#22 Louisiana · 2026

Allen Parish, Louisiana

94 · extreme county distress more distressed than 94% of U.S. counties · 22nd of 64 counties in Louisiana · 22,112 residents How this is calculated →
The headline number
384 Allen Parish residents
vs.
126 U.S. median

3× the national median for bankruptcy filing rate — and 52.7× the rate of the healthiest U.S. county (Glacier County, MT — 7).

Administrative Office of the U.S. Courts, F-5A (2025)

Main Findings

Wire lede · 48 words · paste-ready

Allen Parish, Louisiana is more distressed than 94% of U.S. counties on the County Distress Index. The driver: a bankruptcy filing rate of 384 — more than double the national median of 126. Its highest-scoring domain is Default & Legal and its lowest is Debt Burden (housing basis).

Key Findings
  • 22nd of 64 counties in Louisiana on the County Distress Index — 94 · extreme county distress, more distressed than 94% of U.S. counties.
  • A bankruptcy filing rate of 384 (U.S. median 126). Bankruptcy filing rate at the 96th percentile nationally. Source: Administrative Office of the U.S. Courts, F-5A (2025).
  • Adults 25-54 not working at 30% — national median 21%, ranked at the 91st percentile. Source: U.S. Census Bureau, ACS 5-year (2024).
  • Credit card delinquency at 9% — national median 5%, ranked at the 89th percentile. Source: Urban Institute Debt in America (2025).
  • Poverty rate at 24% — national median 13%, ranked at the 95th percentile. Source: U.S. Census Bureau, SAIPE (2024).
Distinctive Signals
Boundary Signal

Neighbors span three CDI score labels. The 21-point drop to Beauregard Parish marks where the Louisiana distress corridor ends.

County Distress Index cluster map. Allen Parish, Louisiana and its neighbors colored by county distress score label.
Allen Parish and its 5 geographic neighbors, graded by County Distress Index score. Allen Parish is more distressed than 94% of U.S. counties. American Default Research
Wire summary — paste-ready, any angle 19 words

Allen Parish has an extreme county distress score. The five-domain profile shows where local household pressure is most concentrated.

— American Default Research
Index note — for feature use 39 words

The CDI gives this county an extreme county distress label. The score is the plain-language signal; the national rank separately shows how the county compares with every other county-equivalent in the release. Its highest-scoring domain is Default & Legal.

— American Default Research

Indicator History

Period-correct raw indicators from the county-history panel. The CDI composite is excluded because it is a current cross-sectional score.

Updated Sep 22, 2026
U.S. Bureau of Labor Statistics 1990 to 2025

Unemployment rate

4.8% -5.1 percentage points since 1990
Census 1989 to 2024

Poverty rate

23.6% -6.6 percentage points since 1989
U.S. Bureau of Economic Analysis 1969 to 2024

Transfer income share

31.7% +16.2 percentage points since 1969
Equifax data retrieved via FRED 2014 Q2 to 2025 Q4

Subprime credit population

35.7% -11.05 percentage points since 2014 Q2

The Indicators Behind Allen Parish's CDI Score

Every number traces to a public source. Allen Parish's value shown alongside LA's median and the U.S. median. Full CSV available for download.

How to read the table. A domain score is a 0–100 composite of the indicators in that domain; higher values represent a higher mean of distress-oriented indicator percentiles. A county's domain rank is computed separately against all counties. Percentile is Allen Parish's national rank among all 3,144 U.S. counties for that indicator, always oriented so higher = more distressed.
Indicator Allen Parish LA median U.S. median Pctile Source
Delinquency — domain score 84 · Rank 422 of 3,144
Auto loan delinquency Share of auto loan accounts 60+ days past due 7% 8% 5% 72nd Urban Institute Debt in America (2025)
Credit card delinquency Share of credit card accounts 60+ days past due 9% 8% 5% 89th Urban Institute Debt in America (2025)
Subprime credit share Share of residents with a credit score below 660 36% 35% 23% 89th Equifax data retrieved via FRED (2025)
Default & Legal — domain score 93 · Rank 85 of 3,144
Debt in collections Share of residents with a credit file who have debt in collections 38% 34% 23% 91st Urban Institute Debt in America (2025)
Bankruptcy filing rate Personal bankruptcy filings per 100,000 residents 384 225 126 96th Administrative Office of the U.S. Courts, F-5A (2025)
Debt Burden (housing basis) — domain score 61 · Rank 1,012 of 3,144
Rent-to-income ratio Fair Market Rent (2BR) as share of median household income 20% 22% 21% 45th U.S. Department of Housing and Urban Development Fair Market Rents (FY2027); U.S. Census Bureau, SAIPE (2024)
Severe rent burden (50%+) Share of renter households paying 50%+ of income on rent 23% 22% 18% 77th U.S. Census Bureau, ACS 5-year (2024)
Labor — domain score 84 · Rank 318 of 3,144
Adults 25-54 not working Share of adults aged 25 to 54 without a job, leaving out residents of prisons and other institutions (service members count as working) 30% 27% 21% 91st U.S. Census Bureau, ACS 5-year (2024)
Unemployment (average of monthly rates) Share of labor force unemployed, averaged over the monthly rates published for September 2025 to August 2026 (no figures published for October 2025) 5% 5% 4% 77th U.S. Bureau of Labor Statistics, LAUS (monthly rates averaged, September 2025 to August 2026; no figures published for October 2025)
Safety Net & Buffer — domain score 74 · Rank 628 of 3,144
Child poverty rate Share of children under 18 below the federal poverty line 25% 28% 17% 81st U.S. Census Bureau, SAIPE (2024)
Disability rate Share of residents reporting a disability 18% 18% 16% 66th U.S. Census Bureau, ACS 5-year (2024)
Poverty rate Share of population below the federal poverty line 24% 21% 13% 95th U.S. Census Bureau, SAIPE (2024)
Uninsured rate Share of residents without health insurance coverage 7% 7% 8% 44th U.S. Census Bureau, ACS 5-year (2024)
Compiled September 30, 2026 from Urban Institute Debt in America (2025 panel), U.S. Census Bureau (ACS 5-yr 2024, SAIPE 2024, Business Formation Statistics 2025), U.S. Bureau of Labor Statistics (LAUS August 2026, QCEW 2025), Administrative Office of the U.S. Courts (F-5A bankruptcy filings 2025), and HUD Fair Market Rents (FY2027).

