Home Counties Texas Duval County
#453 Top 500 Most Distressed Counties · County Distress Index · 2026

The Patron

Duval County, Texas

Serious CDI Score 68.65 · 453rd of 3,144 nationally · 9,604 people How the CDI is calculated →

· Annual refresh · next update early 2027

The Duval County Courthouse in San Diego, Texas, a Classical Revival building where the Parr political machine once operated.
The Duval County Courthouse, San Diego, Texas. The building where the Parr machine certified elections, including Box 13. Larry D. Moore / Wikimedia Commons (CC BY 4.0)

George Parr ran Duval County for thirty-three years. They called him El Patron. He's been dead since 1975. The poverty he managed is still here, managed now by a different patron.

What the CDI Says About Duval County

  • 453rd most distressed county in America on the American Default Research County Distress Index (CDI) — Serious zone, out of 3,144 counties scored. 70th in Texas.
  • Consumer Credit Distress at the 99th percentile nationally — debt in collections, medical debt, credit card delinquency, subprime credit, and the uninsured rate all at or above the 95th percentile.
  • 45.8% of personal income comes from government transfers — Social Security, disability, SNAP, Medicaid. Only 31.5% comes from wages. The federal government now does, impersonally, what El Patron once did in cash.
  • 49.7% of residents have debt in collections. 2 bankruptcy filings total. A filing rate of 20.8 per 100,000 against a national median of 129.6. The debt is everywhere. The legal exit from it is nowhere.
  • The patron pattern: Oil peaked at 20 million barrels in 1938 (3rd in Texas) and fell to 3 million by 1988. George Parr's machine ran the county for 33 years until 1975. Population halved from 20,565 to 9,604. The poverty stayed through all three patrons.
Duval County, Texas ranks 453rd of 3,144 counties on the County Distress Index. 45.8% of income from government transfers. 49.7% with debt in collections. 2 bankruptcy filings. The patron changed. The poverty didn't.
American Default Research · americandefault.org/counties/texas/duval-county-tx/
Ross Kilburn

Duval is the county that changed American history with 87 votes and couldn't keep a doctor's office. Half the county carries debt in collections. Two people filed for bankruptcy. That gap — between financial distress and legal infrastructure — is the shape of a place run on patrons.

Ross Kilburn, Founder & Lead Analyst
American Default Research · 1,000+ short sales negotiated · Author, The Ark Law Group Complete Guide to Short Sales (Auroch Press, 2013)

The 87 votes that changed American history

In 1948, six days after the polls closed in the Texas Democratic Senate primary, 202 new votes appeared in Jim Wells County. Two hundred for Lyndon Johnson. Two for Coke Stevenson. The names were in alphabetical order, written in the same ink, by the same hand. Johnson won the primary by 87 votes out of 988,295.

George Parr ordered it. He was the son of Archie Parr, who'd built the machine in the early 1900s, and he ran it the way his father had — speaking Spanish, learning the names of constituents' children, paying their bills from the county treasury. They called him El Patron. The Duke of Duval. He ran it like Robin Hood ran Sherwood Forest, if Robin Hood also rigged the ballot box.

Without those 87 votes, no Senator Johnson. No Vice President Johnson. No President Johnson. No Civil Rights Act of 1964. Luis Salas, the election judge who certified the count, confessed in 1977: "Johnson did not win the election. It was stolen for him."

Robert Caro spent years in South Texas documenting those 87 votes for Means of Ascent, the second volume of his LBJ biography. The most meticulously documented case of electoral fraud in American history, from the county seat of San Diego, Texas. Population then: about 20,000. Population now: 9,604. No doctor's office, no hotel, no public transportation. A Dairy Queen town, as Trey Contreras at the county historical museum puts it.

The county that changed American history couldn't keep a doctor's office.

Three patrons, one poverty

Duval County has never had an independent economy. It has had patrons.

The first was oil. Production hit 20 million barrels in 1938 — third in Texas. LIFE magazine sent a photographer to Freer, the county's second town, and ran the headline "Biggest of Oil's New Boom Towns Squats in the Muds of Texas." The town had no potable water, no sewage system, and no bank, despite a $500,000 monthly payroll. Enormous wealth moving through and leaving nothing permanent behind.

