Maryland Snapshot

24 Counties Scored
52.0 Mean Score
45.9 Median Score
81.9 Baltimore city Most Distressed
32.3 Carroll County Least Distressed
1 Crisis 4 Serious 6 Elevated 10 Normal 3 Healthy
Zone Distribution

Maryland County Map

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Healthy Normal Elevated Serious Crisis

All 24 Maryland counties colored by distress zone. Hover for details; click released counties for full reports.

Most & Least Distressed

Most Distressed

81.9 Crisis
Legal Distress
73.8 Serious
Structural Poverty
73.5 Serious
Housing Cost Burden

Least Distressed

32.3 Healthy
Economic Vitality
34.2 Healthy
Housing Cost Burden
34.5 Healthy
Structural Poverty

Score Distribution

How Maryland's 24 county scores are distributed across the 0–100 scale.

All Maryland Counties

24 counties ranked by distress score. Click column headers to sort.

State Rank Nat'l Rank County Score Zone Primary Driver
1 44 Baltimore city 81.9 Crisis Legal Distress
2 233 Somerset County 73.8 Serious Structural Poverty
3 248 Prince George's County 73.5 Serious Housing Cost Burden
4 409 Wicomico County 69.7 Serious Housing Cost Burden
5 416 Dorchester County 69.5 Serious Legal Distress
6 706 Caroline County 64.1 Elevated Housing Cost Burden
7 795 Baltimore County 62.6 Elevated Legal Distress
8 861 Charles County 61.4 Elevated Legal Distress
9 1,060 Washington County 58.2 Elevated Housing Cost Burden
10 1,134 Allegany County 57.4 Elevated Structural Poverty
11 1,186 Cecil County 56.3 Elevated Economic Vitality
12 1,818 Kent County 46.4 Normal Housing Cost Burden
13 1,873 Harford County 45.5 Normal Legal Distress
14 1,889 Worcester County 45.1 Normal Housing Cost Burden
15 1,974 Calvert County 43.6 Normal Housing Cost Burden
16 2,095 Talbot County 41.5 Normal Housing Cost Burden
17 2,134 Anne Arundel County 40.9 Normal Housing Cost Burden
18 2,143 St. Mary's County 40.8 Normal Housing Cost Burden
19 2,172 Montgomery County 40.3 Normal Housing Cost Burden
20 2,269 Frederick County 38.8 Normal Economic Vitality
21 2,402 Queen Anne's County 36.4 Normal Housing Cost Burden
22 2,502 Garrett County 34.5 Healthy Structural Poverty
23 2,514 Howard County 34.2 Healthy Housing Cost Burden
24 2,633 Carroll County 32.3 Healthy Economic Vitality

How County Scores Work

Each county is scored 0–100 using PCA-weighted percentile-rank scoring across five statistically derived dimensions: Consumer Credit Distress, Housing Cost Burden, Structural Poverty, Economic Vitality, and Legal Distress. A score of 50 means the county falls at the national median. Higher scores indicate greater household financial distress.

Crisis (≥80) — Among the most distressed counties in the country
Serious (65–80) — More distressed than roughly 80% of counties
Elevated (50–65) — More distressed than roughly half of counties
Normal (35–50) — Near the national median
Healthy (<35) — Less distressed than most counties
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