Throckmorton County, Texas

County Distress Index: Elevated · 57.9 | 1,526 people · 152nd most distressed in Texas
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Throckmorton County, TX registers elevated household financial distress with a score of 57.9 — 1080th nationally out of 3144 counties. The primary driver is Legal Distress, where bankruptcy filing rates are well above the national average. Within Texas, it ranks 152nd of 254 counties. Among its 7 neighboring counties, 4 show less distress.

The Numbers Behind the Score

The CDI measures five statistically derived factors of household financial distress, PCA-weighted. Throckmorton County's primary driver is Legal Distress at 73.8 — above the national median.

Legal Distress Primary driver 73.8
Bankruptcy Filing Rate 74
Consumer Credit Distress 68.1
Debt in Collections 86
Medical Debt 87
Auto Loan Delinquency 74
Credit Card Delinquency 73
Uninsured Rate 95
Subprime Credit Population 19
Structural Poverty 63.5
Unemployment Rate 55
Poverty Rate 47
Income vs. State Median 84
Child Poverty Rate 65
Disability Rate 23
Transfer Income Dependency 86
Economic Vitality 56.5
Wage-to-Rent Ratio 67
Rent-to-Income Ratio 67
Business Formation Rate 5
House Price Change (YoY) 70
Housing Cost Burden 28.2
Rent-Burdened (30%+) 8
Severely Rent-Burdened (50%+) 43
Mortgage-Burdened (30%+) 5
Homeownership Rate 56

Scores are percentile-based: 50 = national median, higher = more distressed.

Neighbors and Peers

Neighboring Counties

CountyScoreZonevs. Throckmorton County
Throckmorton County, TX 57.9 Elevated —
Baylor County, TX 64.1 Elevated +6.2
Haskell County, TX 63.5 Elevated +5.6
Stephens County, TX 63.4 Elevated +5.5
Knox County, TX 51.6 Elevated -6.3
Shackelford County, TX 48.9 Normal -9.0
Young County, TX 47.2 Normal -10.8
Archer County, TX 37.6 Normal -20.3

Population Peers

CountyScoreZonevs. Throckmorton County
Montgomery County, AR 57.8 Elevated -0.1
Chattahoochee County, GA 58.1 Elevated +0.1
Jefferson County, OK 57.7 Elevated -0.2
Alexander County, IL 57.6 Elevated -0.3
Storey County, NV 58.2 Elevated +0.3

Download Data

Export all distress indicators for Throckmorton County as a CSV file.

Find Help in Throckmorton County

Find an Attorney

State Bar of Texas — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

State Bar of Texas — Lawyer Referral Service 1-800-252-9690

Free Legal Aid

Legal aid organizations serving Throckmorton County residents at no cost.

Texas RioGrande Legal Aid 1-888-988-9996
Lone Star Legal Aid 1-800-733-8394
Legal Aid of NorthWest Texas (888) 529-5277

Self-Help Resources

Texas State Law Library — Foreclosure Research Guide Comprehensive guide to Texas foreclosure law with links to statutes, forms, and practice guides.
TexasLawHelp.org Free legal information and self-help resources for low-income Texans.

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

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Frequently Asked Questions

  • What is the distress score for Throckmorton County, Texas?

    Throckmorton County has a County Distress Index score of 57.9 out of 100, placing it in the Elevated zone. It ranks 1,080th nationally out of 3,144 counties and 152nd in Texas out of 254 counties.

  • What drives financial distress in Throckmorton County?

    The primary driver of distress in Throckmorton County is Legal Distress, where the county scores 73.8 out of 100. This domain is measured by indicators including Bankruptcy Filing Rate.

  • How does Throckmorton County compare to neighboring counties?

    Throckmorton County (57.9) can be compared to its 7 neighboring counties: Baylor County, TX (64.1); Haskell County, TX (63.5); Stephens County, TX (63.4).

  • How is the County Distress Index calculated?

    The County Distress Index uses PCA-weighted percentile scoring across five statistically derived factors: Consumer Credit Distress (47.5%), Housing Cost Burden (22.3%), Structural Poverty (13.6%), Economic Vitality (9.2%), and Legal Distress (7.4%). Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • How often is the CDI updated?

    Annually, aligned to Census American Community Survey and Urban Institute Debt in America release windows — the slowest-moving source inputs. Between annual refreshes, faster-cadence indicators (BLS unemployment, QCEW wages) may drive light mid-year updates if a specific component moves meaningfully. Current data compiled April 14, 2026; next full refresh early 2027.

  • What does the Elevated zone mean?

    The CDI divides counties into five zones: Healthy (below 46), Normal (46–55), Elevated (55–71), Serious (71–86), and Crisis (86 and above). Throckmorton County's score of 57.9 sits in the Elevated zone (55–71).

  • What data sources power Throckmorton County's CDI score?

    Throckmorton County's CDI score draws on Urban Institute Debt in America (Equifax credit-bureau panel), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), Bureau of Labor Statistics (LAUS, QCEW), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Every number on this page traces to one of these public sources.

  • What is the population of Throckmorton County?

    Throckmorton County, Texas has a population of approximately 1,526 (2023 Census estimate), classified as a tiny county.