The second patron was the machine. George Parr took over from his father in 1942 and ran Duval County for thirty-three years. The patronage system was corrupt. It was also the only social safety net most residents had. When Parr shot himself at his ranch in 1975 — a fugitive from a federal tax evasion conviction — no public institution replaced what he provided.

The third patron arrived quietly. It doesn't have a name. It sends checks.

Today, 45.8% of personal income in Duval County comes from government transfers. Social Security, disability, SNAP, Medicaid. Only 31.5% comes from wages and salaries. One in three tax filers qualifies for the Earned Income Tax Credit. The federal government is now doing — impersonally, through direct deposit — what El Patron once did in cash from the county treasury.

The poverty rate is 29.1%. For children, 42.8%. Nearly one in two kids growing up below the poverty line. Median household income sits at $40,415 — 67 cents on the Texas dollar.

The oil thinned out. By 1988, production had dropped to 3 million barrels — 53rd in the state, down from 3rd. The machine collapsed. The population halved from 20,565 in 1940 to 9,604 today. The poverty stayed through all three patrons.

Only the patron changed.

Behind on your mortgage or facing eviction? Take a 2-minute assessment to see your options.

The housing anomaly

Something unusual happens in the housing data. In a county this poor, you'd expect housing to crush people. It doesn't.

Only 10.5% of renters spend more than 30% of their income on housing. That is one-quarter the national rate. Only 2.2% are severely burdened — one-eighth the national rate. Both rates sit at the 5th percentile of U.S. counties. The Housing Cost Burden domain scores 16.56, deep below the national median. A poverty rate above 29% alongside housing burden at the 5th percentile is not what you expect to find in the same county.

The explanation is ownership. 71% of Duval County households own their homes. Median home value: $89,400. These aren't markers of wealth. They're markers of inherited property in a place where the land has almost no market value. You own the house because your grandmother owned it. You can't sell it because there's no buyer. The housing stock outlasted the people it was built for.

The patron — whether oil money or machine patronage — never built a housing market. It left behind houses.

And here is the catch. The rent-to-income ratio is at the 95th percentile. Rents are cheap in absolute terms — $1,015 a month for a two-bedroom. But for a household earning $40,415, that puts them right at the 30% threshold. Housing is affordable in the way a $5 hamburger is affordable when you have $15 in your account.

Half the county in collections, two in bankruptcy

Half the county has debt in collections. 49.7%. Medical debt runs 13.5% — more than 3.5 times the national rate of 3.7%. Credit card delinquency is 12.1%, more than double the national figure. 46.9% of the population has subprime credit — nearly half the county locked out of mainstream lending.

And yet. Two bankruptcy filings in the entire county. Two. Both Chapter 13. The filing rate is 20.8 per 100,000 residents, against a national median of 129.6. The debt numbers say people are drowning. The bankruptcy numbers say nobody is using the legal system to get out.

I don't fully know why. There may be no attorneys in the county — the county seat has no doctor's office, let alone a bankruptcy lawyer. There may be no awareness that filing is an option. There may be a calculation, probably correct, that filing costs more than carrying the debt when your only asset is a house worth $89,400 and the collections agency isn't coming for it anyway. You just carry the medical bills. They sit in collections. Your credit score reads subprime. And life continues, below the line where the formal legal system operates.

The patron doesn't provide attorneys.

Seventy years of life expectancy

Life expectancy in Duval County is 70.3 years. The national average is about 78.9. That gap — 8.6 years — is the distance between a county with health infrastructure and a county without it.

One mental health provider serves the entire county of 9,604 people. The nearest hospital is about 30 miles away, in Alice. The uninsured rate is 22% — and that number carries weight in a state that has refused to expand Medicaid. Hundreds of thousands of Texas adults fall into the coverage gap. Nearly three-quarters are people of color. In a county that is 81.6% Hispanic, the Medicaid gap is not an abstraction.

The disability rate is 22.7%. Obesity runs 42.2%. Depression prevalence: 20%. No leisure physical activity: 40.2%. These numbers describe bodies in a place where the nearest doctor's office requires a car and a 30-mile drive.

Former Mayor Alfredo Cardenas put it simply: "There are very few jobs and that's the problem. That's why the population basically doesn't grow."

