Grant County, Oregon

County Distress Index: Normal · 41.0 | 7,215 people · 27th most distressed in Oregon
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Grant County, OR falls within the normal range for household financial distress at 41.0 — 2132nd nationally out of 3144 counties. The primary driver is Structural Poverty, where poverty rates are high, transfer income dependency is elevated, and household incomes lag well behind state and national medians. Within Oregon, it ranks 27th of 36 counties. Among its 8 neighboring counties, 7 show more distress.

The Numbers Behind the Score

The CDI measures five statistically derived factors of household financial distress, PCA-weighted. Grant County's primary driver is Structural Poverty at 79.0 — worse than roughly 79% of U.S. counties.

Structural Poverty Primary driver 79.0
Unemployment Rate 95
Poverty Rate 63
Income vs. State Median 76
Child Poverty Rate 65
Disability Rate 95
Transfer Income Dependency 81
Economic Vitality 59.8
Wage-to-Rent Ratio 50
Rent-to-Income Ratio 60
Business Formation Rate 67
House Price Change (YoY) 95
Legal Distress 49.3
Bankruptcy Filing Rate 49
Consumer Credit Distress 30.2
Debt in Collections 13
Medical Debt 27
Auto Loan Delinquency 38
Credit Card Delinquency 67
Uninsured Rate 51
Subprime Credit Population 6
Housing Cost Burden 29.9
Rent-Burdened (30%+) 23
Severely Rent-Burdened (50%+) 39
Mortgage-Burdened (30%+) 42
Homeownership Rate 16

Scores are percentile-based: 50 = national median, higher = more distressed.

Neighbors and Peers

Neighboring Counties

CountyScoreZonevs. Grant County
Grant County, OR 41.0 Normal —
Malheur County, OR 56.2 Elevated +15.3
Umatilla County, OR 53.5 Elevated +12.5
Union County, OR 50.1 Elevated +9.1
Harney County, OR 44.9 Normal +3.9
Crook County, OR 44.0 Normal +3.0
Baker County, OR 42.9 Normal +1.9
Wheeler County, OR 42.5 Normal +1.5
Morrow County, OR 32.7 Healthy -8.3

Population Peers

CountyScoreZonevs. Grant County
DeKalb County, MO 41.0 Normal +0.0
Armstrong County, TX 40.9 Normal -0.0
Norton County, KS 40.9 Normal -0.1
Henderson County, IL 40.8 Normal -0.1
Mora County, NM 40.8 Normal -0.2

Download Data

Export all distress indicators for Grant County as a CSV file.

Find Help in Grant County

Find an Attorney

Oregon State Bar — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Oregon State Bar — Lawyer Referral Service 503-684-3763 (Portland); 1-800-452-7636 (statewide)

Free Legal Aid

Legal aid organizations serving Grant County residents at no cost.

Legal Aid Services of Oregon 503-684-1032 (Portland); 1-800-684-1032 (statewide hotline)
Oregon Law Center 541-672-3429 (Roseburg); 541-485-1017 (Eugene)
Willamette Law Online — Oregon Foreclosure Avoidance Project 503-370-6051

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

Need legal help? Find a foreclosure defense attorney in Oregon →

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Frequently Asked Questions

  • What is the distress score for Grant County, Oregon?

    Grant County has a County Distress Index score of 41.0 out of 100, placing it in the Normal zone. It ranks 2,132nd nationally out of 3,144 counties and 27th in Oregon out of 36 counties.

  • What drives financial distress in Grant County?

    The primary driver of distress in Grant County is Structural Poverty, where the county scores 79.0 out of 100. This domain is measured by indicators including Unemployment Rate, Poverty Rate, Income vs. State Median.

  • How does Grant County compare to neighboring counties?

    Grant County (41.0) can be compared to its 8 neighboring counties: Malheur County, OR (56.2); Umatilla County, OR (53.5); Union County, OR (50.1).

  • How is the County Distress Index calculated?

    The County Distress Index uses PCA-weighted percentile scoring across five statistically derived factors: Consumer Credit Distress (47.5%), Housing Cost Burden (22.3%), Structural Poverty (13.6%), Economic Vitality (9.2%), and Legal Distress (7.4%). Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • How often is the CDI updated?

    Annually, aligned to Census American Community Survey and Urban Institute Debt in America release windows — the slowest-moving source inputs. Between annual refreshes, faster-cadence indicators (BLS unemployment, QCEW wages) may drive light mid-year updates if a specific component moves meaningfully. Current data compiled April 14, 2026; next full refresh early 2027.

  • What does the Normal zone mean?

    The CDI divides counties into five zones: Healthy (below 46), Normal (46–55), Elevated (55–71), Serious (71–86), and Crisis (86 and above). Grant County's score of 41.0 sits in the Normal zone (46–55).

  • What data sources power Grant County's CDI score?

    Grant County's CDI score draws on Urban Institute Debt in America (Equifax credit-bureau panel), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), Bureau of Labor Statistics (LAUS, QCEW), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Every number on this page traces to one of these public sources.

  • What is the population of Grant County?

    Grant County, Oregon has a population of approximately 7,215 (2023 Census estimate), classified as a tiny county.