Uvalde County, Texas

County Distress Index: Serious · 69.3 | 24,960 people · 61st most distressed in Texas
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Uvalde County, TX shows significant household financial distress with a score of 69.3 — 422nd nationally out of 3144 counties. The primary driver is Consumer Credit Distress, where residents carry heavy debt burdens with elevated delinquency and collections rates. Within Texas, it ranks 61st of 254 counties. Among its 8 neighboring counties, 5 show less distress.

The Numbers Behind the Score

The CDI measures five statistically derived factors of household financial distress, PCA-weighted. Uvalde County's primary driver is Consumer Credit Distress at 87.1 — worse than roughly 87% of U.S. counties.

Consumer Credit Distress Primary driver 87.1
Debt in Collections 93
Medical Debt 54
Auto Loan Delinquency 99
Credit Card Delinquency 88
Uninsured Rate 96
Subprime Credit Population 89
Structural Poverty 81.2
Unemployment Rate 67
Poverty Rate 89
Income vs. State Median 90
Child Poverty Rate 94
Disability Rate 82
Transfer Income Dependency 67
Economic Vitality 73.0
Wage-to-Rent Ratio 74
Rent-to-Income Ratio 90
Business Formation Rate 68
House Price Change (YoY) 23
Housing Cost Burden 41.5
Rent-Burdened (30%+) 44
Severely Rent-Burdened (50%+) 16
Mortgage-Burdened (30%+) 64
Homeownership Rate 81
Legal Distress 12.2
Bankruptcy Filing Rate 12

Scores are percentile-based: 50 = national median, higher = more distressed.

Neighbors and Peers

Neighboring Counties

CountyScoreZonevs. Uvalde County
Uvalde County, TX 69.3 Serious —
Maverick County, TX 75.9 Serious +6.6
Frio County, TX 71.1 Serious +1.8
Zavala County, TX 69.7 Serious +0.4
Edwards County, TX 61.5 Elevated -7.8
Real County, TX 60.9 Elevated -8.5
Medina County, TX 59.4 Elevated -10.0
Kinney County, TX 55.1 Elevated -14.2
Bandera County, TX 46.3 Normal -23.1

Population Peers

CountyScoreZonevs. Uvalde County
Bladen County, NC 69.3 Serious +0.0
Tyler County, TX 69.3 Serious -0.1
Evangeline Parish, LA 69.4 Serious +0.1
Geneva County, AL 69.2 Serious -0.1
Heard County, GA 69.2 Serious -0.1

Download Data

Export all distress indicators for Uvalde County as a CSV file.

Find Help in Uvalde County

Find an Attorney

State Bar of Texas — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

State Bar of Texas — Lawyer Referral Service 1-800-252-9690

Free Legal Aid

Legal aid organizations serving Uvalde County residents at no cost.

Texas RioGrande Legal Aid 1-888-988-9996
Lone Star Legal Aid 1-800-733-8394
Legal Aid of NorthWest Texas (888) 529-5277

Self-Help Resources

Texas State Law Library — Foreclosure Research Guide Comprehensive guide to Texas foreclosure law with links to statutes, forms, and practice guides.
TexasLawHelp.org Free legal information and self-help resources for low-income Texans.

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

Need legal help? Find a foreclosure defense attorney in Texas →

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Frequently Asked Questions

  • What is the distress score for Uvalde County, Texas?

    Uvalde County has a County Distress Index score of 69.3 out of 100, placing it in the Serious zone. It ranks 422nd nationally out of 3,144 counties and 61st in Texas out of 254 counties.

  • What drives financial distress in Uvalde County?

    The primary driver of distress in Uvalde County is Consumer Credit Distress, where the county scores 87.1 out of 100. This domain is measured by indicators including Debt in Collections, Medical Debt, Auto Loan Delinquency.

  • How does Uvalde County compare to neighboring counties?

    Uvalde County (69.3) can be compared to its 8 neighboring counties: Maverick County, TX (75.9); Frio County, TX (71.1); Zavala County, TX (69.7).

  • How is the County Distress Index calculated?

    The County Distress Index uses PCA-weighted percentile scoring across five statistically derived factors: Consumer Credit Distress (47.5%), Housing Cost Burden (22.3%), Structural Poverty (13.6%), Economic Vitality (9.2%), and Legal Distress (7.4%). Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • How often is the CDI updated?

    Annually, aligned to Census American Community Survey and Urban Institute Debt in America release windows — the slowest-moving source inputs. Between annual refreshes, faster-cadence indicators (BLS unemployment, QCEW wages) may drive light mid-year updates if a specific component moves meaningfully. Current data compiled April 14, 2026; next full refresh early 2027.

  • What does the Serious zone mean?

    The CDI divides counties into five zones: Healthy (below 46), Normal (46–55), Elevated (55–71), Serious (71–86), and Crisis (86 and above). Uvalde County's score of 69.3 sits in the Serious zone (71–86).

  • What data sources power Uvalde County's CDI score?

    Uvalde County's CDI score draws on Urban Institute Debt in America (Equifax credit-bureau panel), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), Bureau of Labor Statistics (LAUS, QCEW), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Every number on this page traces to one of these public sources.

  • What is the population of Uvalde County?

    Uvalde County, Texas has a population of approximately 24,960 (2023 Census estimate), classified as a small county.