Pan de campo, without a patron

Fifty-six new business applications in 2024. The same number as 2005. The national business formation rate surged more than 50% from 2019. The post-COVID entrepreneurial boom never arrived here. The brief 2022 uptick to 73 applications — likely oil-related, a flicker from the Eagle Ford Shale — collapsed back to baseline within two years. 196 business establishments serve 9,604 people.

Average weekly pay is $783, 21% below the national median. Wage growth last year was 6.8%, which reads as a positive sign until you calculate what 6.8% of $783 is. Fifty-three dollars.

Pan de campo — thick flour bread cooked over mesquite coals — was designated the official state bread of Texas in 2005. It's a Tejano ranch tradition born in places like Duval County. San Diego holds an annual cook-off with a parade and Tejano music. The food culture predates every patron. The Parrs didn't bring it. The oil companies didn't fund it. The federal government doesn't subsidize it. It was made here, by the people who stayed, without a patron's permission.

Graciela Gonzales, a San Diego resident, on the young people: "Their jobs, their lives, their children's futures are elsewhere."

The shape of a place run on patrons

Duval County was the most Democratic county in America in 1964, 1968, and 1972. George Parr's machine delivered margins above 85%. In 2024, Trump won it by ten points — the first Republican to carry Duval since Theodore Roosevelt in 1904. The machine patron is gone. The party loyalty went with it. The poverty didn't go anywhere. Duval County scores 68.65 on the County Distress Index. Serious zone. Four hundred fifty-third of 3,144 counties nationally. Seventieth in Texas. The composite score shifted between versions of the index. The underlying pattern did not. Consumer credit distress sits in the 99th percentile of U.S. counties. Structural poverty in the 98th. Legal distress in the 2nd. The debt is everywhere and the legal system that provides exit from it is nowhere. That is the shape of a place run on patrons. If the transfer income that constitutes 45.8% of the economy faces federal cuts, and if the Medicaid gap continues to leave 22% of the county uninsured, the numbers move from Serious toward something worse. The county that produced 87 votes and changed American history is still waiting for a patron who builds something that stays after the patron leaves. In over a century, it hasn't found one.

Duval County Across the CDI's Five Domains

The CDI measures five PCA-weighted domains of financial distress. Duval County's dominant driver is Consumer Credit Distress at 93.24 — the 99th percentile of U.S. counties — with debt in collections, medical debt, credit card delinquency, subprime credit, and the uninsured rate all at or above the 95th percentile. Structural Poverty scores 90.93, with poverty rate, child poverty, transfer income dependence, and median household income all capped at the 95th percentile. Economic Vitality is 85.70, reflecting a rent-to-income ratio at the 95th percentile against stagnant business formation. The anomaly is Housing Cost Burden at 16.56 — renter burden rates at the 5th percentile, reflecting inherited property in a place where the land has almost no market value. Legal Distress scores 5.00, the bottom of the distribution, with a bankruptcy filing rate of 20.8 per 100K against a national median of 129.6. The debt is everywhere. The legal exit from it is nowhere.

Consumer Credit Distress Primary driver 93.2
Weight 47.5% · Rank 40 of 3,144 · Percentile 98.7
Structural Poverty 90.9
Weight 13.6% · Rank 70 of 3,144 · Percentile 97.8
Economic Vitality 85.7
Weight 9.2% · Rank 42 of 3,144 · Percentile 98.7
Housing Cost Burden 16.6
Weight 22.3% · Rank 2,906 of 3,144 · Percentile 7.6
Legal Distress 5.0
Weight 7.4% · Rank 3,052 of 3,144 · Percentile 3.0
Methodology & Weights

The County Distress Index uses principal component analysis to derive five factors from 21 indicators across 3,144 U.S. counties. Weights are proportional to each factor's share of explained variance.

Consumer Credit Distress 47.5%
Housing Cost Burden 22.3%
Structural Poverty 13.6%
Economic Vitality 9.2%
Legal Distress 7.4%

The Indicators Behind Duval County's CDI Score

Every number on this page traces to a public source. Full dataset available for download. Hover any metric name for its definition.

