Fisher County, Texas

County Distress Index: Normal · 47.5 | 3,612 people · 217th most distressed in Texas
American Default Research

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Fisher County, TX falls within the normal range for household financial distress at 47.5 — 1749th nationally out of 3144 counties. The primary driver is Consumer Credit Distress, where residents carry heavy debt burdens with elevated delinquency and collections rates. Within Texas, it ranks 217th of 254 counties. It scores lower than all 7 of its neighboring counties.

The Numbers Behind the Score

The CDI measures five statistically derived factors of household financial distress, PCA-weighted. Fisher County's primary driver is Consumer Credit Distress at 73.9 — above the national median.

Consumer Credit Distress Primary driver 73.9
Debt in Collections 75
Medical Debt 91
Auto Loan Delinquency 32
Credit Card Delinquency 95
Uninsured Rate 77
Subprime Credit Population 78
Structural Poverty 52.9
Unemployment Rate 16
Poverty Rate 56
Income vs. State Median 44
Child Poverty Rate 63
Disability Rate 74
Transfer Income Dependency 60
Economic Vitality 35.6
Wage-to-Rent Ratio 11
Rent-to-Income Ratio 27
Business Formation Rate 95
House Price Change (YoY) 70
Housing Cost Burden 6.6
Rent-Burdened (30%+) 5
Severely Rent-Burdened (50%+) 7
Mortgage-Burdened (30%+) 5
Homeownership Rate 11
Legal Distress 5.0
Bankruptcy Filing Rate 5

Scores are percentile-based: 50 = national median, higher = more distressed.

Neighbors and Peers

Neighboring Counties

CountyScoreZonevs. Fisher County
Fisher County, TX 47.5 Normal —
Jones County, TX 73.1 Serious +25.6
Taylor County, TX 69.4 Serious +21.9
Nolan County, TX 68.9 Serious +21.5
Mitchell County, TX 62.3 Elevated +14.9
Scurry County, TX 54.5 Elevated +7.0
Stonewall County, TX 54.2 Elevated +6.7
Kent County, TX 51.6 Elevated +4.2

Population Peers

CountyScoreZonevs. Fisher County
Grundy County, MO 47.5 Normal +0.0
Hemphill County, TX 47.5 Normal +0.1
Upton County, TX 47.3 Normal -0.1
Cameron County, PA 47.6 Normal +0.1
Concho County, TX 47.6 Normal +0.1

Download Data

Export all distress indicators for Fisher County as a CSV file.

Find Help in Fisher County

Find an Attorney

State Bar of Texas — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

State Bar of Texas — Lawyer Referral Service 1-800-252-9690

Free Legal Aid

Legal aid organizations serving Fisher County residents at no cost.

Texas RioGrande Legal Aid 1-888-988-9996
Lone Star Legal Aid 1-800-733-8394
Legal Aid of NorthWest Texas (888) 529-5277

Self-Help Resources

Texas State Law Library — Foreclosure Research Guide Comprehensive guide to Texas foreclosure law with links to statutes, forms, and practice guides.
TexasLawHelp.org Free legal information and self-help resources for low-income Texans.

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

Need legal help? Find a foreclosure defense attorney in Texas →

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Frequently Asked Questions

  • What is the distress score for Fisher County, Texas?

    Fisher County has a County Distress Index score of 47.5 out of 100, placing it in the Normal zone. It ranks 1,749th nationally out of 3,144 counties and 217th in Texas out of 254 counties.

  • What drives financial distress in Fisher County?

    The primary driver of distress in Fisher County is Consumer Credit Distress, where the county scores 73.9 out of 100. This domain is measured by indicators including Debt in Collections, Medical Debt, Auto Loan Delinquency.

  • How does Fisher County compare to neighboring counties?

    Fisher County (47.5) can be compared to its 7 neighboring counties: Jones County, TX (73.1); Taylor County, TX (69.4); Nolan County, TX (68.9).

  • How is the County Distress Index calculated?

    The County Distress Index uses PCA-weighted percentile scoring across five statistically derived factors: Consumer Credit Distress (47.5%), Housing Cost Burden (22.3%), Structural Poverty (13.6%), Economic Vitality (9.2%), and Legal Distress (7.4%). Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • How often is the CDI updated?

    Annually, aligned to Census American Community Survey and Urban Institute Debt in America release windows — the slowest-moving source inputs. Between annual refreshes, faster-cadence indicators (BLS unemployment, QCEW wages) may drive light mid-year updates if a specific component moves meaningfully. Current data compiled April 14, 2026; next full refresh early 2027.

  • What does the Normal zone mean?

    The CDI divides counties into five zones: Healthy (below 46), Normal (46–55), Elevated (55–71), Serious (71–86), and Crisis (86 and above). Fisher County's score of 47.5 sits in the Normal zone (46–55).

  • What data sources power Fisher County's CDI score?

    Fisher County's CDI score draws on Urban Institute Debt in America (Equifax credit-bureau panel), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), Bureau of Labor Statistics (LAUS, QCEW), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Every number on this page traces to one of these public sources.

  • What is the population of Fisher County?

    Fisher County, Texas has a population of approximately 3,612 (2023 Census estimate), classified as a tiny county.