana, it ranks 88th of 92 counties. Among its 7 neighboring counties, 5 show more distress.

The Numbers Behind the Score

The CDI measures five statistically derived factors of household financial distress, PCA-weighted. Warrick County's primary driver is Legal Distress at 72.8 — above the national median.

Legal Distress Primary driver 72.8
Bankruptcy Filing Rate 73
Housing Cost Burden 35.6
Rent-Burdened (30%+) 30
Severely Rent-Burdened (50%+) 54
Mortgage-Burdened (30%+) 30
Homeownership Rate 9
Economic Vitality 24.7
Wage-to-Rent Ratio 27
Rent-to-Income Ratio 3
Business Formation Rate 46
House Price Change (YoY) 38
Consumer Credit Distress 23.2
Debt in Collections 23
Medical Debt 32
Auto Loan Delinquency 25
Credit Card Delinquency 22
Uninsured Rate 3
Subprime Credit Population 25
Structural Poverty 11.9
Unemployment Rate 6
Poverty Rate 9
Income vs. State Median 10
Child Poverty Rate 7
Disability Rate 20
Transfer Income Dependency 16

Scores are percentile-based: 50 = national median, higher = more distressed.

Neighbors and Peers

Neighboring Counties

CountyScoreZonevs. Warrick County
Warrick County, IN 28.2 Healthy —
Vanderburgh County, IN 59.8 Elevated +31.6
Henderson County, KY 59.4 Elevated +31.2
Daviess County, KY 50.4 Elevated +22.1
Pike County, IN 39.3 Normal +11.1
Gibson County, IN 36.4 Normal +8.2
Spencer County, IN 26.5 Healthy -1.7
Dubois County, IN 24.8 Healthy -3.4

Population Peers

CountyScoreZonevs. Warrick County
Butler County, PA 28.5 Healthy +0.3
Boone County, IN 28.6 Healthy +0.3
Portage County, WI 27.9 Healthy -0.4
Warren County, IA 28.7 Healthy +0.4
Clinton County, MI 28.9 Healthy +0.6

Download Data

Export all distress indicators for Warrick County as a CSV file.

Find Help in Warrick County

Find an Attorney

Indiana State Bar Association — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Indiana State Bar Association — Lawyer Referral Service 317-639-5465

Free Legal Aid

Legal aid organizations serving Warrick County residents at no cost.

Indiana Legal Services (ILS) 317-631-9410 (Indianapolis); 1-888-529-4917 (statewide hotline)
Legal Aid Society of Tippecanoe County 765-742-1050
Neighborhood Christian Legal Clinic 317-429-4131

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

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Frequently Asked Questions

  • What is the distress score for Warrick County, Indiana?

    Warrick County has a County Distress Index score of 28.2 out of 100, placing it in the Healthy zone. It ranks 2,839th nationally out of 3,144 counties and 88th in Indiana out of 92 counties.

  • What drives financial distress in Warrick County?

    The primary driver of distress in Warrick County is Legal Distress, where the county scores 72.8 out of 100. This domain is measured by indicators including Bankruptcy Filing Rate.

  • How does Warrick County compare to neighboring counties?

    Warrick County (28.2) can be compared to its 7 neighboring counties: Vanderburgh County, IN (59.8); Henderson County, KY (59.4); Daviess County, KY (50.4).

  • How is the County Distress Index calculated?

    The County Distress Index uses PCA-weighted percentile scoring across five statistically derived factors: Consumer Credit Distress (47.5%), Housing Cost Burden (22.3%), Structural Poverty (13.6%), Economic Vitality (9.2%), and Legal Distress (7.4%). Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • How often is the CDI updated?

    Annually, aligned to Census American Community Survey and Urban Institute Debt in America release windows — the slowest-moving source inputs. Between annual refreshes, faster-cadence indicators (BLS unemployment, QCEW wages) may drive light mid-year updates if a specific component moves meaningfully. Current data compiled April 14, 2026; next full refresh early 2027.

  • What does the Healthy zone mean?

    The CDI divides counties into five zones: Healthy (below 46), Normal (46–55), Elevated (55–71), Serious (71–86), and Crisis (86 and above). Warrick County's score of 28.2 sits in the Healthy zone (below 46).

  • What data sources power Warrick County's CDI score?

    Warrick County's CDI score draws on Urban Institute Debt in America (Equifax credit-bureau panel), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), Bureau of Labor Statistics (LAUS, QCEW), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Every number on this page traces to one of these public sources.

  • What is the population of Warrick County?

    Warrick County, Indiana has a population of approximately 65,867 (2023 Census estimate), classified as a mid county.