Atascosa County, Texas

County Distress Index: Serious · 68.4 | 51,784 people · 76th most distressed in Texas
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Atascosa County, TX shows significant household financial distress with a score of 68.4 — 470th nationally out of 3144 counties. The primary driver is Consumer Credit Distress, where residents carry heavy debt burdens with elevated delinquency and collections rates. Within Texas, it ranks 76th of 254 counties. Among its 8 neighboring counties, 5 show less distress.

The Numbers Behind the Score

The CDI measures five statistically derived factors of household financial distress, PCA-weighted. Atascosa County's primary driver is Consumer Credit Distress at 89.3 — worse than roughly 89% of U.S. counties.

Consumer Credit Distress Primary driver 89.3
Debt in Collections 94
Medical Debt 77
Auto Loan Delinquency 91
Credit Card Delinquency 80
Uninsured Rate 97
Subprime Credit Population 95
Housing Cost Burden 56.0
Rent-Burdened (30%+) 49
Severely Rent-Burdened (50%+) 69
Mortgage-Burdened (30%+) 68
Homeownership Rate 33
Structural Poverty 55.4
Unemployment Rate 64
Poverty Rate 80
Income vs. State Median 59
Child Poverty Rate 72
Disability Rate 20
Transfer Income Dependency 44
Economic Vitality 40.0
Wage-to-Rent Ratio 12
Rent-to-Income Ratio 64
Business Formation Rate 50
House Price Change (YoY) 91
Legal Distress 30.6
Bankruptcy Filing Rate 31

Scores are percentile-based: 50 = national median, higher = more distressed.

Neighbors and Peers

Neighboring Counties

CountyScoreZonevs. Atascosa County
Atascosa County, TX 68.4 Serious —
Bexar County, TX 73.2 Serious +4.8
Frio County, TX 71.1 Serious +2.7
Karnes County, TX 69.2 Serious +0.8
La Salle County, TX 62.0 Elevated -6.4
Live Oak County, TX 60.4 Elevated -8.0
Medina County, TX 59.4 Elevated -9.0
McMullen County, TX 52.9 Elevated -15.5
Wilson County, TX 51.2 Elevated -17.1

Population Peers

CountyScoreZonevs. Atascosa County
Walton County, GA 68.5 Serious +0.1
Roanoke city, VA 68.3 Serious -0.1
St. Martin Parish, LA 68.5 Serious +0.1
Scioto County, OH 68.5 Serious +0.1
Orange County, TX 68.5 Serious +0.1

Download Data

Export all distress indicators for Atascosa County as a CSV file.

Find Help in Atascosa County

Find an Attorney

State Bar of Texas — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

State Bar of Texas — Lawyer Referral Service 1-800-252-9690

Free Legal Aid

Legal aid organizations serving Atascosa County residents at no cost.

Texas RioGrande Legal Aid 1-888-988-9996
Lone Star Legal Aid 1-800-733-8394
Legal Aid of NorthWest Texas (888) 529-5277

Self-Help Resources

Texas State Law Library — Foreclosure Research Guide Comprehensive guide to Texas foreclosure law with links to statutes, forms, and practice guides.
TexasLawHelp.org Free legal information and self-help resources for low-income Texans.

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

Need legal help? Find a foreclosure defense attorney in Texas →

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Frequently Asked Questions

  • What is the distress score for Atascosa County, Texas?

    Atascosa County has a County Distress Index score of 68.4 out of 100, placing it in the Serious zone. It ranks 470th nationally out of 3,144 counties and 76th in Texas out of 254 counties.

  • What drives financial distress in Atascosa County?

    The primary driver of distress in Atascosa County is Consumer Credit Distress, where the county scores 89.3 out of 100. This domain is measured by indicators including Debt in Collections, Medical Debt, Auto Loan Delinquency.

  • How does Atascosa County compare to neighboring counties?

    Atascosa County (68.4) can be compared to its 8 neighboring counties: Bexar County, TX (73.2); Frio County, TX (71.1); Karnes County, TX (69.2).

  • How is the County Distress Index calculated?

    The County Distress Index uses PCA-weighted percentile scoring across five statistically derived factors: Consumer Credit Distress (47.5%), Housing Cost Burden (22.3%), Structural Poverty (13.6%), Economic Vitality (9.2%), and Legal Distress (7.4%). Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • How often is the CDI updated?

    Annually, aligned to Census American Community Survey and Urban Institute Debt in America release windows — the slowest-moving source inputs. Between annual refreshes, faster-cadence indicators (BLS unemployment, QCEW wages) may drive light mid-year updates if a specific component moves meaningfully. Current data compiled April 14, 2026; next full refresh early 2027.

  • What does the Serious zone mean?

    The CDI divides counties into five zones: Healthy (below 46), Normal (46–55), Elevated (55–71), Serious (71–86), and Crisis (86 and above). Atascosa County's score of 68.4 sits in the Serious zone (71–86).

  • What data sources power Atascosa County's CDI score?

    Atascosa County's CDI score draws on Urban Institute Debt in America (Equifax credit-bureau panel), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), Bureau of Labor Statistics (LAUS, QCEW), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Every number on this page traces to one of these public sources.

  • What is the population of Atascosa County?

    Atascosa County, Texas has a population of approximately 51,784 (2023 Census estimate), classified as a mid county.