Robertson County, Texas

County Distress Index: Elevated · 62.5 | 17,267 people · 116th most distressed in Texas
American Default Research

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Robertson County, TX registers elevated household financial distress with a score of 62.5 — 803rd nationally out of 3144 counties. The primary driver is Consumer Credit Distress, where residents carry heavy debt burdens with elevated delinquency and collections rates. Within Texas, it ranks 116th of 254 counties. Among its 7 neighboring counties, 5 show more distress.

The Numbers Behind the Score

The CDI measures five statistically derived factors of household financial distress, PCA-weighted. Robertson County's primary driver is Consumer Credit Distress at 74.7 — above the national median.

Consumer Credit Distress Primary driver 74.7
Debt in Collections 85
Medical Debt 73
Auto Loan Delinquency 62
Credit Card Delinquency 60
Uninsured Rate 77
Subprime Credit Population 86
Housing Cost Burden 67.5
Rent-Burdened (30%+) 57
Severely Rent-Burdened (50%+) 95
Mortgage-Burdened (30%+) 26
Homeownership Rate 56
Structural Poverty 61.3
Unemployment Rate 49
Poverty Rate 73
Income vs. State Median 52
Child Poverty Rate 80
Disability Rate 78
Transfer Income Dependency 47
Economic Vitality 28.1
Wage-to-Rent Ratio 5
Rent-to-Income Ratio 72
Business Formation Rate 29
House Price Change (YoY) 11
Legal Distress 13.8
Bankruptcy Filing Rate 14

Scores are percentile-based: 50 = national median, higher = more distressed.

Neighbors and Peers

Neighboring Counties

CountyScoreZonevs. Robertson County
Robertson County, TX 62.5 Elevated —
Madison County, TX 69.0 Serious +6.5
Falls County, TX 67.0 Serious +4.5
Limestone County, TX 65.4 Serious +2.9
Brazos County, TX 65.3 Serious +2.8
Milam County, TX 64.4 Elevated +1.9
Leon County, TX 52.1 Elevated -10.4
Burleson County, TX 48.4 Normal -14.1

Population Peers

CountyScoreZonevs. Robertson County
Marion County, MS 62.5 Elevated 0.0
Benton County, MO 62.5 Elevated +0.0
Jones County, GA 62.4 Elevated -0.1
Garvin County, OK 62.6 Elevated +0.1
Union County, FL 62.6 Elevated +0.1

Download Data

Export all distress indicators for Robertson County as a CSV file.

Find Help in Robertson County

Find an Attorney

State Bar of Texas — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

State Bar of Texas — Lawyer Referral Service 1-800-252-9690

Free Legal Aid

Legal aid organizations serving Robertson County residents at no cost.

Texas RioGrande Legal Aid 1-888-988-9996
Lone Star Legal Aid 1-800-733-8394
Legal Aid of NorthWest Texas (888) 529-5277

Self-Help Resources

Texas State Law Library — Foreclosure Research Guide Comprehensive guide to Texas foreclosure law with links to statutes, forms, and practice guides.
TexasLawHelp.org Free legal information and self-help resources for low-income Texans.

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

Need legal help? Find a foreclosure defense attorney in Texas →

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Frequently Asked Questions

  • What is the distress score for Robertson County, Texas?

    Robertson County has a County Distress Index score of 62.5 out of 100, placing it in the Elevated zone. It ranks 803rd nationally out of 3,144 counties and 116th in Texas out of 254 counties.

  • What drives financial distress in Robertson County?

    The primary driver of distress in Robertson County is Consumer Credit Distress, where the county scores 74.7 out of 100. This domain is measured by indicators including Debt in Collections, Medical Debt, Auto Loan Delinquency.

  • How does Robertson County compare to neighboring counties?

    Robertson County (62.5) can be compared to its 7 neighboring counties: Madison County, TX (69.0); Falls County, TX (67.0); Limestone County, TX (65.4).

  • How is the County Distress Index calculated?

    The County Distress Index uses PCA-weighted percentile scoring across five statistically derived factors: Consumer Credit Distress (47.5%), Housing Cost Burden (22.3%), Structural Poverty (13.6%), Economic Vitality (9.2%), and Legal Distress (7.4%). Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • How often is the CDI updated?

    Annually, aligned to Census American Community Survey and Urban Institute Debt in America release windows — the slowest-moving source inputs. Between annual refreshes, faster-cadence indicators (BLS unemployment, QCEW wages) may drive light mid-year updates if a specific component moves meaningfully. Current data compiled April 14, 2026; next full refresh early 2027.

  • What does the Elevated zone mean?

    The CDI divides counties into five zones: Healthy (below 46), Normal (46–55), Elevated (55–71), Serious (71–86), and Crisis (86 and above). Robertson County's score of 62.5 sits in the Elevated zone (55–71).

  • What data sources power Robertson County's CDI score?

    Robertson County's CDI score draws on Urban Institute Debt in America (Equifax credit-bureau panel), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), Bureau of Labor Statistics (LAUS, QCEW), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Every number on this page traces to one of these public sources.

  • What is the population of Robertson County?

    Robertson County, Texas has a population of approximately 17,267 (2023 Census estimate), classified as a small county.