Five-Domain Breakdown

The CDI is an equal-weight composite of five family-v1 distress domains. Each domain contributes 20% of the county score.

Default & Legal Primary driver 93
Weight 20% · Rank 85 of 3,144
Labor 84
Weight 20% · Rank 318 of 3,144
Delinquency 84
Weight 20% · Rank 422 of 3,144
Safety Net & Buffer 74
Weight 20% · Rank 628 of 3,144
Debt Burden (housing basis) 61
Weight 20% · Rank 1,012 of 3,144

Methodology

The County Distress Index scores household financial distress from 0 to 100 for all 3,144 U.S. counties. A county's score is the share of U.S. counties it is more distressed than. The index is built from five equal-weighted domains: Delinquency, Default & Legal, Debt Burden, Labor, and Safety Net & Buffer. Each domain is the mean of distress-oriented indicator percentiles; the five domains are averaged, and that average is ranked against every other county to give the score.

Data sources include the Urban Institute Debt in America (Equifax consumer credit panel), Equifax data retrieved via FRED (subprime credit share), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), U.S. Bureau of Labor Statistics (Local Area Unemployment Statistics), Administrative Office of the U.S. Courts (F-5A bankruptcy filings), and U.S. Department of Housing and Urban Development Fair Market Rents. Data vintages range from 2024 to 2027 depending on source; full indicator-level vintage detail is in the methodology document.

For Press & Research

Everything you need to cite Allen Parish data.

Embed preview — paste into any CMS <iframe src="https://americandefault.org/embed/county/22003/" width="600" height="300" frameborder="0" scrolling="no" style="border:1px solid #e5e7eb;border-radius:8px;" title="Allen Parish, LA — County Distress Index"></iframe>
Press contact: Ross Kilburn · press@americandefault.org · (307) 264-2992 · media inquiries welcome
Draft wire copy 130-word AP-style article — use freely with attribution
DRAFT · 130 words · for immediate release · cleared for reuse with attribution to American Default Research

OBERLIN, La. — Allen Parish is more distressed than 94% of U.S. counties, according to the County Distress Index released this month by American Default Research.

Allen Parish scores 94 out of 100, which means it is more distressed than 94% of U.S. counties; its score label is extreme county distress. Within Louisiana, Allen Parish ranks 22nd of 64 parishes.

The index, which draws on 14 source indicators from the U.S. Census Bureau, Bureau of Labor Statistics, Urban Institute and federal court filings, identifies default & legal as the primary driver in Allen Parish. A bankruptcy filing rate of 384 — more than double the national median of 126.

American Default Research founder Ross Kilburn is available for interview at press@americandefault.org.

Full methodology and county-by-county data are available at americandefault.org/methodology/cdi.

— 30 —

Frequently Asked Questions

What is Allen Parish's CDI score, and what does it mean?

Allen Parish scores 94 out of 100 on the County Distress Index, which means it is more distressed than 94% of U.S. counties. Its score label is extreme county distress. It ranks 22nd of 64 Louisiana parishes. Higher county scores indicate more distress.

What drives Allen Parish's distress score?

The highest-scoring domain is Default & Legal, at a domain score of 93. Bankruptcy filing rate ranks at the 96th percentile nationally.

How does Allen Parish compare to its neighbors?

Allen Parish's neighbors span three CDI score labels. Highest-distress neighbor: Evangeline Parish (91.00, extreme county distress). Lowest: Jefferson Davis Parish (70.00, high county distress).

How is the County Distress Index calculated?

The CDI averages 14 source indicators across five equal-weighted domains: Delinquency, Default & Legal, Debt Burden, Labor, and Safety Net & Buffer, then ranks that average against every other county, so the score is the share of U.S. counties a county is more distressed than. Data comes from Urban Institute, Census Bureau, BLS, U.S. Courts, U.S. Department of Housing and Urban Development, and related public sources. Full methodology →
Ross Kilburn
Written by

Ross Kilburn, Founder

Founder · American Default Research · Seattle, Washington

Ross Kilburn is the former COO of Ark Law Group, a foreclosure defense firm serving five states. He founded Seattle Short Sales, wrote Short Sale Your Home, and worked as a mortgage loan originator and real estate agent. He founded American Default Research in 2026.

Read more
from Ross →