Metric Value Source
CDI Score 68.65 / 100 (Serious, 453rd of 3,144) CDI v2
Consumer Credit Distress 93.24 / 100 (primary driver) CDI v2
Structural Poverty 90.93 / 100 CDI v2
Economic Vitality 85.70 / 100 CDI v2
Housing Cost Burden 16.56 / 100 (5th percentile — anomaly) CDI v2
Legal Distress 5.00 / 100 (bankruptcy filing gap) CDI v2
Poverty Rate 29.1% (child: 42.8%) Census SAIPE 2023
Median Household Income $40,415 (67% of TX median) Census SAIPE 2023
Income from government transfers 45.8% of personal income BEA
Debt in Collections 49.7% of population Urban Institute 2024
Medical Debt in Collections 13.5% (3.6x national rate) Urban Institute 2024
Bankruptcy filings 2 total (20.8 per 100K vs. 129.6 national) US Courts 2025
Uninsured Rate 22.0% ACS 2023
Life expectancy 70.3 years (vs. ~78.9 national) County Health Rankings
Mental health providers 1 per 9,604 residents County Health Rankings
Business applications (2024) 56 (same as 2005) Census BFS
Oil production peak vs. decline 20M bbl (1938, 3rd in TX) → 3M (1988, 53rd) TSHA Handbook
Homeownership Rate 71.0% ACS 2023
Median home value $89,400 ACS 2023
Data compiled April 17, 2026 from Urban Institute (Equifax debt panel), U.S. Census Bureau (ACS, SAIPE), Bureau of Labor Statistics (LAUS, QCEW), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents.

Questions About Duval County's CDI Score

What is Duval County's CDI score?

Duval County scores 68.65 (Serious zone) on the County Distress Index, ranking 453rd most distressed of 3,144 U.S. counties and 70th of 254 counties in Texas.

What drives distress in Duval County?

Duval County's primary driver is Consumer Credit Distress, where the county scores 93.2 out of 100. The CDI uses PCA-weighted composite scoring across five domains; see the CDI methodology for the full factor weights and indicator list.

Where does Duval County sit on the national percentile?

Duval County's CDI score of 68.65 puts it at the 85.6th percentile nationally — more distressed than roughly 86% of U.S. counties. See the full CDI methodology for how percentile ranks translate into the Serious zone.

How often is Duval County's CDI score updated?

Annually, aligned to Census American Community Survey and Urban Institute Debt in America release windows. Current data was compiled from releases in early 2026; next refresh is scheduled for early 2027.

What is the distress score for Duval County, Texas?

Duval County has a County Distress Index score of 68.7 out of 100, placing it in the Serious zone. It ranks 453rd nationally out of 3,144 counties and 70th in Texas out of 254 counties.

What drives financial distress in Duval County?

The primary driver of distress in Duval County is Consumer Credit Distress, where the county scores 93.2 out of 100. This domain is measured by indicators including Debt in Collections, Medical Debt, Auto Loan Delinquency.

How does Duval County compare to neighboring counties?

Duval County (68.7) can be compared to its 7 neighboring counties: Jim Wells County, TX (81.0); Webb County, TX (78.4); Jim Hogg County, TX (73.6).

How is the County Distress Index calculated?

The County Distress Index uses PCA-weighted percentile scoring across five statistically derived factors: Consumer Credit Distress (47.5%), Housing Cost Burden (22.3%), Structural Poverty (13.6%), Economic Vitality (9.2%), and Legal Distress (7.4%). Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

Ross Kilburn
Written by

Ross Kilburn, Founder

American Default Research · Seattle, Washington

Two decades working directly with financially distressed American households — from property preservation in 2003, to negotiating over 1,000 short sales during the Great Recession, to foreclosure defense marketing today. Author, The Ark Law Group Complete Guide to Short Sales (Auroch Press, 2013). Twice named to Puget Sound Business Journal Fast 50 for Ark Law Group. B.A., University of California, Berkeley, 1992. Founded American Default Research in 2026 to fill a gap in public data that had been empty since 2013.

Read more
from Ross →

Find Help in Duval County

Find an Attorney

State Bar of Texas — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Free Legal Aid

Legal aid organizations serving Duval County residents at no cost.

Self-Help Resources

Texas State Law Library — Foreclosure Research Guide Comprehensive guide to Texas foreclosure law with links to statutes, forms, and practice guides.
TexasLawHelp.org Free legal information and self-help resources for low-income Texans.

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.